812 E Chicago St, Elgin, IL 60120 Property Records

Cook County property record for 812 E Chicago St, Elgin, IL 60120 · Last verified June 2026

Property Highlights

Property Type	Commercial > Retail > Commercial Building, Warehouse, Mail Order, Show Room (Non-Auto)
Year Built	Built 2003
Square Footage	4,745 sqft Gross Area
Lot Size	27,000 sqft (0.62 acres)
Last Sale	$605,000 (2013)
Tax Bill	$64,411.00 (2023)

Property Details

APN / Parcel Number

Primary APN	`06-18-300-057`
Alternative APN	`06-18-300-057-0000`

Interior

Building Area	4,745 sqft Gross Area
Stories	1 Stories

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Lot Area	27,000 sqft (0.62 acres)

Location & Zoning

Street Address	812 E CHICAGO ST
City	ELGIN
State	IL
Zip	60120-6819
Property Usage	Commercial Property Usage
Type	Commercial > Retail > Commercial Building, Warehouse, Mail Order, Show Room (Non-Auto)
Legal Description	(LORDS)(PARK) TERRACE SUB PT LT 16 IN COUNTY CLERKS D IVIN OF UNSUBDIVIDED LAND IN SH SEC 18-41-09
Legal Range	09E
Legal Township	41N
Legal Section	18
Legal Subdivision	LORDS PARK
Legal Lot Number	16
Jurisdiction	COOK IL
Minor Civil Division	HANOVER
Census Blockgroup	2
Census Block	2003
Census Tract	804405

Owner

Source: Cook County records · APN 06-18-300-057

Assessment roll updated May 27, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	2672 RIVER RD, RIVER GROVE, IL 60171-1667
Owner Type	Owner is a Company
Vesting	Company

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jul 05, 2013 · Amount on Record
Deed Sale	Jul 05, 2013 · Amount on Record
Deed Doc Number	201344026
Record Refreshed	Sep 20, 2026

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	812 E CHICAGO ST, ELGIN, IL 60120-6819
Transaction Type	Mortgage
Record Updated	Apr 02, 2026
Title Company	GREATER ILLINOIS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2672 RIVER RD, RIVER GROVE, IL 60171-1667

Mortgage

Document Number	0020218179
Date	Jul 21, 2022
Instrument	2220218179

Lender

Name	CNB BANK & TRUST NA
Type	Bank
Address	PEOTONE, IL 60468

Agreement

Type	Building or Construction Mortgage
Amount	Amount Recorded
Term	313 Months
Due	Aug 05, 2048

Interest

Rate Type	Adjustable Rate
Rate	2.99%

Tax Assessment & Valuation

Source: Cook County records · Assessment roll updated May 27, 2026 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Cook County
County Subdivision	Hanover Township
Municipality	Elgin City
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$234,250 (+82.91%) Land $47,250 Building $187,000	$937,000 (+82.91%) Land $189,000 Building $748,000
2023	$64,411.00 (+79.79%)
2022	$35,825.00	$128,066 Land $40,500 Building $87,566	$512,264 Land $162,000 Building $350,264

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Cook County (17031C), updated February 11, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.