812 E 4th St, Spencer, IA 51301 Property Records

Clay County property record for 812 E 4th St, Spencer, IA 51301 · Last verified October 2025

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,396 sqft · built 1940
Lot Size	0.151 acres (6,600 sqft)
Owner	2 Individual Names on File
Last Sale	$48,000 (Oct 1987)
Tax Bill	$1,660 (2024)
Flood Zone	Zone X (minimal risk)
APN	`963618226012`

Property Details

APN / Parcel Number

Primary APN	`963618226012`
Alternative APN	`64096361822601200`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Total Rooms	4 Rooms
Stories	2 Stories
Building Area	1,396 sqft Living Area
1st Floor Area	520 sqft
Basement Area	556 sqft
Game Room	Game Room
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1940
Architectural Style	Cape Cod
Exterior Material	Wood
Construction Type	Wood
Foundation Type	Block
Roof Type	Gable
Lot Area	6,600 sqft (0.151 acres)
Lot Dimensions	132 ft deep x 50 ft wide
Garage Type	Attached
Garage Area	220 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Water Source	Commercial

Location & Zoning

Old Parcel Number	64096361822601200
Street Address	812 E 4TH ST
City	SPENCER
State	IA
Zip	51301-5147
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	N 1/2 OF E 50' OF W 200' 3 AUD PLAT 3
Legal Range	36
Legal Township	17
Legal Section	18
Legal Subdivision	AUDITOR'S PLAT 3
Jurisdiction	CLAY IA
Township / Civil Division	SPENCER
Census Block Group	2
Census Block	2021
Census Tract	80200

Owner

Source: Clay County records · APN 963618226012

Assessment roll updated May 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	812 E 4TH ST, SPENCER, IA 51301-5147
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Oct 19, 1987 · Amount on Record
Deed Sale	Oct 19, 1987 · Amount on Record
Deed Document Number	0000C3 302
Record Updated	Jun 08, 2026

Tax Assessment & Valuation

Source: Clay County records · Assessment roll updated May 1, 2025 · Last verified October 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Clay County
Municipality	Spencer City
Unified School District	Spencer Community School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$146,620 (+7.78%) Land $19,600 Building $127,020	$146,620 (+7.78%) Land $19,600 Building $127,020
2024	$1,660.00 (-6%)
2023		$136,040 (+20.89%) Land $13,720 Building $122,320	$136,040 (+20.89%) Land $13,720 Building $122,320
2022	$1,766.00 Homeowner's exemption	$112,530 Land $13,720 Building $98,810
2021			$112,530 Land $13,720 Building $98,810

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Clay County (19041C), updated February 21, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Low above 1% of the US · above 9% of Iowa
Wildfire Likelihood	Less than 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.