812 Duncan St, Ann Arbor, MI 48103 Property Records

Washtenaw County property record for 812 Duncan St, Ann Arbor, MI 48103

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,590 sqft · built 1951
Lot Size	0.14 acres (6,098 sqft)
Owner	2 Individual Names on File
Last Sale	$525,000 (Nov 2025)
Tax Bill	$12,860 (2025)
Deeds & Mortgages	Nov 2025 Sale & Mortgage Mar 2021 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`09-09-19-318-047`

Property Details

APN / Parcel Number

Primary APN	`09-09-19-318-047`
Alternative APN	`0919318047`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,590 sqft Living Area
Basement Area	821 sqft
Unfinished Basement	800 sqft

Exterior

Year Built	Built 1951
Effective Year Built	Effective 1951
Lot Area	6,098 sqft (0.14 acres)
Lot Dimensions	120 ft deep x 51 ft wide
Garage Area	280 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	812 DUNCAN ST
City	ANN ARBOR
State	MI
Zip	48103-3568
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1D
Legal Description	LOT 135 EXC BEG SE COR TH N 2 FT ALG E L TH W TO SW COR TH E ALG S L TO POB ALSO PRT LOT 136 BEG SE COR TH N 2 FT ALG E L TH
Legal Range	6E
Legal Township	2S
Legal Section	19
Legal Subdivision	ARBOR HEIGHTS SUBN #2
Legal Block	318
Legal Lot Number	135-136
Jurisdiction	WASHTENAW MI
Township / Civil Division	ANN ARBOR
Census Block Group	2
Census Block	2006
Census Tract	403400

Owner

812 Duncan St is owned and occupied by two individuals who bought it in November 2025.

Source: Washtenaw County records, as of August 17, 2026

Owner of Record	2 Individual Names on File
Mailing Address	812 DUNCAN ST, ANN ARBOR, MI 48103-3568
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 24, 2025	Warranty Deed, Transfer · Conventional Mortgage BANK OF AMERICA NA
Mar 31, 2021	Warranty Deed, Transfer PREFERRED TITLE AGENCY/ANN ARBOR, PREFERRED TITLE AGCY/ANN ARBOR
Mar 31, 2021	Quit Claim Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 24, 2025 · Amount on File
Deed Sale	Nov 24, 2025 · Amount on File
Prior Sale	Mar 31, 2021 · Amount on File
Deed Document Number	20256777437
Deed Book / Page	5610 / 471
Prior Transfer Date	Feb 5, 2021
Prior Transfer Doc	0006581708
Record Updated	Sep 20, 2026

November 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WASHTENAW MI
Recording Date	Nov 24, 2025
Property Address	812 DUNCAN ST, ANN ARBOR, MI 48103-3568
Document Number	0006777437
Book / Page	5610 / 471
Instrument Date	Nov 18, 2025
Instrument	6777437
Transaction Type	Transfer
Record Updated	Dec 25, 2025
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLNS

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,937.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	812 DUNCAN ST, ANN ARBOR, MI 48103-3568

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	2254 RIVENOAK CT, ANN ARBOR, MI 48103-2375

Mortgage

Document Number	0005610472
Date	Nov 24, 2025
Instrument	5610/472

Lender

Name	BANK OF AMERICA NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	241 Months
Due	Dec 1, 2045

March 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WASHTENAW MI
Recording Date	Mar 31, 2021
Property Address	812 DUNCAN ST, ANN ARBOR, MI 48103-3568
Document Number	0006581709
Book / Page	005414 / 000880
Instrument Date	Mar 12, 2021
Instrument	6581709
Transaction Type	Transfer
Record Updated	Jun 28, 2021
Title Company	PREFERRED TITLE AGENCY/ANN ARBOR, PREFERRED TITLE AGCY/ANN ARBOR

Transaction

Amount	Amount on Record
Tax	$495.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	305 MILLWOOD RD CHAPPAQUA NY 105141418, CHAPPAQUA, NY 10514-1418

March 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WASHTENAW MI
Recording Date	Mar 31, 2021
Property Address	812 DUNCAN ST, ANN ARBOR, MI 48103-3568
Document Number	0006581708
Book / Page	005414 / 000879
Instrument Date	Feb 5, 2021
Instrument	6581708
Transaction Type	Transfer
Record Updated	Jun 28, 2021
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	670 MESA GRANDE PALM PALM DESERT CA 92211, PALM DESERT, CA 92211

Tax Assessment & Valuation

The 2025 property tax bill for 812 Duncan St was $12,860 with a homeowner's exemption.

Source: Washtenaw County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Michigan
Municipality	Ann Arbor City
County	Washtenaw County
Unified School District	Ann Arbor Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$282,300 (+6.09%)	$564,600 (+6.09%)
2025	$12,860.00 Homeowner's exemption	$266,100	$532,200
2023	$11,562.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 812 Duncan St in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2001.

Source: FEMA National Flood Hazard Layer, effective May 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	3 (2001–2011)
Most Recent Claim	Aug 2011 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 812 Duncan St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ANN ARBOR serves 123,851 people · EPA ID MI0000220
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 584 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	1,000 / 75
T-Mobile Fixed Wireless	100 / 20

May also be available: Mercury Fiber.

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