Shiawassee County property record for 812 Division St, Owosso, MI 48867
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.12 acres (5,227 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $120,000 (Apr 2022) |
| Tax Bill | $2,440 (2025) |
| Deeds & Mortgages | Apr 2022 Sale & Mortgage Jan 2018 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 050-652-008-006-00 |
| Primary APN | 050-652-008-006-00 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Building Area | 816 sqft Living Area |
| 1st Floor Area | 816 sqft |
| Basement Area | 816 sqft |
| Unfinished Basement | 816 sqft |
| Year Built | Built 1930 |
|---|---|
| Effective Year Built | Effective 1930 |
| Lot Area | 5,227 sqft (0.12 acres) |
| Garage Area | 240 sqft |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 812 DIVISION ST |
|---|---|
| City | OWOSSO |
| State | MI |
| Zip | 48867-4542 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 6 BLK 8 A L WILLIAMS 2ND ADD INCL 12 ADJ CLSD ALLEY |
| Legal Subdivision | WILLIAMS 2ND ADD |
| Legal Block | 8 |
| Legal Lot Number | 6 |
| Jurisdiction | SHIAWASSEE MI |
| Township / Civil Division | OWOSSO |
| Census Block Group | 2 |
| Census Block | 2015 |
| Census Tract | 30800 |
Source: Shiawassee County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 812 DIVISION ST, OWOSSO, MI 48867-4542 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 28, 2022 | Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Jan 25, 2018 | Warranty Deed, Transfer · Conventional Mortgage OTHER INSTITUTIONAL LENDERS |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 28, 2022 · Amount on Record |
| Deed Sale | Apr 28, 2022 · Amount on Record |
| Prior Sale | Jan 25, 2018 · Amount on Record |
| Deed Document Number | 20223359934 |
| Deed Book / Page | 1296 / 20 |
| Prior Transfer Date | Jul 3, 2015 |
| Prior Transfer Doc | 0012120419 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SHIAWASSEE MI |
| Recording Date | Apr 28, 2022 |
| Property Address | 812 DIVISION ST, OWOSSO, MI 48867-4542 |
| Document Number | 0012960020 |
| Book / Page | 1296 / 20 |
| Map Reference | LB 1 PG 58 |
| Instrument Date | Apr 22, 2022 |
| Instrument | 3359934 |
| Transaction Type | Transfer |
| Record Updated | May 16, 2022 |
| Title Company | CRISLO TITLE COMPANY, CISLO TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $900.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 812 DIVISION ST, 812, OWOSSO, MI 48867-4542 |
| Name | Verified Name |
|---|---|
| Address | 507 S WASHINGTON ST, OWOSSO, MI 48867-3531 |
| Document Number | 0003359935 |
|---|---|
| Date | Apr 28, 2022 |
| Instrument | 3359935 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SHIAWASSEE MI |
| Recording Date | Jan 25, 2018 |
| Property Address | 812 DIVISION ST, OWOSSO, MI 48867-4542 |
| Document Number | 0012420326 |
| Book / Page | 001242 / 000326 |
| Instrument Date | Jan 16, 2018 |
| Instrument | 3305691 |
| Transaction Type | Transfer |
| Record Updated | Aug 30, 2018 |
| Title Company | ATA NATIONAL TITLE GROUP LLC, ATA NAT'L TITLE GROUP LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $600.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3300 PEREGRINE WAY HOWELL MI 488432956, HOWELL, MI 48843-2956 |
| Document Number | 12420327 |
|---|---|
| Date | Jan 25, 2018 |
| Book Page | 001242/000327 |
| Instrument | 3305692 |
| Name | OTHER INSTITUTIONAL LENDERS |
|---|---|
| Address | STERLING HEIGHTS, MI 48314 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 24, 2048 |
Source: Shiawassee County assessment roll, as of July 16, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Shiawassee County |
| Municipality | Owosso City |
| Unified School District | Owosso Public Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $71,200 (+10.73%) | $142,400 (+10.73%) | |
| 2025 | $2,440.00 (+4.9%) Homeowner's exemption | $64,300 (+20.64%) | $128,600 (+20.64%) |
| 2024 | $2,326.00 | ||
| 2023 | $2,326.00 Homeowner's exemption | $53,300 | $106,600 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (1982) |
| Most Recent Claim | Mar 1982 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF OWOSSO serves 16,353 people · EPA ID MI0005120 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2024 |
| Lead | 9 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Coliform assessment Nov 2022 |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 430 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 5,000 / 5,000 |
| DayStarr Fiber | 2,500 / 2,500 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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