Flagler County property record for 812 Creekwood Dr, Ormond Beach, FL 32174
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,099 sqft · built 2019 |
| Lot Size | 0.158 acres (6,917 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $420,000 (Jan 2021) |
| Tax Bill | $6,861 (2025) |
| Deeds & Mortgages | Jan 2021 Sale & Mortgage Feb 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 16-13-31-5120-2AF07-0640 |
| Primary APN | 16-13-31-5120-2AF07-0640 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 3 Rooms |
| Stories | 1 Story |
| Building Area | 2,099 sqft Heated Area |
| Gross Area | 2,882 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2019 |
|---|---|
| Exterior Material | Stucco |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 6,917 sqft (0.158 acres) |
| Driveway | Driveway |
| Driveway Area | 320 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Street Address | 812 CREEKWOOD DR |
|---|---|
| City | ORMOND BEACH |
| State | FL |
| Zip | 32174-1445 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PUD |
| Legal Description | PLANTATION BAY SEC 2AF, UNIT 7 MB 38 PG 68 LOT 64 OR 2231/742 OR 2417/850 |
| Legal Range | 31E |
| Legal Township | 13S |
| Legal Section | 16 |
| Legal Subdivision | PLANTATION BAY |
| Legal Lot Number | 64 |
| Legal Unit | 7 |
| Jurisdiction | FLAGLER FL |
| Township / Civil Division | BUNNELL |
| Census Block Group | 3 |
| Census Block | 3006 |
| Census Tract | 60207 |
Source: Flagler County records, as of December 22, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 812 CREEKWOOD DR, ORMOND BEACH, FL 32174-1445 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 6, 2021 | Warranty Deed, Transfer · Conventional Mortgage CARDINAL FINANCIAL COMPANY LP |
| Feb 3, 2020 | Deed of Trust, Mortgage · VA Mortgage FBC MTG |
| Aug 21, 2018 | Loan Modification, Mortgage · Line of Credit RENASANT BK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 6, 2021 · Amount on Record |
| Deed Sale | Jan 6, 2021 · Amount on Record |
| Prior Sale | Feb 4, 2020 · Amount on Record |
| Deed Document Number | 2021000487 |
| Deed Book / Page | 2512 / 1830 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | FLAGLER FL |
| Recording Date | Jan 6, 2021 |
| Property Address | 812 CREEKWOOD DR, ORMOND BEACH, FL 32174-1445 |
| Document Number | 0025121830 |
| Book / Page | 2512 / 1830 |
| Map Reference | MB 38 PG 68-70 |
| Instrument Date | Dec 29, 2020 |
| Instrument | 2021000487 |
| Transaction Type | Transfer |
| Record Updated | Feb 22, 2022 |
| Title Company | FIDELITY NATIONAL TITLE, FIDELITY NATL TTL OF FL INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,940.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 620 BALL ST, 620, NEW SMYRNA BEACH, FL 32168-6404 |
| Name | Verified Name |
|---|---|
| Address | 812 CREEKWOOD DR, ORMOND BEACH, FL 32174-1445 |
| Document Number | 0025121832 |
|---|---|
| Date | Jan 6, 2021 |
| Instrument | 2512/1832 |
| Name | CARDINAL FINANCIAL COMPANY LP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FLAGLER FL |
| Property Address | 812 CREEKWOOD DR, ORMOND BEACH, FL 32174-1445 |
| Instrument Date | Feb 3, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Feb 26, 2020 |
| Title Company | FIDELITY NATIONAL TITLE, FIDELITY NAT'L TITLE/FL INC |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 812 CREEKWOOD DR ORMOND BEACH FL 321741445, ORMOND BEACH, FL 32174-1445 |
| Document Number | 24170852 |
|---|---|
| Date | Feb 4, 2020 |
| Book Page | 002417/000852 |
| Instrument | 4513 |
| Name | FBC MTG |
|---|---|
| Type | Mortgage Company |
| Address | ORLANDO, FL 32801 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 3, 2050 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | FLAGLER FL |
| Recording Date | Aug 21, 2018 |
| Property Address | 812 CREEKWOOD DR, ORMOND BEACH, FL 32174-1445 |
| Document Number | 0023001343 |
| Book / Page | 002300 / 001343 |
| Instrument Date | Aug 15, 2018 |
| Instrument | 31472 |
| Transaction Type | Mortgage |
| Record Updated | Sep 4, 2018 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 2379 BEVILLE RD DAYTONA BEACH FL 321198720, DAYTONA BEACH, FL 32119-8720 |
| Document Number | 23001343 |
|---|---|
| Date | Aug 21, 2018 |
| Book Page | 002300/001343 |
| Instrument | 31472 |
| Name | RENASANT BK |
|---|---|
| Type | Bank |
| Address | 941 W MORSE BLVD # 100, WINTER PARK, FL 32789-3781 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
Source: Flagler County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Flagler County |
| Unified School District | Flagler County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,861.00 (-15.99%) | $487,137 (+9.32%) Land $99,000 Building $388,137 | $487,137 (+9.32%) Land $99,000 Building $388,137 |
| 2023 | $8,167.00 (+7.87%) | $445,593 (+2.47%) Land $99,000 Building $346,593 | $445,593 (+2.47%) Land $99,000 Building $346,593 |
| 2022 | $7,571.00 | $434,848 Land $99,000 Building $335,848 | $434,848 Land $99,000 Building $335,848 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 5, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 140 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 140 in force |
| Nearby Flood Claims | 3 (1994–2019) |
| Claims Outside the SFHA | 1 of 3 |
| Most Recent Claim | Jan 2019 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 71% of the US · above 54% of Florida |
|---|---|
| Wildfire Likelihood | 0.3% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | FGUA - PLANTATION BAY WTP private · serves 3,522 people · EPA ID FL2184251 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2024 |
| Lead | 5 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 227 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
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