812 Colleen Dr, O Fallon, MO 63366 Property Records

St. Charles County property record for 812 Colleen Dr, O Fallon, MO 63366

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,964 sqft · built 1993
Lot Size	0.23 acres (10,019 sqft)
Owner	2 Individual Names on File
Last Sale	$275,000 (Oct 2020)
Tax Bill	$4,479 (2025)
Deeds & Mortgages	Oct 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`A892000496`

Property Details

APN / Parcel Number

Primary APN	`A892000496`
Alternative APN	`2-050A-6440-00-0028.0000000`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,964 sqft Living Area
Gross Area	4,587 sqft
1st Floor Area	1,964 sqft
Basement Area	1,939 sqft
Finished Basement	1,000 sqft
Unfinished Basement	939 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1993
Effective Year Built	Effective 1993
Architectural Style	Ranch
Exterior Material	Brick/Stone
Roof Type	Hip
Roof Material	Asphalt
Lot Area	10,019 sqft (0.23 acres)
Garage Type	Attached
Garage Area	684 sqft
Parking Spaces	3 Parking Spaces
Porch	Open Porch
Porch Area	110 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	A892000496
Street Address	812 COLLEEN DR
City	O FALLON
State	MO
Zip	63366-2154
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TOWERWOOD EST LOT 28
Legal Subdivision	TOWERWOOD EST
Legal Lot Number	28
Jurisdiction	ST CHARLES MO
Township / Civil Division	WENTZVILLE
Census Block Group	4
Census Block	4018
Census Tract	311802

Owner

812 Colleen Dr is owned and occupied by two individuals who bought it in October 2020.

Source: St. Charles County records, as of August 7, 2026

Owner of Record	2 Individual Names on File
Mailing Address	812 COLLEEN DR, O FALLON, MO 63366-2154
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 19, 2020 · Amount on File
Deed Sale	Oct 19, 2020 · Amount on File
Prior Sale	Oct 19, 2020 · Amount on File
Deed Document Number	202079070
Prior Transfer Date	Oct 16, 2020
Prior Transfer Doc	2020R079068
Record Updated	Oct 29, 2026

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	Oct 19, 2020
Property Address	812 COLLEEN DR, O FALLON, MO 63366-2154
Document Number	0000079070
Instrument Date	Oct 6, 2020
Instrument	79070
Transaction Type	Transfer
Record Updated	Jan 26, 2021
Title Company	ORT TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	812 COLLEEN DR O FALLON MO 633662154, O FALLON, MO 63366-2154

Mortgage

Document Number	79071
Date	Oct 19, 2020
Instrument	79071

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 18, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 812 Colleen Dr was $4,479, up 6% from the year before.

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Municipality	O'Fallon City
Unified School District	Fort Zumwalt R-II School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$69,800 (-)	$367,367 (-) Land $65,000 Building $302,367
2025	$4,479.00 (+5.99%)	$69,800	$367,367 Land $65,000 Building $302,367
2024	$4,226.00
2023		$63,930
2022			$336,475 Land $50,000 Building $286,475

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 812 Colleen Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 812 Colleen Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 95% of Missouri
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OFALLON PWS serves 32,515 people · EPA ID MO6010588
Water Source	Purchased surface water from several systems
Last State Inspection	Aug 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 239 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Gateway Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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