812 Center St, Jackson, MI 49202 Property Records

Jackson County property record for 812 Center St, Jackson, MI 49202

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,098 sqft · built 1886
Lot Size	0.2 acres (8,712 sqft)
Owner	Individual Name on File
Last Sale	$96,000 (Oct 2018)
Tax Bill	$1,416 (2025)
Deeds & Mortgages	Oct 2022 Mortgage Oct 2018 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`2-161200000`

Property Details

APN / Parcel Number

Primary APN	`2-161200000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Building Area	1,098 sqft Living Area
1st Floor Area	570 sqft
Basement Area	528 sqft

Exterior

Year Built	Built 1886
Effective Year Built	Effective 1886
Lot Area	8,712 sqft (0.2 acres)
Lot Dimensions	132 ft deep x 66 ft wide

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	812 CENTER ST
City	JACKSON
State	MI
Zip	49202-3104
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	LOT 8 BLK 2 WEBSTER'S HIGHLAND ADD
Legal Subdivision	WEBSTERS HIGHLAND ADD
Legal Block	2
Legal Lot Number	8
Legal Unit	8
Jurisdiction	JACKSON MI
Township / Civil Division	JACKSON
Census Block Group	3
Census Block	3011
Census Tract	100

Owner

812 Center St is owned and occupied by an individual who bought it in October 2018.

Source: Jackson County records, as of June 29, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	812 CENTER ST, JACKSON, MI 49202-3104
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 6, 2022	Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV
Oct 9, 2018	Warranty Deed, Transfer · FHA Mortgage QRL FIN'L SVCS
May 15, 2018	Grant Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 9, 2018 · Amount on File
Deed Sale	Oct 9, 2018 · Amount on File
Prior Sale	May 15, 2018 · Amount on File
Deed Document Number	20182129-0302
Deed Book / Page	2129 / 302
Record Updated	Oct 29, 2026

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON MI
Property Address	812 CENTER ST, JACKSON, MI 49202-3104
Transaction Type	Mortgage
Record Updated	Nov 16, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	812 CENTER ST, JACKSON, MI 49202-3104

Mortgage

Document Number	0002924738
Date	Oct 6, 2022
Book Page	2219/847
Instrument	2924738

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	355 Months
Due	May 1, 2052

October 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON MI
Recording Date	Oct 9, 2018
Property Address	812 CENTER ST, JACKSON, MI 49202-3104
Document Number	0002807190
Book / Page	002129 / 000302
Instrument Date	Oct 4, 2018
Instrument	2807190
Transaction Type	Transfer
Record Updated	Nov 2, 2018
Title Company	OTHER

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	812 CENTER ST JACKSON MI 492023104, JACKSON, MI 49202-3104

Mortgage

Document Number	2807191
Date	Oct 9, 2018
Book Page	002129/000303
Instrument	2807191

Lender

Name	QRL FIN'L SVCS
Address	MADISON, WI 53717

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 8, 2048

May 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	JACKSON MI
Recording Date	May 15, 2018
Property Address	812 CENTER ST, JACKSON, MI 49202-3104
Document Number	0002796509
Book / Page	002121 / 000021
Instrument Date	May 5, 2018
Instrument	2796509
Transaction Type	Transfer
Record Updated	May 25, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	5315 SQUIRES MANOR RD JACKSON MI 492019721, JACKSON, MI 49201-9721

Tax Assessment & Valuation

The 2025 property tax bill for 812 Center St was $1,416 with a homeowner's exemption, down 16.9% from the year before.

Source: Jackson County assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Jackson County
Municipality	Jackson City
Unified School District	Jackson Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$71,800 (+5.9%)	$143,600 (+5.9%)
2025	$1,416.00 (-16.85%)	$67,800	$135,600
2024	$1,703.00
2023		$53,500	$107,000
2022	$1,561.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 812 Center St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 3, 2010

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 812 Center St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JACKSON serves 33,165 people · EPA ID MI0003470
Water Source	Groundwater influenced by surface water
Last State Inspection	Mar 2022
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	No certified operator Dec 2020
Monitoring and Reporting	21 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 275 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
Mercury Fiber Fixed Wireless	150 / 20
AT&T Fixed Wireless · Fiber, DSL in parts of the area	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Great Lakes High Speed.

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