812 Byram St, Reading, PA 19606 Property Records

Berks County property record for 812 Byram St, Reading, PA 19606

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 2,130 sqft · built 1954
Lot Size	0.13 acres (5,663 sqft)
Owner	Individual Name on Record
Last Sale	$290,000 (Sep 2025)
Tax Bill	$2,140 (2026)
Deeds & Mortgages	Sep 2025 Sale & Mortgage Jan 2023 Sale
Flood Zone	Zone X (minimal risk)
APN	`5327-18-21-5534`

Property Details

APN / Parcel Number

Primary APN	`5327-18-21-5534`
Alternative APNs	`23-5327-18-21-5534` `161850`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,130 sqft Living Area
1st Floor Area	1,810 sqft
Basement Area	320 sqft
Finished Basement	320 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1954
Effective Year Built	Effective 1954
Exterior Material	Brick
Construction Type	Masonry / Concrete Block
Foundation Type	No Foundation
Lot Area	5,663 sqft (0.13 acres)
View / Lot	Neighborhood
Porch	Open Frame Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	812 BYRAM ST
City	READING
State	PA
Zip	19606-1446
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	PENNSIDE ADD 03
Legal Block	21
Jurisdiction	BERKS PA
Township / Civil Division	LOWER ALSACE
Census Block Group	2
Census Block	2010
Census Tract	12300

Owner

Source: Berks County records, as of August 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	812 BYRAM ST, READING, PA 19606-1446
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 18, 2025	Deed, Transfer · FHA Mortgage CROSSCOUNTRY MORTGAGE LLC
Jan 17, 2023	Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 18, 2025 · Amount on Record
Deed Sale	Sep 18, 2025 · Amount on Record
Prior Sale	Jan 17, 2023 · Amount on Record
Deed Document Number	202528680
Prior Transfer Date	Sep 15, 1981
Prior Transfer Doc	1806000445
Record Updated	Oct 29, 2026

September 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	BERKS PA
Recording Date	Sep 18, 2025
Property Address	812 BYRAM ST, READING, PA 19606-1446
Document Number	0000028680
Map Reference	VOL 5A PG 32
Instrument Date	Sep 15, 2025
Instrument	2025028680
Transaction Type	Transfer
Record Updated	Oct 9, 2025
Title Company	FIRST AMERICAN MORTGAGE SLN

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$2,900.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	812 BYRAM ST, READING, PA 19606-1446
Investor	Possibly a Property Investor

Mortgage

Document Number	0000028681
Date	Sep 18, 2025
Instrument	2025028681

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2055

Mortgage

Document Number	0000028682
Date	Sep 18, 2025
Instrument	2025028682

Lender

Name	NEIGHBORHOOD HOUSING SERVICES OF GREATER
Address	213 N 5TH ST STE 1030, READING, PA 19601

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Oct 1, 2040

January 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	BERKS PA
Recording Date	Jan 17, 2023
Property Address	812 BYRAM ST, READING, PA 19606-1446
Document Number	0000001571
Map Reference	VOL 5A PG 32
Instrument Date	Jan 17, 2023
Instrument	2023001571
Transaction Type	Transfer
Record Updated	Jan 27, 2023

Transaction

Amount	Amount Recorded
Tax	$2,250.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	812 BYRAM ST, READING, PA 19606-1446

Tax Assessment & Valuation

Source: Berks County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Berks County
County Subdivision	Lower Alsace Township
Unified School District	Antietam School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,140.00 (+4.9%)	$97,600 (-) Land $26,400 Building $71,200	$26,400 (-72.95%) Land $26,400
2025	$2,040.00 (+6.03%)	$97,600 (-) Land $26,400 Building $71,200
2024	$1,924.00	$97,600 Land $26,400 Building $71,200
1994			$97,600 Land $26,400 Building $71,200

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 26, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (2001–2006)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Jun 2006 · Severe Storms, Flooding, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 43% of Pennsylvania
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MT PENN BORO MUNI AUTH serves 10,400 people · EPA ID PA3060082
Water Source	Groundwater
Last State Inspection	Apr 2024
Lead	3 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 234 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: Service Electric Cable TV.

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