812 Brown St, Saint Clair, MI 48079 Property Records

St. Clair County property record for 812 Brown St, Saint Clair, MI 48079

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.5 ba · 1,280 sqft · built 1959
Lot Size	0.261 acres (11,369 sqft)
Owner	Individual Name on Record
Last Sale	$150,000 (Nov 2017)
Tax Bill	$3,103 (2025)
Deeds & Mortgages	Oct 2025 Line of Credit May 2020 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`74-07-057-0032-000`

Property Details

APN / Parcel Number

Primary APN	`74-07-057-0032-000`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,280 sqft Living Area
1st Floor Area	1,280 sqft
Basement Area	1,180 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1959
Effective Year Built	Effective 1959
Lot Area	11,369 sqft (0.261 acres)
Lot Dimensions	175 ft deep x 65 ft wide
Garage Area	352 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	812 BROWN ST
City	SAINT CLAIR
State	MI
Zip	48079-4893
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1 LOW DE
Legal Description	W65' OF E 545' OF N 175' OF S 210' OF THAT PART OF FRAC SEC 30 LYING W OF W LINE OF 6TH ST FRAC SEC 30 T5N R17E .26 A
Legal Range	17E
Legal Township	05N
Legal Section	30
Jurisdiction	SAINT CLAIR MI
Township / Civil Division	ST. CLAIR
Census Block Group	7
Census Block	7009
Census Tract	642000

Owner

Source: St. Clair County records, as of December 23, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	812 BROWN ST, SAINT CLAIR, MI 48079-4893
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 20, 2025	Deed of Trust, Mortgage · Line of Credit ADVIA CU
May 22, 2020	Deed of Trust, Mortgage · Conventional with PMI AMERIFIRST FIN'L CORP
Feb 2, 2018	Deed of Trust, Mortgage · Conventional with PMI AMERIFIRST FIN'L
Jan 5, 2018	Quit Claim Deed, Transfer Quitclaim
Nov 7, 2017	Warranty Deed, Transfer · FHA Mortgage AMERIFIRST FIN'L

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 7, 2017 · Amount on Record
Deed Sale	Nov 7, 2017 · Amount on Record
Prior Sale	May 25, 2006 · Amount on Record
Deed Document Number	201726586
Prior Transfer Date	Oct 19, 2017
Prior Transfer Doc	2018000403
Record Updated	Jun 8, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT CLAIR MI
Property Address	812 BROWN ST, SAINT CLAIR, MI 48079-4893
Transaction Type	Mortgage
Record Updated	Nov 10, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	812 BROWN ST, SAINT CLAIR, MI 48079-4893

Mortgage

Document Number	0005862386
Date	Oct 20, 2025
Book Page	5862/386
Instrument	2025019870

Lender

Name	ADVIA CU
Type	Credit Union
Address	6400 W MAIN ST, KALAMAZOO, MI 49009

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Oct 19, 2045

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT CLAIR MI
Property Address	812 BROWN ST, SAINT CLAIR, MI 48079-4893
Document Number	0051940588
Instrument Date	May 22, 2020
Transaction Type	Mortgage
Record Updated	Jul 1, 2020
Title Company	LIBERTY TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	812 BROWN ST ST CLAIR MI 480794893, ST CLAIR, MI 48079-4893

Mortgage

Document Number	0051940588
Date	Jun 2, 2020
Book Page	005194/000588

Lender

Name	AMERIFIRST FIN'L CORP
Address	KALAMAZOO, MI 49002

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2050

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT CLAIR MI
Property Address	812 BROWN ST, SAINT CLAIR, MI 48079-4893
Document Number	0049160569
Instrument Date	Feb 2, 2018
Transaction Type	Mortgage
Record Updated	Mar 1, 2018
Title Company	ATA NATIONAL TITLE GROUP LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	812 BROWN ST ST CLAIR MI 480794893, ST CLAIR, MI 48079-4893

Mortgage

Document Number	0049160569
Date	Feb 12, 2018
Book Page	004916/000569

Lender

Name	AMERIFIRST FIN'L
Type	Funding / Finance Company
Address	KALAMAZOO, MI 49002

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Feb 11, 2048

January 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAINT CLAIR MI
Recording Date	Jan 5, 2018
Property Address	812 BROWN ST, SAINT CLAIR, MI 48079-4893
Document Number	0049050001
Book / Page	004905 / 000001
Instrument Date	Oct 19, 2017
Transaction Type	Transfer
Record Updated	Jan 30, 2018

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	812 BROWN ST ST CLAIR MI 480794893, ST CLAIR, MI 48079-4893

November 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SAINT CLAIR MI
Recording Date	Nov 7, 2017
Property Address	812 BROWN ST, SAINT CLAIR, MI 48079-4893
Document Number	0048880303
Book / Page	004888 / 000303
Instrument Date	Oct 19, 2017
Transaction Type	Transfer
Record Updated	Dec 1, 2017
Title Company	ATA NATIONAL TITLE GROUP LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,290.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	380 HEMLOCK LN MARYSVILLE MI 480402511, MARYSVILLE, MI 48040-2511

Mortgage

Document Number	48880305
Date	Nov 7, 2017
Book Page	004888/000305

Lender

Name	AMERIFIRST FIN'L
Type	Funding / Finance Company
Address	KALAMAZOO, MI 49002

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 6, 2047

Tax Assessment & Valuation

Source: St. Clair County assessment roll, as of October 7, 2025

Property Jurisdictions

Type	Name
State	Michigan
County	St. Clair County
Municipality	St. Clair City
Unified School District	East China School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,103.00 (-7.95%) Homeowner's exemption	$136,400 (+27.72%)
2024	$3,371.00 (+8.01%)		$272,800 (+27.72%)
2023		$106,800
2022	$3,121.00		$213,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.4% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ST. CLAIR serves 5,464 people · EPA ID MI0006270
Water Source	Surface water
Last State Inspection	Feb 2026
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 140 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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