812 Bower St, Vermillion, SD 57069 Property Records

Clay County property record for 812 Bower St, Vermillion, SD 57069

Property Summary

Property Type	Commercial
Details	28,000 sqft · built 2016
Lot Size	2.94 acres (128,205 sqft)
Owner	Company Name on Record
Last Sale	$840,000 (Feb 2020)
Tax Bill	$15,345 (2025)
Deeds & Mortgages	May 2022 Construction Loan Feb 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`15295-00700-060-00`

Property Details

APN / Parcel Number

Primary APN	`15295-00700-060-00`

Interior

Stories	1 Story
Building Area	28,000 sqft Gross Area

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2016
Lot Area	128,205 sqft (2.94 acres)
Total Buildings	2 Buildings

Location & Zoning

Street Address	812 BOWER ST
City	VERMILLION
State	SD
Zip	57069-1207
Property Category	Commercial
Property Type	Commercial > Retail
Legal Description	LOT 6A BLK 7 ERICKSONS ADDN CITY OF VERMILLION
Legal Subdivision	ERICKSON ADDITION
Legal Block	7
Legal Lot Number	6A
Jurisdiction	CLAY SD
Township / Civil Division	VERMILLION
Census Block Group	3
Census Block	3014
Census Tract	965700

Owner

Source: Clay County records, as of April 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	10301 WAYZATA BLVD, MINNETONKA, MN 55305-1552
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
May 13, 2022	Deed of Trust, Mortgage · Construction Mortgage PARK STATE BANK & TRUST
Feb 25, 2020	Special Warranty Deed, Transfer · Commercial Mortgage PARK STATE BANK & TRUST
Feb 24, 2020	Special Warranty Deed, Transfer · Commercial Mortgage PARK STATE BANK & TRUST

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 25, 2020 · Amount on Record
Deed Sale	Feb 25, 2020 · Amount on Record
Deed Document Number	2020142324
Deed Book / Page	81 / 489
Record Updated	Jun 8, 2026

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY SD
Property Address	812 BOWER ST, VERMILLION, SD 57069-1207
Transaction Type	Mortgage
Record Updated	Sep 1, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10301 WAYZATA BLVD, MINNETONKA, MN 55305-1508

Mortgage

Document Number	0MT146/294
Date	May 13, 2022
Book Page	MT146/294
Instrument	147698

Lender

Name	PARK STATE BANK & TRUST
Type	Bank
Address	GRAND RAPIDS, MN 55744

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	60 Months
Due	May 3, 2027

February 2020: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	CLAY SD
Recording Date	Feb 25, 2020
Property Address	812 BOWER ST, VERMILLION, SD 57069-1207
Document Number	000D81/489
Book / Page	D81 / 489
Instrument Date	Feb 18, 2020
Instrument	142324
Transaction Type	Transfer
Record Updated	Sep 1, 2022

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$840.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1307 2ND AVE N, MINNEAPOLIS, MN 55405-1803

Mortgage

Document Number	0000142325
Date	Feb 25, 2020
Instrument	142325

Lender

Name	PARK STATE BANK & TRUST
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Feb 19, 2030

February 2020: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	UNION SD
Recording Date	Feb 24, 2020
Property Address	812 BOWER ST, VERMILLION, SD 57069-1207
Document Number	000110/106
Book / Page	110 / 106
Instrument Date	Feb 18, 2020
Instrument	200850
Transaction Type	Transfer
Record Updated	Dec 14, 2021
Title Company	INWEST TITLE, WEST TITLE

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1307 2ND AVE N, MINNEAPOLIS, MN 55405-1803

Mortgage

Document Number	0001760147
Date	Feb 24, 2020
Instrument	176/0147

Lender

Name	PARK STATE BANK & TRUST
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Feb 19, 2030

Tax Assessment & Valuation

Source: Clay County assessment roll, as of September 9, 2025

Property Jurisdictions

Type	Name
State	South Dakota
County	Clay County
Municipality	Vermillion City
Unified School District	Vermillion School District 13-1 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$15,345.00 (+46.12%)	$1,041,316 (+165.15%) Land $78,205 Building $608,785
2023	$10,502.00 (+2.18%)	$392,728 Land $52,228 Building $340,500
2022	$10,278.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 29, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2024)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 2024 · Severe Storms, Straight-line Winds, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 94% of South Dakota
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VERMILLION serves 11,695 people · EPA ID SD4600342
Water Source	Groundwater
Last State Inspection	Dec 2024
Lead	1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 42 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Midco Cable	1,250 / 250
Nextlink Fixed Wireless	100 / 20

May also be available: Bluepeak, Verizon.

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