812 Bell St, Bloomington, IL 61701 Property Records

McLean County property record for 812 Bell St, Bloomington, IL 61701

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 832 sqft · built 1960
Lot Size	0.124 acres (5,378 sqft)
Owner	Company Name on Record
Last Sale	$140,000 (Feb 2023)
Tax Bill	$3,254 (2024)
Deeds & Mortgages	Mar 2017 Mortgage Feb 2023 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`21-09-230-011`

Property Details

APN / Parcel Number

Primary APN	`21-09-230-011`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	832 sqft Living Area
Gross Area	1,084 sqft
1st Floor Area	832 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Exterior Material	Brick
Foundation Type	Brick
Roof Material	Asphalt
Lot Area	5,378 sqft (0.124 acres)
Lot Dimensions	90 ft deep x 60 ft wide
View / Lot	Lake Front
Garage Type	Attached
Garage Area	252 sqft
Parking Spaces	1 Parking Space
Greenhouse	Greenhouse

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	812 BELL ST
City	BLOOMINGTON
State	IL
Zip	61701-5442
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1C
Legal Description	NEW OAKLAND HEIGHTS ADD LOT 10 BLK 3
Legal Range	02E
Legal Township	23N
Legal Section	09
Legal Subdivision	NEW OAKLAND HEIGHTS
Legal Block	3
Legal Lot Number	10
Jurisdiction	MCLEAN IL
Township / Civil Division	BLOOMINGTON CITY
Census Block Group	3
Census Block	3000
Census Tract	5900

Owner

Source: McLean County records, as of April 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	812 BELL ST, BLOOMINGTON, IL 61701-5442
Owner Type	Company
Vesting	Single Man

Deeds, Mortgages & Sale History

Date	Document
Mar 8, 2017	Deed of Trust, Mortgage · Conventional Mortgage USAA FSB
Feb 15, 2023	Warranty Deed, Transfer · Conventional Mortgage FIRST STATE MORTGAGE SERVICES LLC
Nov 28, 2018	Warranty Deed, Transfer · Conventional Mortgage US BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 15, 2023 · Amount on Record
Deed Sale	Feb 15, 2023 · Amount on Record
Prior Sale	Nov 28, 2018 · Amount on Record
Deed Document Number	20232136
Record Updated	Oct 29, 2026

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLEAN IL
Property Address	812 BELL ST, BLOOMINGTON, IL 61701-5442
Transaction Type	Mortgage
Record Updated	Sep 25, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201700004066
Date	Mar 8, 2017
Instrument	2017-00004066

Lender

Name	USAA FSB
Type	Bank
Address	SAN ANTONIO, TX 78288

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

February 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCLEAN IL
Recording Date	Feb 15, 2023
Property Address	812 BELL ST, BLOOMINGTON, IL 61701-5442
Document Number	202300002136
Instrument Date	Feb 10, 2023
Instrument	2023-00002136
Transaction Type	Transfer
Record Updated	Sep 25, 2023
Title Company	NOT AVAILABLE, FTC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$140.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	812 BELL ST, BLOOMINGTON, IL 61701-5442

Mortgage

Document Number	202300002137
Date	Feb 15, 2023
Instrument	2023-00002137

Lender

Name	FIRST STATE MORTGAGE SERVICES LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2053

Interest

Rate Type	Fixed Rate
Rate	5.75%

November 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCLEAN IL
Recording Date	Nov 28, 2018
Property Address	812 BELL ST, BLOOMINGTON, IL 61701-5442
Document Number	201800019306
Instrument Date	Nov 16, 2018
Instrument	2018-00019306
Transaction Type	Transfer
Record Updated	Sep 25, 2023
Title Company	ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$147.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	812 BELL ST, BLOOMINGTON, IL 61701-5442

Mortgage

Document Number	201800019307
Date	Nov 28, 2018
Instrument	2018-00019307

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2048

Interest

Rate	5.12%

Mortgage

Document Number	201800019308
Date	Nov 28, 2018
Instrument	2018-00019308

Lender

Name	US BANK NA
Type	Bank
Address	FARGO, ND 58103

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Nov 16, 2048

Interest

Rate Type	Adjustable Rate
Rate	7.3%
Change Frequency	Monthly

Tax Assessment & Valuation

Source: McLean County assessment roll, as of April 8, 2026

Property Jurisdictions

Type	Name
State	Illinois
Municipality	Bloomington City
County	McLean County
County Subdivision	Bloomington City Township
Unified School District	Bloomington School District 87 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$52,701 (+33.39%) Land $9,690 Building $43,011	$158,103 (+33.39%) Land $29,070 Building $129,033
2024	$3,254.00 (-1.45%)
2023	$3,302.00 (+28.83%)	$39,510 (+9.26%) Land $7,265 Building $32,245	$118,530 (+9.26%) Land $21,795 Building $96,735
2022	$2,563.00	$36,163 Land $6,650 Building $29,513	$108,489 Land $19,950 Building $88,539

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 27, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (1981)
Most Recent Claim	Aug 1981 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BLOOMINGTON serves 79,000 people · EPA ID IL1130200
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 591 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Frontier, Pavlov Media, T-Mobile, Watch TV.

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