812 Aston Way Dr, O Fallon, MO 63368 Property Records

St. Charles County property record for 812 Aston Way Dr, O Fallon, MO 63368

Property Summary

Property Type	Single Family Home
Details	4 bd · 4.5 ba · 4,171 sqft · built 2010
Lot Size	0.2 acres (8,712 sqft)
Owner	2 Individual Names on File
Last Sale	$610,000 (Sep 2024)
Tax Bill	$6,270 (2025)
Deeds & Mortgages	Oct 2025 Mortgage Jul 2023 Sale + 3 more
Flood Zone	Zone X (minimal risk)
APN	`T041600150`

Property Details

APN / Parcel Number

Primary APN	`T041600150`
Alternative APN	`3-157D-9331-00-0095.0000000`

Interior

Bedrooms	4 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	4,171 sqft Living Area
Gross Area	5,205 sqft
1st Floor Area	1,797 sqft
Basement Area	1,374 sqft
Finished Basement	1,000 sqft
Unfinished Basement	374 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2010
Effective Year Built	Effective 2010
Architectural Style	Bi-Level
Exterior Material	Brick/Stone
Lot Area	8,712 sqft (0.2 acres)
Garage Type	Attached
Garage Area	660 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	45 sqft
Deck Area	Deck Area
Patio Area	197 sqft

Utilities, Heating & Cooling

Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	T041600150
Street Address	812 ASTON WAY DR
City	O FALLON
State	MO
Zip	63368-8652
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MANORS OF FIELDSTONE FARM LOT 95
Legal Subdivision	MANORS OF FIELDSTONE FARMS
Legal Lot Number	95
Jurisdiction	ST CHARLES MO
Township / Civil Division	WELDON SPRING
Census Block Group	4
Census Block	4032
Census Tract	311151

Owner

812 Aston Way Dr is owned and occupied by two individuals who bought it in September 2024.

Source: St. Charles County records, as of September 10, 2026

Owner of Record	2 Individual Names on File
Mailing Address	812 ASTON WAY DR, O FALLON, MO 63368-8652
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Couple

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 10, 2025	Deed of Trust, Mortgage · VA Mortgage UNITED WHOLESALE MORTGAGE
Jul 21, 2023	Beneficiary Deed, Transfer
Aug 4, 2021	Deed of Trust, Mortgage · Conventional Mortgage AMERISAVE MORTGAGE CORP
Jul 25, 2018	Deed of Trust, Mortgage · Line of Credit COMMERCE BANK
Oct 4, 2019	Deed of Trust, Mortgage · Conventional Mortgage UNITED MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 25, 2024 · Amount on File
Deed Sale	Sep 25, 2024 · Amount on File
Prior Sale	Sep 15, 2010 · Amount on File
Deed Document Number	202439382
Prior Transfer Date	Jul 21, 2023
Prior Transfer Doc	0000029152
Record Updated	Oct 29, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	812 ASTON WAY DR, O FALLON, MO 63368-8652
Transaction Type	Mortgage
Record Updated	Oct 27, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	812 ASTON WAY DR, O FALLON, MO 63368-8652

Mortgage

Document Number	0000045370
Date	Oct 10, 2025
Instrument	2025R-045370

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2055

July 2023: Beneficiary Deed, Transfer

Document Type	Beneficiary Deed
Jurisdiction	ST CHARLES MO
Recording Date	Jul 21, 2023
Property Address	812 ASTON WAY DR, O FALLON, MO 63368-8652
Document Number	0000029152
Map Reference	MB 40 PG 54-56
Instrument Date	Jul 21, 2023
Instrument	2023R-029152
Transaction Type	Transfer
Record Updated	Aug 4, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	812 ASTON WAY DR, O FALLON, MO 63368-8652

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	812 ASTON WAY DR, O FALLON, MO 63368-8652

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	812 ASTON WAY DR, O FALLON, MO 63368-8652
Transaction Type	Mortgage
Record Updated	Aug 23, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	812 ASTON WAY DR, O FALLON, MO 63368-8652

Mortgage

Document Number	2021R065123
Date	Aug 4, 2021
Instrument	2021R-065123

Lender

Name	AMERISAVE MORTGAGE CORP
Type	Mortgage Company
Address	ATLANTA, GA 30305

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Aug 1, 2036

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	812 ASTON WAY DR, O FALLON, MO 63368-8652
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0069530289
Date	Jul 25, 2018
Book Page	6953/0289
Instrument	20180725000419730

Lender

Name	COMMERCE BANK
Type	Bank
Address	KANSAS CITY, MO 64106

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	120 Months
Due	Jul 18, 2028

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	812 ASTON WAY DR, O FALLON, MO 63368-8652
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0071562255
Date	Oct 4, 2019
Book Page	7156/2255
Instrument	20191004000555200

Lender

Name	UNITED MORTGAGE LLC
Type	Mortgage Company
Address	OVERLAND PARK, KS 66210

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	359 Months
Due	Sep 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 812 Aston Way Dr was $6,270.

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Municipality	O'Fallon City
Unified School District	Francis Howell R-III School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$98,651 (-)	$519,215 (-) Land $80,000 Building $439,215
2025	$6,270.00	$98,651	$519,215 Land $80,000 Building $439,215
2023		$86,652 (+24.86%)
2022	$4,801.00	$69,400	$456,063 (+24.86%) Land $60,000 Building $396,063
2021			$365,266 Land $50,000 Building $315,266

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 812 Aston Way Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective August 25, 2024

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 812 Aston Way Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 94% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST CHARLES COUNTY PWSD 2 serves 100,587 people · EPA ID MO6024530
Water Source	Purchased surface water from ST LOUIS CITY PWS
Last State Inspection	Aug 2023
Also Mapped Here	MO AMERICAN ST LOUIS ST CHARLES COUNTIES
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 323 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Gateway Fiber, i3 Broadband, Wisper ISP.

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