812 5th Ave, Decorah, IA 52101 Property Records

Winneshiek County property record for 812 5th Ave, Decorah, IA 52101

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,704 sqft · built 1976
Lot Size	0.336 acres (14,652 sqft)
Owner	2 Individual Names on File
Tax Bill	$5,836 (2026)
Deeds & Mortgages	Jul 2019 Mortgage Jan 2021 Sale
Flood Zone	Zone X (minimal risk)
APN	`111728201800`

Property Details

APN / Parcel Number

Primary APN	`111728201800`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,704 sqft Living Area
1st Floor Area	1,236 sqft
Basement Area	1,236 sqft
Finished Basement	950 sqft
Unfinished Basement	286 sqft
Game Room	Game Room
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1976
Effective Year Built	Effective 1976
Exterior Material	Wood Siding
Construction Type	Frame
Foundation Type	Block
Roof Type	Gable
Roof Material	Asphalt
Lot Area	14,652 sqft (0.336 acres)
Lot Dimensions	132 ft deep x 111 ft wide
Garage Type	Attached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces
Porch	Patio
Porch Area	168 sqft
Deck Area	61 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Water Source	Commercial

Location & Zoning

Street Address	812 5TH AVE
City	DECORAH
State	IA
Zip	52101-1216
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	EAST 56'OF W 64' LOT 1-5, LOT 2-5, W 8' LOT 1-5
Legal Range	08W
Legal Township	98N
Legal Section	17
Legal Lot Number	1-5
Jurisdiction	WINNESHIEK IA
Township / Civil Division	DECORAH
Census Block Group	2
Census Block	2027
Census Tract	950200

Owner

812 5th Ave is owned and occupied by two individuals who acquired it in April 2013.

Source: Winneshiek County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	812 5TH AVE, DECORAH, IA 52101-1216
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 18, 2019	Deed of Trust, Mortgage · Balloon Mortgage DECORAH BANK & TRUST COMPANY
Jan 29, 2021	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Apr 25, 2013
Transfer Doc	02013/1464
Record Updated	Oct 29, 2026

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINNESHIEK IA
Property Address	812 5TH AVE, DECORAH, IA 52101-1216
Transaction Type	Mortgage
Record Updated	Aug 9, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02019/1876
Date	Jul 18, 2019
Book Page	2019/1876
Instrument	1876

Lender

Name	DECORAH BANK & TRUST COMPANY

Agreement

Type	Balloon Mortgage
Amount	Amount on Record

January 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WINNESHIEK IA
Recording Date	Jan 29, 2021
Property Address	812 5TH AVE, DECORAH, IA 52101-1216
Document Number	002021/441
Book / Page	2021 / 441
Instrument Date	Jan 19, 2021
Instrument	2021 0441
Transaction Type	Transfer
Record Updated	Aug 9, 2022

Transaction

Amount	Amount on Record
Tax	$455.20
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	812 5TH AVE, DECORAH, IA 52101-1216

Tax Assessment & Valuation

The 2026 property tax bill for 812 5th Ave was $5,836 with a homeowner's exemption.

Source: Winneshiek County assessment roll, as of October 21, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Winneshiek County
Municipality	Decorah City
Unified School District	Decorah Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,836.00	$362,950 (-) Land $53,780 Building $309,170	$362,950 (-) Land $53,780 Building $309,170
2025	$5,836.00 (+4.21%) Homeowner's exemption	$362,950 Land $53,780 Building $309,170	$362,950 Land $53,780 Building $309,170
2024	$5,600.00
2023		$321,450 (+15.95%) Land $53,780 Building $267,670	$321,450 Land $53,780 Building $267,670
2022	$5,776.00	$277,220 Land $44,820 Building $232,400
2021			$277,220 Land $44,820 Building $232,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 812 5th Ave in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective February 21, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 17 policies
Nearby Flood Policies	17 in force
Nearby Flood Claims	5 (2016)
Claims Outside the SFHA	4 of 5
Most Recent Claim	Sep 2016 · Severe Storms And Flooding
Claims by Event	Severe Storms, Straight-line Winds, And Flooding, Aug 2016 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 812 5th Ave is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 49% of Iowa
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DECORAH WATER DEPARTMENT serves 7,615 people · EPA ID IA9630012
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	9 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 299 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
Nextlink Fixed Wireless	100 / 20

May also be available: GigFire.

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