812 4th Ave, Two Harbors, MN 55616 Property Records

Lake County property record for 812 4th Ave, Two Harbors, MN 55616

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,080 sqft · built 1893
Owner	Individual Name on File
Last Sale	$170,500 (Sep 2019)
Deeds & Mortgages	Sep 2019 Sale & Mortgage
APN	`23-7660-13035`

Property Details

APN / Parcel Number

Primary APN	`23-7660-13035`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	1,080 sqft Gross Area
Fireplace	Fireplace

Exterior

Year Built	Built 1893
Effective Year Built	Effective 1960
Architectural Style	Traditional
Exterior Material	Vinyl
Construction Type	Wood
Garage Type	Carport
Carport	Carport
Carport Area	25 sqft
Pool Type	Pool with Hot Tub/Spa
Porch	Open Porch
Porch Area	125 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Street Address	812 4TH AVE
City	TWO HARBORS
State	MN
Zip	55616-1462
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	W12 OF LOT 3 BLOCK 13
Legal Block	13
Legal Lot Number	3
Jurisdiction	LAKE MN
Township / Civil Division	TWO HARBORS
Census Block Group	2
Census Block	2022
Census Tract	370400

Owner

Source: Lake County assessment roll, as of February 1, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	812 4TH AVE, TWO HARBORS, MN 55616-1462
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Sep 24, 2019 · Amount on Record
Deed Sale	Sep 24, 2019 · Amount on Record
Prior Sale	Aug 2, 2007 · Amount on Record
Deed Document Number	192662
Prior Transfer Date	Sep 23, 2019
Prior Transfer Doc	A000192662
Record Updated	Jun 7, 2026

September 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE MN
Recording Date	Sep 23, 2019
Property Address	812 4TH AVE, TWO HARBORS, MN 55616-1462
Document Number	A000192662
Instrument Date	Sep 20, 2019
Instrument	A000192662
Transaction Type	Transfer
Record Updated	Aug 15, 2022

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	812 4TH AVE, TWO HARBORS, MN 55616-1462

Mortgage

Document Number	A000192663
Date	Sep 23, 2019
Instrument	A000192663

Lender

Name	BAY EQUITY LLC

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Mortgage

Document Number	A000192662
Date	Sep 23, 2019
Instrument	A000192662

Lender

Name	BAY EQUITY LLC

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2049

Tax Assessment & Valuation

Source: Lake County assessment roll, as of February 1, 2023

Property Jurisdictions

Type	Name
State	Minnesota
County	Lake County
Municipality	Two Harbors City
Unified School District	Lake Superior Public School District (PK - 12)

Tax Bill & Assessment History

Year	Assessed Value	Assessed Market Value
2023	$203,900 Land $9,400 Building $194,500	$203,900 Land $9,400 Building $194,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (1979)
Most Recent Claim	May 1979 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Two Harbors serves 3,698 people · EPA ID MN1380005
Water Source	Surface water
Last State Inspection	Sep 2024
Lead	6 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 97 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Zito West Holding Fiber	1,000 / 1,000
Mediacom Communications Cable	1,000 / 50
Starlink Satellite	280 / 30

May also be available: Frontier, T-Mobile USA.

Nearby Properties on 4th Ave

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures