812 3rd St, Kings Mountain, NC 28086 Property Records

Cleveland County property record for 812 3rd St, Kings Mountain, NC 28086

Property Summary

Property Type	Single Family Home
Details	1,204 sqft · built 1900
Lot Size	0.201 acres (8,755 sqft)
Owner	Individual Name on File
Last Sale	$55,000 (Sep 2026)
Tax Bill	$1,088 (2026)
Deeds & Mortgages	Sep 2026 Sale & Mortgage Mar 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`13343`

Property Details

APN / Parcel Number

Primary APN	`13343`
Alternative APN	`1101474`

Interior

Plumbing Fixtures	5 Plumbing Fixtures
Stories	1 Story
Building Area	1,204 sqft Finished Area

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1995
Exterior Material	Aluminum/Vinyl
Foundation Type	Footing
Roof Type	Shed Roof
Lot Area	8,755 sqft (0.201 acres)
Lot Dimensions	103 ft deep x 85 ft wide
Porch	Slab
Porch Area	108 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	Heat Pump

Location & Zoning

Account Number	1101474
Street Address	812 3RD ST
City	KINGS MOUNTAIN
State	NC
Zip	28086-2130
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R6
Legal Description	812 THIRD ST
Legal Subdivision	CORA MILL
Legal Block	4
Legal Lot Number	20
Jurisdiction	CLEVELAND NC
Township / Civil Division	CLEVELAND
Census Block Group	1
Census Block	1038
Census Tract	950500

Owner

812 3rd St is owned and occupied by an individual who bought it in September 2026.

Source: Cleveland County records, as of October 13, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	812 3RD ST, KINGS MOUNTAIN, NC 28086-2130
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 16, 2026	Warranty Deed, Transfer · Seller Carry-Back NONE LISTED ON DOCUMENT
Mar 29, 2023	Warranty Deed, Transfer · Stand-Alone First Mortgage ALLIANCE BANK & TRUST CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 16, 2026 · Amount on File
Deed Sale	Sep 16, 2026 · Amount on File
Prior Sale	Feb 9, 2007 · Amount on File
Deed Document Number	2026200133625
Deed Book / Page	1984 / 1222
Record Updated	Oct 29, 2026

September 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLEVELAND NC
Recording Date	Sep 16, 2026
Property Address	812 3RD ST, KINGS MOUNTAIN, NC 28086-2130
Document Number	0200133625
Book / Page	1984 / 1222
Instrument Date	Sep 16, 2026
Instrument	2026200133625
Transaction Type	Transfer
Record Updated	Oct 13, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$11,110.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	812 3RD ST, KINGS MOUNTAIN, NC 28086-2130

Mortgage

Document Number	0200133626,
Date	Sep 16, 2026
Instrument	2026200133626

Lender

Special Notes	Seller Financed

Agreement

Type	Seller Carry-Back
Amount	Amount on Record
Term	144 Months
Due	Sep 10, 2038

Interest

Max Rate	-1%

March 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLEVELAND NC
Recording Date	Mar 29, 2023
Property Address	812 3RD ST, KINGS MOUNTAIN, NC 28086-2130
Document Number	0018950784
Book / Page	1895 / 784
Instrument Date	Mar 28, 2023
Instrument	200085549
Transaction Type	Transfer
Record Updated	Apr 12, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$590.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	507 S LAFAYETTE ST, SHELBY, NC 28150-5838

Mortgage

Document Number	0018950787
Date	Mar 29, 2023
Instrument	1895/0787

Lender

Name	ALLIANCE BANK & TRUST CO
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 812 3rd St was $1,088, up 4.3% from the year before.

Source: Cleveland County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Cleveland County
Municipality	Kings Mountain City
Unified School District	Cleveland County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,088.00 (+4.31%)	$101,778 (-) Land $14,620 Building $87,158	$101,778 (-) Land $14,620 Building $87,158
2025	$1,043.00	$101,778 Land $14,620 Building $87,158	$101,778 Land $14,620 Building $87,158
2023		$32,154 Land $8,772 Building $23,382	$32,154 Land $8,772 Building $23,382

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 812 3rd St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 5, 2020

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 812 3rd St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF KINGS MOUNTAIN serves 14,784 people · EPA ID NC0123020
Water Source	Surface water
Last State Inspection	May 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Apr 2025
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 198 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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