McMinn County property record for 812 3rd St, Etowah, TN 37331
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,344 sqft · built 2020 |
| Lot Size | 0.4 acres (17,424 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $209,000 (Feb 2024) |
| Tax Bill | $1,319 (2025) |
| Deeds & Mortgages | Feb 2024 Sale & Mortgage Jul 2023 Foreclosure + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 054107J E 00102 |
| Primary APN | 054107J E 00102 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,344 sqft Living Area |
| 1st Floor Area | 1,344 sqft |
| Basement Area | 1,344 sqft |
| Unfinished Basement | 1,344 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2020 |
|---|---|
| Effective Year Built | Effective 2020 |
| Exterior Material | Siding |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 17,424 sqft (0.4 acres) |
| Porch | Slab |
| Porch Area | 96 sqft |
| Deck Area | 80 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 812 3RD ST |
|---|---|
| City | ETOWAH |
| State | TN |
| Zip | 37331-1469 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Subdivision | NOBLE HILLS |
| Jurisdiction | MCMINN TN |
| Township / Civil Division | 4 |
| Census Block Group | 3 |
| Census Block | 3013 |
| Census Tract | 970602 |
Source: McMinn County records, as of March 27, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 2A HARRY ST, NORTON, MA 02766 |
| Owner Type | Individual |
| Vesting | Et Ux (and Wife) |
| Date | Document |
|---|---|
| Feb 1, 2024 | Special Warranty Deed, Transfer · VA Mortgage 1ST LENDING SOLUTIONS INC |
| Jul 25, 2023 | Trustee's Deed, Foreclosure |
| Apr 4, 2022 | Deed of Trust, Mortgage · FHA Mortgage PENNYMAC LOAN SERVICES LLC |
| Mar 11, 2021 | Warranty Deed, Transfer · Conventional Mortgage SIERRA PACIFIC MORTGAGE CO INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 1, 2024 · Amount on Record |
| Deed Sale | Feb 1, 2024 · Amount on Record |
| Prior Sale | Jul 25, 2023 · Amount on Record |
| Deed Document Number | 2024252691 |
| Deed Book / Page | 23Z / 359 |
| Record Updated | Jun 8, 2026 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | MCMINN TN |
| Recording Date | Feb 1, 2024 |
| Property Address | 812 3RD ST, ETOWAH, TN 37331-1469 |
| Document Number | 000023Z359 |
| Book / Page | 23Z / 359 |
| Map Reference | CAB J PG 571 |
| Instrument Date | Feb 1, 2024 |
| Instrument | 252691 |
| Transaction Type | Transfer |
| Record Updated | Feb 13, 2024 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $773.30 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3043 TOWNSGATE RD # 200, 200, WESTLAKE VILLAGE, CA 91361-3027 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 2A HARRY ST, NORTON, MA 02766 |
| Document Number | 0000252692 |
|---|---|
| Date | Feb 1, 2024 |
| Instrument | 252692 |
| Name | 1ST LENDING SOLUTIONS INC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Jan 1, 2054 |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | MCMINN TN |
| Recording Date | Jul 25, 2023 |
| Property Address | 812 3RD ST, ETOWAH, TN 37331-1469 |
| Document Number | 000023S624 |
| Book / Page | 23S / 624 |
| Map Reference | CAB J PG 57 |
| Instrument Date | Jul 24, 2023 |
| Instrument | 248086 |
| Transaction Type | Foreclosure |
| Record Updated | Aug 11, 2023 |
| Amount | Amount Recorded |
|---|---|
| Tax | $750.36 |
| Amount Accuracy | Full Amount Stated |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 6101 CONDOR DR, MOORPARK, CA 93021-2602 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCMINN TN |
| Property Address | 812 3RD ST, ETOWAH, TN 37331-1469 |
| Transaction Type | Mortgage |
| Record Updated | Apr 18, 2022 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 812 3RD ST, ETOWAH, TN 37331-1469 |
| Document Number | 0001277272 |
|---|---|
| Date | Apr 4, 2022 |
| Book Page | 1277/272 |
| Instrument | 235091 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | ALPAUGH, CA 93201 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 348 Months |
| Due | Apr 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MCMINN TN |
| Recording Date | Mar 11, 2021 |
| Property Address | 812 3RD ST, ETOWAH, TN 37331-1469 |
| Document Number | 0000022O11 |
| Book / Page | 22O / 11 |
| Map Reference | CAB J SL 571 |
| Instrument Date | Mar 10, 2021 |
| Instrument | 223007 |
| Transaction Type | Transfer |
| Record Updated | Mar 15, 2022 |
| Title Company | TITLE INSURANCE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $703.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 812 3RD ST, ETOWAH, TN 37331-1469 |
| Document Number | 0000223008 |
|---|---|
| Date | Mar 11, 2021 |
| Instrument | 223008 |
| Name | SIERRA PACIFIC MORTGAGE CO INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2051 |
Source: McMinn County assessment roll, as of February 5, 2026
| Type | Name |
|---|---|
| State | Tennessee |
| County | McMinn County |
| Municipality | Etowah City |
| Elementary School District | Etowah City School District (PK - 08) |
| Secondary School District | McMinn County School District in Etowah (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,319.00 | $55,950 (-) Land $2,625 Building $53,325 | |
| 2024 | $1,319.00 | $55,950 (-) Land $2,625 Building $53,325 | |
| 2023 | $1,319.00 (+11.69%) | $55,950 (+57.16%) Land $2,625 Building $53,325 | $223,800 (+57.16%) Land $10,500 Building $213,300 |
| 2022 | $1,181.00 | $35,600 Land $2,100 Building $33,500 | $142,400 Land $8,400 Building $134,000 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 66% of the US · above 50% of Tennessee |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ETOWAH UTILITIES serves 12,851 people · EPA ID TN0000233 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2024 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 324 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
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