Henderson County property record for 812 2nd St, Henderson, KY 42420
| Property Type | Office Building |
|---|---|
| Details | 3,258 sqft · built 2004 |
| Lot Size | 0.459 acres (20,000 sqft) |
| Owner | Company Name on Record |
| Last Sale | $80,000 (Jun 2011) |
| Tax Bill | $3,781 (2025) |
| Deeds & Mortgages | Nov 2019 Line of Credit Apr 2021 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 2-16-1-20 |
| Primary APN | 2-16-1-20 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 3,258 sqft Total Area |
| Office | 3,258 sqft |
| Year Built | Built 2004 |
|---|---|
| Exterior Material | Brick Veneer |
| Construction Type | Wood |
| Foundation Type | Block |
| Roof Type | Hip |
| Roof Material | Composition Shingle |
| Lot Area | 20,000 sqft (0.459 acres) |
| Lot Dimensions | 200 ft deep x 100 ft wide |
| Porch | Porch |
| Porch Area | 60 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Gas |
| Sewer | Connected |
| Account Number | 22039 |
|---|---|
| Street Address | 812 2ND ST |
| City | HENDERSON |
| State | KY |
| Zip | 42420-3229 |
| Property Category | Commercial |
| Property Type | Commercial > Office > Office Building |
| Legal Description | GENERAL OFFICE |
| Jurisdiction | HENDERSON KY |
| Township / Civil Division | HENDERSON |
| Census Block Group | 1 |
| Census Block | 1032 |
| Census Tract | 20200 |
Source: Henderson County records, as of November 24, 2025
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 8374 OLD US HIGHWAY 60, SPOTTSVILLE, KY 42458-9706 |
| Owner Type | Company |
| Date | Document |
|---|---|
| Nov 22, 2019 | Deed of Trust, Mortgage · Line of Credit FARMERS BANK & TRUST |
| Apr 22, 2021 | Deed of Trust, Mortgage · Line of Credit FARMERS BANK & TRUST |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 30, 2011 · Amount on Record |
| Deed Sale | Jun 30, 2011 · Amount on Record |
| Deed Document Number | 0000582842 |
| Deed Book / Page | 582 / 842 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HENDERSON KY |
| Property Address | 812 2ND ST, HENDERSON, KY 42420-3229 |
| Transaction Type | Mortgage |
| Record Updated | Aug 10, 2022 |
| Name | Verified Name |
|---|
| Document Number | MT1298/976 |
|---|---|
| Date | Nov 22, 2019 |
| Book Page | MT 1298/976 |
| Instrument | 2019013026 |
| Name | FARMERS BANK & TRUST |
|---|---|
| Type | Bank |
| Address | MARION, KY 42064 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Nov 12, 2020 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HENDERSON KY |
| Property Address | 812 2ND ST, HENDERSON, KY 42420-3229 |
| Transaction Type | Mortgage |
| Record Updated | Aug 10, 2022 |
| Name | Verified Name |
|---|---|
| Address | 812 2ND ST, HENDERSON, KY 42420-3229 |
| Document Number | MT1352/399 |
|---|---|
| Date | Apr 22, 2021 |
| Book Page | MT 1352/399 |
| Instrument | 2021004535 |
| Name | FARMERS BANK & TRUST |
|---|---|
| Type | Bank |
| Address | MARION, KY 42064 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 59 Months |
| Due | Mar 17, 2026 |
Source: Henderson County assessment roll, as of April 1, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Henderson County |
| Municipality | Henderson City |
| Unified School District | Henderson County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,781.00 (-0.81%) | $341,000 (-) | $341,000 (-) |
| 2023 | $3,812.00 (+0.9%) | $341,000 (-) | $341,000 (-) |
| 2022 | $3,778.00 | $341,000 | $341,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 9 in force |
| Nearby Flood Claims | 2 (2005) |
| Most Recent Claim | Nov 2005 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.2% of Kentucky |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HENDERSON WATER UTILITY/NORTH serves 31,705 people · EPA ID KY0510188 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2025 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 414 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Henderson Municipal Power & Light Fiber | 5,000 / 5,000 |
| AT&T Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
May also be available: Verizon, Watch TV.
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