81197 Ave Los Circos, Indio, CA 92203 Property Records

Riverside County property record for 81197 Ave Los Circos, Indio, CA 92203

Property Summary

Property Type	Single Family Home
Details	2 bd · 2.5 ba · 2,610 sqft · built 2006
Lot Size	0.21 acres (9,148 sqft)
Owner	2 Individual Names on File
Last Sale	$750,000 (Mar 2023)
Tax Bill	$11,126 (2025)
Deeds & Mortgages	Mar 2023 Sale & Mortgage
Flood Zone	Zone D (undetermined)
APN	`691-480-039`

Property Details

APN / Parcel Number

Primary APN	`691-480-039`
Alternative APN	`679941022`

Interior

Bedrooms	2 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,610 sqft Living Area
Gross Area	3,738 sqft
1st Floor Area	2,610 sqft

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Construction Type	Wood
Roof Material	Tile
Lot Area	9,148 sqft (0.21 acres)
View / Lot	Golf Course
Garage Type	Attached
Garage Area	732 sqft
Parking Spaces	3 Parking Spaces
Putting Green	Putting Green

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	81197 AVENIDA LOS CIRCOS
City	INDIO
State	CA
Zip	92203-7550
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	.21 ACRES M/L IN LOT 205 MB 388/045 TR 32390-1
Legal Subdivision	388M45-56
Legal Tract	32390-1
Legal Lot Number	205
Jurisdiction	RIVERSIDE CA
Township / Civil Division	COACHELLA VALLEY
Census Block Group	2
Census Block	2002
Census Tract	45216

Owner

81197 Ave Los Circos is owned by two individuals who bought it in March 2023.

Source: Riverside County records, as of July 29, 2026

Owner of Record	2 Individual Names on File
Mailing Address	78206 VARNER RD, D, PALM DESERT, CA 92211-4136
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 2, 2023 · Amount on File
Deed Sale	Mar 2, 2023 · Amount on File
Prior Sale	Apr 3, 2008 · Amount on File
Deed Document Number	202359974
Record Updated	Oct 29, 2026

March 2023: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	RIVERSIDE CA
Recording Date	Mar 2, 2023
Property Address	81197 AVENIDA LOS CIRCOS, INDIO, CA 92203-7550
Document Number	0000059974
Map Reference	MB 388 PG 45-56
Instrument Date	Dec 20, 2022
Instrument	2023-0059974
Transaction Type	Transfer
Record Updated	Mar 14, 2023
Title Company	USA NATIONAL TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	44100 JEFFERSON ST STE D403, D403, INDIO, CA 92201-2714

Mortgage

Document Number	0000059975
Date	Mar 2, 2023
Instrument	2023-0059975

Lender

Name	RBC BANK (GEORGIA) NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	5.87%
Type Change Date	Apr 1, 2028
Change Frequency	6 Months
Min Rate At Change	3.87%
Max Rate At Change	7.87%
Index	Other
Margin	3
Max Rate	10.8%

Tax Assessment & Valuation

The 2025 property tax bill for 81197 Ave Los Circos was $11,126.

Source: Riverside County assessment roll, as of July 29, 2026

Property Jurisdictions

Type	Name
State	California
County	Riverside County
Municipality	Indio City
Unified School District	Desert Sands Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$795,905 (+2%) Land $111,426 Building $684,479
2025	$11,126.00	$780,300 Land $109,242 Building $671,058
2023	$10,446.00 (+2.53%)	$744,861 Land $186,210 Building $558,651
2022	$10,188.00
2021			$517,230

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 81197 Ave Los Circos in Zone D, where flood risk has not been studied.

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone D undetermined · not studied
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 81197 Ave Los Circos is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 98.4% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COACHELLA VWD: COVE COMMUNITY serves 270,000 people · EPA ID CA3310001
Water Source	Groundwater
Last State Inspection	Dec 2022
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 387 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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