8118 Loretta Dr, Denver, CO 80221 Property Records

Adams County property record for 8118 Loretta Dr, Denver, CO 80221

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 4,395 sqft · built 1966
Lot Size	0.173 acres (7,519 sqft)
Owner	2 Individual Names on Record
Tax Bill	$4,849 (2025)
Deeds & Mortgages	Jul 2026 Mortgage Sep 2023 Second Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`1719-28-4-19-008`

Property Details

APN / Parcel Number

Primary APN	`1719-28-4-19-008`
Alternative APNs	`0171928419008` `R0060605`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Plumbing Fixtures	18 Plumbing Fixtures
Total Rooms	11 Rooms
Stories	2 Stories
Building Area	4,395 sqft Living Area
1st Floor Area	1,804 sqft
2nd Floor Area	1,666 sqft
Basement Area	925 sqft
Finished Basement	925 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1966
Effective Year Built	Effective 2006
Exterior Material	Combination
Construction Type	Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	7,519 sqft (0.173 acres)
Lot Dimensions	103 ft deep x 73 ft wide
Garage Area	300 sqft
Porch	Open Slab
Porch Area	300 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Account Number	R0060605
Street Address	8118 LORETTA DR
City	DENVER
State	CO
Zip	80221-4417
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1C
Legal Description	SUB:SHERRELWOOD ESTATES FILING NO 7 BLK:7 LOT:16
Legal Range	68W
Legal Township	02S
Legal Section	28
Legal Quarter	4
Legal Subdivision	SHERRELWOOD ESTATES
Legal Block	7
Legal Lot Number	16
Jurisdiction	ADAMS CO
Township / Civil Division	WEST ADAMS
Census Block Group	1
Census Block	1019
Census Tract	9306

Owner

Source: Adams County records, as of July 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	8118 LORETTA DR, DENVER, CO 80221-4417
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants in Common

Deeds, Mortgages & Sale History

Date	Document
Jul 21, 2026	Deed of Trust, Mortgage · FHA Mortgage SERVICELINK
Sep 8, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage PENNYMAC LOAN SERVICES LLC
Nov 16, 2021	Intrafamily Transfer, Transfer · FHA Mortgage PANORAMA MORTGAGE GROUP LLC
Apr 13, 2021	Special Warranty Deed, Transfer · Line of Credit EQUABLE INVESTMENT CORP
Dec 26, 2018	Warranty Deed, Transfer · Conventional with PMI CITYWIDE HMS LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 16, 2021
Deed Sale	Nov 16, 2021
Prior Sale	Apr 13, 2021 · Amount on Record
Deed Document Number	2021133932
Prior Transfer Date	Oct 21, 2021
Prior Transfer Doc	0000133932
Record Updated	Oct 29, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ADAMS CO
Recording Date	Jul 21, 2026
Property Address	8118 LORETTA DR, DENVER, CO 80221-4417
Document Number	0000042855
Instrument Date	Jun 12, 2026
Instrument	202642855
Transaction Type	Mortgage
Record Updated	Jul 30, 2026
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8118 LORETTA DR, DENVER, CO 80221-4417

Mortgage

Document Number	0000042855,
Date	Jul 21, 2026
Instrument	202642855

Lender

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	305 Months
Due	Dec 1, 2051

Interest

Rate	6.36%
Max Rate	-1%

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ADAMS CO
Property Address	8118 LORETTA DR, DENVER, CO 80221-4417
Transaction Type	Mortgage
Record Updated	Sep 14, 2023
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8118 LORETTA DR, DENVER, CO 80221-4417

Mortgage

Document Number	0000051509
Date	Sep 8, 2023
Instrument	2023000051509

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	ASHVILLE, AL 35953

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	339 Months
Due	Dec 1, 2051

November 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ADAMS CO
Recording Date	Nov 16, 2021
Property Address	8118 LORETTA DR, DENVER, CO 80221-4417
Document Number	0000133932
Instrument Date	Oct 21, 2021
Instrument	2021000133932
Transaction Type	Transfer
Record Updated	Nov 23, 2021
Title Company	EQUITY TITLE-W JORDAN, EQUITY TITLE OF COLORADO

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	8118 LORETTA DR, DENVER, CO 80221-4417

Mortgage

Document Number	0000133933
Date	Nov 16, 2021
Instrument	2021000133933

Lender

Name	PANORAMA MORTGAGE GROUP LLC

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2051

April 2021: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	ADAMS CO
Recording Date	Apr 13, 2021
Property Address	8118 LORETTA DR, DENVER, CO 80221-4417
Document Number	0000044722
Instrument Date	Mar 16, 2021
Instrument	2021000044722
Transaction Type	Transfer
Record Updated	Jan 27, 2022
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$32.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8118 LORETTA DR, DENVER, CO 80221-4417

Mortgage

Document Number	0000044723
Date	Apr 13, 2021
Instrument	2021000044723

Lender

Name	EQUABLE INVESTMENT CORP
Type	Non-Lending Institution

Agreement

Type	Line of Credit
Amount	Amount Recorded

December 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ADAMS CO
Recording Date	Dec 26, 2018
Property Address	8118 LORETTA DR, DENVER, CO 80221-4417
Document Number	0000102758
Instrument Date	Dec 21, 2018
Instrument	102758
Transaction Type	Transfer
Record Updated	Jan 4, 2019
Title Company	HERITAGE TITLE COMPANY, HERITAGE TITLE CO.

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$50.50
Amount Accuracy	Confirmed
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	8118 LORETTA DR DENVER CO 802214417, DENVER, CO 80221-4417

Mortgage

Document Number	102759
Date	Dec 26, 2018
Instrument	102759

Lender

Name	CITYWIDE HMS LNS
Type	Funding / Finance Company
Address	SANDY, UT 84070

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Dec 25, 2048

Tax Assessment & Valuation

Source: Adams County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Adams County
Unified School District	Westminster Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,849.00 (-12.27%)	$43,310 (-7.62%) Land $5,980 Building $37,330	$637,000 (-8.08%) Land $88,000 Building $549,000
2023	$5,527.00 (+18.33%)	$46,880 (+19.47%) Land $5,610 Building $41,270	$693,000 (+22.76%) Land $83,000 Building $610,000
2022	$4,671.00	$39,240 Land $11,540 Building $27,700	$564,495 Land $166,000 Building $398,495

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2013)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2013 · Severe Storms, Flooding, Landslides, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 649 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fixed Wireless	300 / 20
LiveWireNet Fixed Wireless	250 / 100
T-Mobile Fixed Wireless	100 / 20

May also be available: Aerux Broadband, CenturyLink.

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