Hamilton County property record for 8117 Turtle Ln, Ooltewah, TN 37363
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 2,732 sqft · built 1994 |
| Lot Size | 1.09 acres (47,716 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $274,000 (Jul 2007) |
| Tax Bill | $2,093 (2025) |
| Deeds & Mortgages | Jul 2026 Line of Credit Jul 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 095I B 031 |
| Primary APN | 095I B 031 |
|---|---|
| Alternative APN |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 2,732 sqft Living Area |
| Year Built | Built 1994 |
|---|---|
| Effective Year Built | Effective 1994 |
| Exterior Material | Wood Shingle |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 47,716 sqft (1.09 acres) |
| Lot Dimensions | 340 ft deep x 140 ft wide |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Connected |
| Account Number | 0000123469 |
|---|---|
| Street Address | 8117 TURTLE LN |
| City | OOLTEWAH |
| State | TN |
| Zip | 37363-9593 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LT 108 NORTH HERON BAY SUB PB43 PG19-2 OUT OF 95-33.2 FOR 1988 |
| Legal Subdivision | NORTH HERON BAY UNIT |
| Legal Lot Number | 108 |
| Jurisdiction | HAMILTON TN |
| Township / Civil Division | 9 |
| Census Block Group | 3 |
| Census Block | 3000 |
| Census Tract | 10101 |
Source: Hamilton County records, as of August 3, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 8117 TURTLE LN, OOLTEWAH, TN 37363-9593 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 23, 2026 | Deed of Trust, Mortgage · Line of Credit NAVY FEDERAL CREDIT UNION |
| Jul 7, 2021 | Deed of Trust, Mortgage · VA Mortgage NEW DAY FINANCIAL LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 17, 2007 · Amount on Record |
| Deed Sale | Jul 17, 2007 · Amount on Record |
| Deed Document Number | 2007232 |
| Deed Book / Page | 8407 / 657 |
| Last Transfer Date | May 1, 2017 |
| Transfer Doc | 0000000327 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON TN |
| Recording Date | Jul 23, 2026 |
| Property Address | 8117 TURTLE LN, OOLTEWAH, TN 37363-9593 |
| Document Number | 0000000010 |
| Book / Page | 14378 / 298 |
| Instrument Date | Jul 13, 2026 |
| Instrument | 202610 |
| Transaction Type | Mortgage |
| Record Updated | Aug 4, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 8117 TURTLE LN, OOLTEWAH, TN 37363-9593 |
| Document Number | 0000000010, |
|---|---|
| Date | Jul 23, 2026 |
| Book Page | 14378/298 |
| Instrument | 202610 |
| Name | NAVY FEDERAL CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 481 Months |
| Due | Aug 1, 2066 |
| Rate | 6.52% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON TN |
| Property Address | 8117 TURTLE LN, OOLTEWAH, TN 37363-9593 |
| Transaction Type | Mortgage |
| Record Updated | Sep 25, 2025 |
| Title Company | COMMONWEALTH USA SETTLEMENTS L, COMMONWEALTH USA STLMTS LLC |
| Name | Verified Name |
|---|
| Document Number | 0000000215 |
|---|---|
| Date | Jul 7, 2021 |
| Book Page | 12557/246 |
| Instrument | 2021070700215 |
| Name | NEW DAY FINANCIAL LLC |
|---|---|
| Type | Mortgage Company |
| Address | FULTON, MD 20759 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2051 |
Source: Hamilton County assessment roll, as of January 2, 2026
| Type | Name |
|---|---|
| State | Tennessee |
| County | Hamilton County |
| Unified School District | Hamilton County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,093.00 (+12.29%) | $138,125 (+65.77%) | $552,500 (+65.77%) Land $70,000 Building $482,500 |
| 2024 | $1,864.00 (-0.48%) | $83,325 (-) | $333,300 (-) Land $46,300 Building $287,000 |
| 2023 | $1,873.00 | $83,325 | $333,300 Land $46,300 Building $287,000 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective August 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 46% of the US · above 63% of Tennessee |
|---|---|
| Wildfire Likelihood | 0.09% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SAVANNAH VALLEY U.D. serves 30,571 people · EPA ID TN0000613 |
|---|---|
| Water Source | Groundwater influenced by surface water |
| Last State Inspection | Apr 2025 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 32 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Xfinity Cable | 1,200 / 35 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures