8116 Whirlaway Dr, Midlothian, VA 23112 Property Records

Chesterfield County property record for 8116 Whirlaway Dr, Midlothian, VA 23112

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,504 sqft · built 1994
Lot Size	0.298 acres (12,981 sqft)
Owner	Individual Name on File
Last Sale	$178,000 (Dec 2003)
Tax Bill	$3,324 (2026)
Deeds & Mortgages	May 2026 Mortgage Sep 2025 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`728-66-43-87-900-000`

Property Details

APN / Parcel Number

Primary APN	`728-66-43-87-900-000`
Alternative APNs	`091040300000037` `295640001`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,504 sqft Finished Area
1st Floor Area	432 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1994
Effective Year Built	Effective 2018
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Masonry
Roof Material	Composition Shingle
Lot Area	12,981 sqft (0.298 acres)
Garage Area	308 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Slab
Porch Area	255 sqft
Deck Area	207 sqft
Patio Area	207 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Gas
Sewer	Septic

Location & Zoning

Account Number	295640001
Street Address	8116 WHIRLAWAY DR
City	MIDLOTHIAN
State	VA
Zip	23112-1525
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R12 - SING
Legal Description	WINNERS CIRCLE 000-037
Legal Subdivision	WINNERS CIRCLE
Legal Lot Number	37
Jurisdiction	CHESTERFIELD VA
Township / Civil Division	MATOACA
Census Block Group	2
Census Block	2011
Census Tract	101011

Owner

8116 Whirlaway Dr is owned and occupied by an individual who bought it in December 2003.

Source: Chesterfield County records, as of June 22, 2026

Owner of Record	Individual Name on File
Mailing Address	8116 WHIRLAWAY DR, MIDLOTHIAN, VA 23112-1525
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 12, 2026	Deed of Trust, Mortgage · FHA Mortgage PENNYMAC LOAN SERVICES LLC
Sep 11, 2025	Deed of Trust, Mortgage · FHA Mortgage UNITED WHOLESALE MORTGAGE
Apr 6, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance FREEDOM MORTGAGE CORPORATION
Jan 8, 2021	Deed of Trust, Mortgage · Conventional with PMI FREEDOM MTG
Nov 8, 2019	Deed of Trust, Mortgage · FHA Mortgage NATIONSTAR MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 12, 2003 · Amount on File
Deed Sale	Dec 12, 2003 · Amount on File
Prior Sale	Jan 4, 2002
Deed Book / Page	5521 / 172
Record Updated	Oct 29, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESTERFIELD VA
Recording Date	May 12, 2026
Property Address	8116 WHIRLAWAY DR, MIDLOTHIAN, VA 23112-1525
Document Number	0000017055
Book / Page	15245 / 795
Instrument Date	May 2, 2026
Instrument	202617055
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety, 298
Address	8116 WHIRLAWAY DR, MIDLOTHIAN, VA 23112-1525
Investor	Possibly a Property Investor

Mortgage

Document Number	0000017055,
Date	May 12, 2026
Book Page	15245/795
Instrument	202617055

Lender

Name	PENNYMAC LOAN SERVICES LLC

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2056

Interest

Rate	6.46%
Max Rate	-1%

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESTERFIELD VA
Property Address	8116 WHIRLAWAY DR, MIDLOTHIAN, VA 23112-1525
Transaction Type	Mortgage
Record Updated	Oct 3, 2025
Title Company	UNKNOWN, TRUSTPRO T&E INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8116 WHIRLAWAY DR, MIDLOTHIAN, VA 23112-1525

Mortgage

Document Number	015001-253
Date	Sep 11, 2025
Book Page	15001/253
Instrument	250031076

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2055

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESTERFIELD VA
Property Address	8116 WHIRLAWAY DR, MIDLOTHIAN, VA 23112-1525
Transaction Type	Mortgage
Record Updated	Apr 21, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	013916-553
Date	Apr 6, 2022
Book Page	13916/553
Instrument	2022016309

Lender

Name	FREEDOM MORTGAGE CORPORATION

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2052

Interest

Rate Type	Fixed Rate

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESTERFIELD VA
Property Address	8116 WHIRLAWAY DR, MIDLOTHIAN, VA 23112-1525
Document Number	13183715
Instrument Date	Jan 8, 2021
Transaction Type	Mortgage
Record Updated	Feb 2, 2021
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8116 WHIRLAWAY DR MIDLOTHIAN VA 231121525, MIDLOTHIAN, VA 23112-1525

Mortgage

Document Number	13183715
Date	Jan 13, 2021
Book Page	013183/000715
Instrument	2404

Lender

Name	FREEDOM MTG
Type	Mortgage Company

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Jan 12, 2051

Interest

Rate Type	Fixed Rate

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESTERFIELD VA
Property Address	8116 WHIRLAWAY DR, MIDLOTHIAN, VA 23112-1525
Document Number	12524419
Instrument Date	Nov 8, 2019
Transaction Type	Mortgage
Record Updated	Nov 26, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8116 WHIRLAWAY DR MIDLOTHIAN VA 231121525, MIDLOTHIAN, VA 23112-1525

Mortgage

Document Number	12524419
Date	Nov 14, 2019
Book Page	012524/000419
Instrument	46432

Lender

Name	NATIONSTAR MTG
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 13, 2049

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2026 property tax bill for 8116 Whirlaway Dr was $3,324.

Source: Chesterfield County assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Chesterfield County
Unified School District	Chesterfield County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,324.00	$370,700 (+3.17%) Land $62,000 Building $308,700	$370,700 (+3.17%) Land $62,000 Building $308,700
2025		$359,300 Land $59,000 Building $300,300	$359,300 Land $59,000 Building $300,300
2023	$2,781.00	$302,900 Land $54,000 Building $248,900	$302,900 Land $54,000 Building $248,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 8116 Whirlaway Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 8116 Whirlaway Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHESTERFIELD CO CENTRAL WATER SYSTEM serves 389,897 people · EPA ID VA4041845
Water Source	Surface water
Last State Inspection	Aug 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 328 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fiber	980 / 880
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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