8116 N Bray Rd, Mount Morris, MI 48458 Property Records

Genesee County property record for 8116 N Bray Rd, Mount Morris, MI 48458

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,192 sqft · built 1930
Lot Size	2.27 acres (99,012 sqft)
Owner	2 Individual Names on File
Last Sale	$75,770 (May 2021)
Tax Bill	$2,258 (2025)
Deeds & Mortgages	May 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`11-04-300-003`

Property Details

APN / Parcel Number

Primary APN	`11-04-300-003`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,192 sqft Living Area
1st Floor Area	1,192 sqft
Basement Area	832 sqft

Exterior

Year Built	Built 1930
Effective Year Built	Effective 1930
Architectural Style	Ranch
Lot Area	99,012 sqft (2.27 acres)
Lot Dimensions	600 ft deep x 167 ft wide
Garage Area	624 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	8116 N BRAY RD
City	MOUNT MORRIS
State	MI
Zip	48458-8829
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1 SINGLE
Legal Description	N 10 RDS OF SW 1/4 OF SW 1/4 SEC 04 T8N R7E 5.00 A
Legal Range	07E
Legal Township	08N
Legal Section	04
Jurisdiction	GENESEE MI
Township / Civil Division	GENESEE
Census Block Group	1
Census Block	1003
Census Tract	12100

Owner

8116 N Bray Rd is owned and occupied by two individuals who bought it in May 2021.

Source: Genesee County records, as of October 2, 2026

Owner of Record	2 Individual Names on File
Mailing Address	8116 N BRAY RD, MOUNT MORRIS, MI 48458-8829
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 27, 2021 · Amount on File
Deed Sale	May 27, 2021 · Amount on File
Prior Sale	Apr 10, 2007 · Amount on File
Deed Document Number	202151798
Record Updated	Oct 29, 2026

May 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GENESEE MI
Recording Date	May 27, 2021
Property Address	8116 N BRAY RD, MOUNT MORRIS, MI 48458-8829
Document Number	202105270051798
Instrument Date	May 20, 2021
Instrument	202105270051798
Transaction Type	Transfer
Record Updated	Jul 9, 2021
Title Company	MICHIGAN TRUSTED TITLE AGENCY, MICHIGAN TRUSTED TITLE AGCY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$653.60
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	716 ALEXANDRINE AVE, 716, MOUNT MORRIS, MI 48458-1731

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8116 N BRAY RD, MOUNT MORRIS, MI 48458-8829

Mortgage

Document Number	202105270051799
Date	May 27, 2021
Instrument	202105270051799

Lender

Name	ELGA CU
Type	Credit Union
Address	BURTON, MI 48519

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Jun 1, 2036

Tax Assessment & Valuation

The 2025 property tax bill for 8116 N Bray Rd was $2,258 with a homeowner's exemption, down 0.6% from the year before.

Source: Genesee County assessment roll, as of October 2, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Genesee County
County Subdivision	Genesee Charter Township
Unified School District	Mount Morris Consolidated School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$71,400 (+6.89%) Land $12,500 Building $58,900	$142,800 (+6.89%) Land $25,000 Building $117,800
2025	$2,258.00 (-0.62%) Homeowner's exemption	$66,800	$133,600
2024	$2,272.00
2023		$58,600	$117,200
2021	$2,011.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 8116 N Bray Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 19, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 8116 N Bray Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 83% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 85 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Starlink Satellite	280 / 30