8116 E Wind Lake Rd, Wind Lake (Waterford), WI 53185 Property Records

Racine County property record for 8116 E Wind Lake Rd, Wind Lake, WI 53185

Property Summary

Property Type	Single Family Home
Lot Size	0.25 acres (10,890 sqft)
Owner	Individual Name on Record
Last Sale	$501,000 (Jun 2017)
Tax Bill	$7,210 (2025)
Deeds & Mortgages	Jul 2020 Line of Credit Jul 2020 Mortgage + 2 more
Flood Zone	Zone AE (high risk)
APN	`010 042003097000`

Property Details

APN / Parcel Number

Primary APN	`010 042003097000`
Alternative APN	`042003097000`

Exterior

Lot Area	10,890 sqft (0.25 acres)

Location & Zoning

Street Address	8116 E WIND LAKE RD
City	WIND LAKE
State	WI
Zip	53185-1526
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PT SW1/4 COM NW COR S2210 SW1484 E493 SW56 S268 SE419 SW33 TO POB SE50 SE26 SW268 NWLY ALG E SHORE LN WIND LAKE TO PT 256 SW
Legal Range	20E
Legal Township	04N
Legal Section	03
Legal Subdivision	FISCHER-RYBACKI SUBDIVISION
Legal Lot Number	18-19
Jurisdiction	RACINE WI
Township / Civil Division	NORWAY
Census Block Group	3
Census Block	3014
Census Tract	2002

Owner

Source: Racine County records, as of March 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	8116 E WIND LAKE RD, WATERFORD, WI 53185-1526
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 15, 2020	Deed of Trust, Mortgage · Line of Credit SUMMIT CU
Jul 15, 2020	Deed of Trust, Mortgage · Conventional Mortgage SUMMIT CU
Jan 23, 2018	Deed of Trust, Mortgage · Conventional Mortgage SUMMIT CU
Jun 6, 2017	Warranty Deed, Transfer · Conventional Mortgage INLANTA MORTGAGE INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 6, 2017 · Amount on Record
Deed Sale	Jun 6, 2017 · Amount on Record
Deed Document Number	20172466513
Record Updated	Oct 29, 2026

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RACINE WI
Property Address	8116 E WIND LAKE RD, WIND LAKE, WI 53185-1526
Document Number	0002558284
Instrument Date	Jul 15, 2020
Transaction Type	Mortgage
Record Updated	Aug 28, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	8116 E WIND LAKE RD WATERFORD WI 531851526, WATERFORD, WI 53185-1526

Mortgage

Document Number	0002558284
Date	Jul 21, 2020
Instrument	2558284

Lender

Name	SUMMIT CU
Address	COTTAGE GROVE, WI 53527

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jul 20, 2050

Interest

Rate Type	Adjustable Rate

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RACINE WI
Property Address	8116 E WIND LAKE RD, WIND LAKE, WI 53185-1526
Document Number	0002558285
Instrument Date	Jul 15, 2020
Transaction Type	Mortgage
Record Updated	Aug 28, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	8116 E WIND LAKE RD WATERFORD WI 531851526, WATERFORD, WI 53185-1526

Mortgage

Document Number	0002558285
Date	Jul 21, 2020
Instrument	2558285

Lender

Name	SUMMIT CU
Address	MADISON, WI 53708

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	144 Months
Due	Jul 20, 2032

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RACINE WI
Property Address	8116 E WIND LAKE RD, WIND LAKE, WI 53185-1526
Document Number	0002485556
Instrument Date	Jan 23, 2018
Transaction Type	Mortgage
Record Updated	Feb 22, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	8116 E WIND LAKE RD WATERFORD WI 531851526, WATERFORD, WI 53185-1526

Mortgage

Document Number	0002485556
Date	Jan 30, 2018
Instrument	2485556

Lender

Name	SUMMIT CU
Address	MADISON, WI 53708

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jan 29, 2033

June 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RACINE WI
Recording Date	Jun 6, 2017
Property Address	8116 E WIND LAKE RD, WIND LAKE, WI 53185-1526
Document Number	0002466513
Instrument Date	May 26, 2017
Instrument	2466513
Transaction Type	Transfer
Record Updated	May 31, 2021
Title Company	US TITLE AND CLOSING SERVICE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,503.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8116 E WIND LAKE RD, WATERFORD, WI 53185-1526

Mortgage

Document Number	0002466514
Date	Jun 6, 2017
Instrument	2466514

Lender

Name	INLANTA MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2047

Tax Assessment & Valuation

Source: Racine County assessment roll, as of March 23, 2026

Property Jurisdictions

Type	Name
State	Wisconsin
County	Racine County
County Subdivision	Norway Town
Unified School District	Muskego-Norway School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,210.00 (+11.28%) Homeowner's exemption	$695,100 (+39.66%) Land $210,400 Building $484,700	$789,952 (+37.87%) Land $239,111 Building $550,841
2023	$6,479.00 (+2.82%) Homeowner's exemption	$497,700 (-) Land $157,800 Building $339,900	$572,967 (-) Land $181,664 Building $391,303
2022	$6,301.00 Homeowner's exemption	$497,700 Land $157,800 Building $339,900	$572,967 Land $181,664 Building $391,303

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 16, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	772.8 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 58 policies
Nearby Flood Policies	58 in force
Nearby Flood Claims	23 (1984–2025)
Claims Outside the SFHA	1 of 23
Most Recent Claim	Aug 2025 · other causes
Claims by Event	Severe Storms, Tornadoes, And Flooding, Jun 2008 · 12 claims Severe Storms And Flooding, Aug 2007 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 88% of Wisconsin
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 44 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
E-vergent Fiber	10,000 / 10,000
TDS Telecom Fiber	1,000 / 1,000
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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