8116 97th Ct, Vero Beach, FL 32967 Property Records

Indian River County property record for 8116 97th Ct, Vero Beach, FL 32967

Property Summary

Property Type	Residential Vacant Land
Lot Size	0.219 acres (9,583 sqft)
Owner	Individual Name on File
Last Sale	$351,750 (Jun 2025)
Tax Bill	$661 (2025)
Deeds & Mortgages	Jun 2025 Sale & Mortgage Mar 2024 Sale + 1 more
Flood Zone	Zone AE (high risk)
APN	`31-38-34-00004-0140-00009.0`

Property Details

APN / Parcel Number

Primary APN	`31-38-34-00004-0140-00009.0`
Alternative APN	`30065`

Exterior

Lot Area	9,583 sqft (0.219 acres)
Lot Dimensions	130 ft deep x 75 ft wide

Location & Zoning

Account Number	30065
Street Address	8116 97TH CT
City	VERO BEACH
State	FL
Zip	32967-2815
Property Category	Residential
Property Type	Vacant Land > Residential
Local Zoning Code	RS-3
Legal Description	VERO LAKE ESTATES UNIT E PBI 5 - 51 BLK N LOT 9
Legal Range	38
Legal Township	31
Legal Section	34
Legal Subdivision	VERO LAKE ESTATES UNIT E
Legal Block	N
Legal Lot Number	9 10
Legal Unit	E
Jurisdiction	INDIAN RIVER FL
Township / Civil Division	FELLSMERE
Census Block Group	1
Census Block	1049
Census Tract	50903

Owner

8116 97th Ct, residential vacant land, is owned and occupied by an individual who bought it in June 2025.

Source: Indian River County records, as of December 10, 2025

Owner of Record	Individual Name on File
Mailing Address	8116 97TH CT, VERO BEACH, FL 32967-2815
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 25, 2025	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage HOME1ST LENDING LLC
Mar 27, 2024	Warranty Deed, Transfer MAJESTY TITLE SERVICES
May 30, 2019	Warranty Deed, Transfer PROFESSIONAL TITLE/INDIAN RIVE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 25, 2025 · Amount on File
Deed Sale	Jun 25, 2025 · Amount on File
Prior Sale	Mar 27, 2024 · Amount on File
Deed Document Number	3120250031637
Deed Book / Page	3785 / 1903
Record Updated	Jun 8, 2026

June 2025: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	INDIAN RIVER FL
Recording Date	Jun 25, 2025
Property Address	8116 97TH CT, VERO BEACH, FL 32967-2815
Document Number	0037851903
Book / Page	3785 / 1903
Map Reference	MB 5 PG 51
Instrument Date	Jun 20, 2025
Instrument	3120250031637
Transaction Type	Subdivision Related Transfer
Record Updated	Dec 11, 2025
Title Company	ALLIANCE TITLE TREASURE COAST, ALLIANCE TTL OF TREASURE COA

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,462.60
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	14950 95TH ST, FELLSMERE, FL 32948-7613

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8116 97TH CT, VERO BEACH, FL 32967-2815

Mortgage

Document Number	0037851904
Date	Jun 25, 2025
Instrument	3785/1904

Lender

Name	HOME1ST LENDING LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2055

March 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	INDIAN RIVER FL
Recording Date	Mar 27, 2024
Property Address	8116 97TH CT, VERO BEACH, FL 32967-2815
Document Number	0036860838
Book / Page	3686 / 838
Map Reference	MB 5 PG 51
Instrument Date	Mar 25, 2024
Instrument	3120240014052
Transaction Type	Transfer
Record Updated	Dec 11, 2025
Title Company	MAJESTY TITLE SERVICES

Transaction

Amount	Amount on Record
Tax	$490.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	9125 104TH AVE, VERO BEACH, FL 32967-3106

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14950 95TH ST, FELLSMERE, FL 32948-7613
Investor	Possibly a Property Investor

May 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	INDIAN RIVER FL
Recording Date	May 30, 2019
Property Address	9750 81ST ST, VERO BEACH, FL 32967
Document Number	0032102137
Book / Page	003210 / 002137
Instrument Date	May 21, 2019
Instrument	31836
Transaction Type	Transfer
Record Updated	Jun 7, 2019
Title Company	PROFESSIONAL TITLE/INDIAN RIVE

Transaction

Amount	Amount on Record
Tax	$175.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9125 104TH AVE VERO BEACH FL 329673106, VERO BEACH, FL 32967-3106

Tax Assessment & Valuation

The 2025 property tax bill for 8116 97th Ct was $661.

Source: Indian River County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Indian River County
Unified School District	Indian River County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$661.00	$30,281 Land $30,281	$30,281 Land $30,281
2023	$550.00 (+14.11%)	$49,725 (+21.88%) Land $49,725	$49,725 (+21.88%) Land $49,725
2022	$482.00	$40,800 Land $40,800	$40,800 Land $40,800

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 8116 97th Ct in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective May 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	21.1 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 285 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	285 in force
Nearby Flood Claims	51 (1996–2023)
Claims Outside the SFHA	2 of 51
Most Recent Claim	Apr 2023
Claims by Event	Hurricane Irma, Sep 2017 · 6 claims Hurricane Wilma, Oct 2005 · 3 claims Hurricane Frances, Sep 2004 · 28 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 8116 97th Ct is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 91% of Florida
Wildfire Likelihood	0.04% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	INDIAN RIVER COUNTY UTILITIES (2 WTPS) serves 126,893 people · EPA ID FL3314052
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	14 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 266 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250

Cell Coverage

5G (outdoors only) and 4G LTE

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