Anne Arundel County property record for 8115 Spaulding Cir, Severn, MD 21144
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 924 sqft · built 1971 |
| Lot Size | 0.182 acres (7,940 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $300,000 (Feb 2017) |
| Tax Bill | $3,316 (2023) |
| Deeds & Mortgages | Apr 2021 Mortgage Apr 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 04-755-01463400 |
| Primary APN | 04-755-01463400 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 924 sqft Total Area |
| 1st Floor Area | 924 sqft |
| Basement Area | 633 sqft |
| Finished Basement | 633 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1971 |
|---|---|
| Architectural Style | Split Foyer |
| Exterior Material | Asbestos |
| Roof Material | Composition Shingle |
| Lot Area | 7,940 sqft (0.182 acres) |
| Porch | Porch |
| Porch Area | 160 sqft |
| Deck Area | 160 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air |
| Sewer | Connected |
| Account Number | 75501463400 |
|---|---|
| Old Parcel Number | 475501463400 |
| Street Address | 8115 SPAULDING CIR |
| City | SEVERN |
| State | MD |
| Zip | 21144-2218 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Legal Description | LT 25 8115 SPAULDING CIR STEVENSON PARK |
| Legal Subdivision | STEVENSON PARK |
| Legal Lot Number | 25 8115 |
| Jurisdiction | ANNE ARUNDEL MD |
| Township / Civil Division | 2 |
| Census Block Group | 3 |
| Census Block | 3009 |
| Census Tract | 740203 |
Source: Anne Arundel County records, as of September 25, 2023
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 8115 SPAULDING CIR, SEVERN, MD 21144-2218 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 23, 2021 | Deed of Trust, Mortgage · VA Mortgage USAA FSB |
| Apr 6, 2020 | Deed of Trust, Mortgage · VA Mortgage USAA |
| Feb 28, 2017 | Grant Deed, Transfer · VA Mortgage USAA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 28, 2017 · Amount on Record |
| Deed Sale | Feb 28, 2017 · Amount on Record |
| Prior Sale | Mar 8, 2016 · Amount on Record |
| Deed Document Number | 30681-317 |
| Deed Book / Page | 30681 / 317 |
| Record Updated | Jun 7, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ANNE ARUNDEL MD |
| Property Address | 8115 SPAULDING CIR, SEVERN, MD 21144-2218 |
| Transaction Type | Mortgage |
| Record Updated | Oct 25, 2022 |
| Title Company | BOSTON NATIONAL TTL AGCY LLC |
| Name | Verified Name |
|---|
| Document Number | 0366220169 |
|---|---|
| Date | Apr 23, 2021 |
| Book Page | 36622/169 |
| Name | USAA FSB |
|---|---|
| Type | Bank |
| Address | SAN ANTONIO, TX 78288 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ANNE ARUNDEL MD |
| Property Address | 8115 SPAULDING CIR, SEVERN, MD 21144-2218 |
| Document Number | 0344620264 |
| Instrument Date | Apr 6, 2020 |
| Transaction Type | Mortgage |
| Record Updated | May 12, 2020 |
| Title Company | BOSTON NATIONAL TITLE, BOSTON NAT'L TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 8115 SPAULDING CIR SEVERN MD 211442218, SEVERN, MD 21144-2218 |
| Document Number | 0344620264 |
|---|---|
| Date | Apr 20, 2020 |
| Book Page | 034462/000264 |
| Name | USAA |
|---|---|
| Address | SAN ANTONIO, TX 78288-0544 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 19, 2050 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | ANNE ARUNDEL MD |
| Recording Date | Feb 28, 2017 |
| Property Address | 8115 SPAULDING CIR, SEVERN, MD 21144-2218 |
| Document Number | 0306810317 |
| Book / Page | 030681 / 000317 |
| Instrument Date | Feb 17, 2017 |
| Transaction Type | Transfer |
| Record Updated | Jun 6, 2017 |
| Title Company | STEWART TITLE, STEWART TITLE GUARANTY COMPANY |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $300.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 8115 SPAULDING CIR SEVERN MD 211442218, SEVERN, MD 21144-2218 |
| Document Number | 306810325 |
|---|---|
| Date | Feb 28, 2017 |
| Book Page | 030681/000325 |
| Name | USAA |
|---|---|
| Address | SAN ANTONIO, TX 78288-0544 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 27, 2047 |
Source: Anne Arundel County assessment roll, as of July 1, 2023
| Type | Name |
|---|---|
| State | Maryland |
| County | Anne Arundel County |
| Unified School District | Anne Arundel County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2023 | $3,316.00 | $303,733 | $353,200 Land $163,800 Building $189,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 94% of Maryland |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GLEN BURNIE-BROADNECK serves 290,606 people · EPA ID MD0020017 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2024 |
| Lead | Under 1 ppb (2016–2018) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 167 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| Astound Broadband Cable | 1,500 / 50 |
| Believe Broadband Fixed Wireless | 500 / 100 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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