8115 Hamilton Mill Dr, Chattanooga, TN 37421 Property Records

Hamilton County property record for 8115 Hamilton Mill Dr, Chattanooga, TN 37421

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,088 sqft · built 1995
Lot Size	0.201 acres (8,787 sqft)
Owner	2 Individual Names on Record
Last Sale	$383,000 (Feb 2024)
Tax Bill	$1,247 (2025)
Deeds & Mortgages	Feb 2024 Sale & Mortgage Aug 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`149N B 032`

Property Details

APN / Parcel Number

Primary APN	`149N B 032`
Alternative APN	`0000136339`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,088 sqft Living Area

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Exterior Material	Vinyl
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	8,787 sqft (0.201 acres)
Lot Dimensions	107 ft deep x 80 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	0000136339
Street Address	8115 HAMILTON MILL DR
City	CHATTANOOGA
State	TN
Zip	37421-2766
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 51 HAMILTON MILL SUB PB54 PG2 REV 54-4 OUT OF 149N-B-1 FOR 1995
Legal Subdivision	HAMILTON MILL SUB
Legal Lot Number	51
Jurisdiction	HAMILTON TN
Township / Civil Division	7
Census Block Group	3
Census Block	3007
Census Tract	11321

Owner

Source: Hamilton County records, as of March 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	8115 HAMILTON MILL DR, CHATTANOOGA, TN 37421-2766
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 2, 2024	Warranty Deed, Transfer · VA Mortgage UNITED WHOLESALE MORTGAGE
Aug 21, 2017	Warranty Deed, Transfer · Conventional Mortgage USAA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 2, 2024 · Amount on Record
Deed Sale	Feb 2, 2024 · Amount on Record
Prior Sale	Aug 21, 2017 · Amount on Record
Deed Document Number	2024163
Deed Book / Page	13504 / 390
Record Updated	Oct 29, 2026

February 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON TN
Recording Date	Feb 2, 2024
Property Address	8115 HAMILTON MILL DR, CHATTANOOGA, TN 37421-2766
Document Number	0000000163
Book / Page	13504 / 390
Map Reference	MB 54 PG 4
Instrument Date	Feb 1, 2024
Instrument	2024020200163
Transaction Type	Transfer
Record Updated	Sep 25, 2025

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,417.10
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	815 HAMILTON AVE, CHATTANOOGA, TN 37405-2107

Mortgage

Document Number	0000000164
Date	Feb 2, 2024
Instrument	2024020200164

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2054

August 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON TN
Recording Date	Aug 21, 2017
Property Address	8115 HAMILTON MILL DR, CHATTANOOGA, TN 37421-2766
Document Number	0000000221
Book / Page	011133 / 000952
Instrument Date	Aug 18, 2017
Instrument	221
Transaction Type	Transfer
Record Updated	Sep 7, 2017
Title Company	FIRST CHOICE TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$821.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8115 HAMILTON MILL DR CHATTANOOGA TN 374212766, CHATTANOOGA, TN 37421-2766

Mortgage

Document Number	222
Date	Aug 21, 2017
Book Page	011133/000954
Instrument	222

Lender

Name	USAA
Address	SAN ANTONIO, TX 78288-0544

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 20, 2047

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of January 2, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Hamilton County
Municipality	Chattanooga City
Unified School District	Hamilton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,247.00 (-3.33%)	$82,275 (+42.65%)	$329,100 (+42.65%) Land $70,000 Building $259,100
2024	$1,290.00	$57,675 (-)	$230,700 (-) Land $55,000 Building $175,700
2023	$1,290.00	$57,675 (-)	$230,700 (-) Land $55,000 Building $175,700
2022	$1,290.00	$57,675	$230,700 Land $55,000 Building $175,700

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 10 policies
Nearby Flood Policies	10 in force
Nearby Flood Claims	4 (1994–2025)
Claims Outside the SFHA	2 of 4
Most Recent Claim	Aug 2025 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 96% of Tennessee
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TENNESSEE AMERICAN WATER private · serves 207,046 people · EPA ID TN0000107
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 391 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
EPB Fiber	100,000 / 100,000
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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