8115 Cottage Dr E, Saint Germain, WI 54558 Property Records

Vilas County property record for 8115 Cottage Dr E, Saint Germain, WI 54558 · Last verified February 2026

Property Highlights

Property Type	Residential > Single Family > Home
Lot Size	24,829 sqft (0.569 acres)
Occupancy	Owner Occupied
Tax Bill	$1,071.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`24-1963`
Alternative APN	`4 PL 134`

Exterior

Lot Area	24,829 sqft (0.569 acres)

Location & Zoning

Street Address	8115 COTTAGE DR E
City	SAINT GERMAIN
State	WI
Zip	54558-8841
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	LOT 134 & 135 PLAT HOLIDAY ESTATES #1 STATEMENT 427046
Legal Subdivision	HOLIDAY ESTATES
Legal Lot Number	134-135
Jurisdiction	VILAS WI
Minor Civil Division	ST. GERMAIN
Census Blockgroup	4
Census Block	4011
Census Tract	950700

Owner

Source: Vilas County records · APN 24-1963

Assessment roll updated January 1, 2025 · Last verified February 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Co-owner	Verified Secondary Owner
Mailing Address	PO BOX 576, SAINT GERMAIN, WI 54558-0576
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Record Refreshed	Jun 08, 2026

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VILAS WI
Property Address	8115 COTTAGE DR E, SAINT GERMAIN, WI 54558-8841
Transaction Type	Mortgage
Record Updated	Mar 11, 2020

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	569040
Date	Feb 27, 2020
Instrument	569040

Lender

Name	INCREDIBLEBANK
Type	Bank
Address	WAUSAU, WI 54401

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 01, 2050

Tax Assessment & Valuation

Source: Vilas County records · Assessment roll updated January 1, 2025 · Last verified February 2026

Property Jurisdictions

Type	Name
State	Wisconsin
County	Vilas County
County Subdivision	St. Germain Town
Unified School District	Northland Pines School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2025	$1,071.00 (+6.57%) Homeowner's exemption	$136,500 (-) Land $20,000 Building $116,500
2023	$1,005.00 Homeowner's exemption	$136,500 Land $20,000 Building $116,500

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Vilas County (55125C), updated June 5, 2012 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Low above 20% of the US · above 57% of Wisconsin
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.