8115 Bluebell Ln, Waterloo, IL 62298 Property Records

Monroe County property record for 8115 Bluebell Ln, Waterloo, IL 62298

Property Summary

Property Type	Single Family Home
Details	3 bd · 6 ba · 2,354 sqft · built 2002
Lot Size	3.31 acres (144,184 sqft)
Owner	2 Individual Names on File
Last Sale	$579,900 (May 2019)
Tax Bill	$12,927 (2025)
Deeds & Mortgages	Dec 2020 Construction Loan May 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`07-08-333-019-000`

Property Details

APN / Parcel Number

Primary APN	`07-08-333-019-000`

Interior

Bedrooms	3 Beds
Full Baths	6 Baths
Plumbing Fixtures	18 Plumbing Fixtures
Stories	1 Story
Building Area	2,354 sqft Building Perimeter
1st Floor Area	1,470 sqft
Upper Floors Area	884 sqft
Basement Area	1,177 sqft
Unfinished Basement	1,177 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Exterior Material	Brick/Stone
Construction Type	Masonry / Concrete Block
Foundation Type	Raised
Lot Area	144,184 sqft (3.31 acres)
Garage Area	764 sqft
Driveway	Asphalt Driveway
Driveway Area	10,370 sqft

Exterior Amenities

Porch	Slab
Porch Area	1,044 sqft
Deck Area	180 sqft
Patio Area	332 sqft
Shed	1 Shed
Shed Area	440 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	8115 BLUEBELL LN
City	WATERLOO
State	IL
Zip	62298-6064
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MA1
Legal Description	LOT 19 PRAIRIE LAKE MEADOWS ADDN #1
Legal Range	10W
Legal Township	02S
Legal Section	08
Legal Subdivision	PRAIRIE LAKE MEADOWS
Legal Lot Number	19
Jurisdiction	MONROE IL
Township / Civil Division	14
Census Block Group	2
Census Block	2005
Census Tract	600402

Owner

8115 Bluebell Ln is owned and occupied by two individuals who bought it in May 2019.

Source: Monroe County records, as of October 13, 2026

Owner of Record	2 Individual Names on File
Mailing Address	8115 BLUEBELL LN, WATERLOO, IL 62298-6064
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 9, 2020	Deed of Trust, Mortgage · Construction Mortgage CENTRAL BANK OF ST LOUIS
May 21, 2019	Grant Deed, Transfer · Conventional Mortgage CENTRAL BK/ST LOUIS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 21, 2019 · Amount on File
Deed Sale	May 21, 2019 · Amount on File
Deed Document Number	2019401554
Record Updated	Oct 29, 2026

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE IL
Property Address	8115 BLUEBELL LN, WATERLOO, IL 62298-6064
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	ACCENT TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000413276
Date	Dec 9, 2020
Instrument	413276

Lender

Name	CENTRAL BANK OF ST LOUIS
Type	Bank

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	168 Months
Due	Jun 1, 2034

Interest

Rate Type	Fixed Rate

May 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MONROE IL
Recording Date	May 21, 2019
Property Address	8115 BLUEBELL LN, WATERLOO, IL 62298-6064
Document Number	0000401554
Instrument Date	May 17, 2019
Instrument	401554
Transaction Type	Transfer
Record Updated	Jun 13, 2019
Title Company	ACCENT TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$869.85
Amount Accuracy	Confirmed
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	8115 BLUEBELL LN WATERLOO IL 622986064, WATERLOO, IL 62298-6064

Mortgage

Document Number	401555
Date	May 21, 2019
Instrument	401555

Lender

Name	CENTRAL BK/ST LOUIS
Address	SAINT LOUIS, MO 63105-1809

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	May 20, 2034

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 8115 Bluebell Ln was $12,927 with a homeowner's exemption, up 8.2% from the year before.

Source: Monroe County assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Monroe County
Unified School District	Waterloo Community Unit School District 5 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$12,927.00 (+8.18%) Homeowner's exemption	$226,340 Land $19,200 Building $207,140	$679,020 Land $57,600 Building $621,420
2024	$11,949.00
2022	Homeowner's exemption Additional exemption filed	$182,070 Land $19,200 Building $162,870	$546,210 Land $57,600 Building $488,610

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 8115 Bluebell Ln in Zone X, an area of minimal flood risk, though there have been 263 flood claims nearby since 1993.

Source: FEMA National Flood Hazard Layer, effective August 18, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	263 (1993–2019)
Most Recent Claim	Jun 2019 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Jun 2019 · 9 claims Severe Storms & Flooding, Oct 1993 · 252 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 8115 Bluebell Ln is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 71% of Illinois
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WATERLOO serves 10,190 people · EPA ID IL1330300
Water Source	Groundwater
Last State Inspection	Dec 2025
Lead	1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	30 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Harrisonville Telephone Company DSL · Fiber in parts of the area	100 / 20

May also be available: Verizon, Wisper ISP.

Cell Coverage

4G LTE (outdoors only), no 5G reported

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