8114 Islander Ct, Windsor (Fort Collins), CO 80528 Property Records

Larimer County property record for 8114 Islander Ct, Windsor, CO 80528

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,616 sqft · built 2001
Lot Size	0.239 acres (10,388 sqft)
Owner	Trust Name on File
Last Sale	$430,000 (Sep 2025)
Tax Bill	$5,015 (2025)
Deeds & Mortgages	Sep 2025 Transfer Feb 2021 Mortgage + 2 more
APN	`86232-20-029`

Property Details

APN / Parcel Number

Primary APN	`86232-20-029`
Alternative APN	`R1596621`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,616 sqft Living Area
Gross Area	4,286 sqft
Basement Area	994 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace
Fire Sprinklers	Fire Sprinklers

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Architectural Style	Bi-Level
Exterior Material	Frame Siding
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	10,388 sqft (0.239 acres)
Garage Type	Attached
Garage Area	676 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Wood Porch
Porch Area	102 sqft
Deck Area	276 sqft
Patio Area	276 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	R1596621
Street Address	8114 ISLANDER CT
City	WINDSOR
State	CO
Zip	80528-8973
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 29, BLOCK 6, CORRECTED (2000076678) HIGHLAND MEADOWS SUB 3RD FIL, WIN (2000022887)
Legal Range	68W
Legal Township	6N
Legal Section	23
Legal Subdivision	HIGHLAND MEADOWS SUB 3RD FIL
Legal Block	6
Legal Lot Number	29
Jurisdiction	LARIMER CO
Township / Civil Division	TIMNATH-WELLINGTON
Census Block Group	3
Census Block	3029
Census Tract	2505

Owner

8114 Islander Ct is held in a trust since September 2025.

Source: Larimer County records, as of October 12, 2026

Owner of Record	Trust Name on File
Mailing Address	1615 HIGHLAND DUNES WAY, FERNANDINA BEACH, FL 32034-2458
Owner Type	Company
Vesting	Trust, Family Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 23, 2025	Intrafamily Transfer, Transfer
Feb 26, 2021	Deed of Trust, Mortgage · Conventional Mortgage FIRST NATIONAL BANK OF OMAHA
Jul 24, 2017	Deed of Trust, Mortgage · Line of Credit FIRST NATIONAL BANK OF OMAHA
Oct 22, 2019	Deed of Trust, Mortgage · Conventional Mortgage MR COOPER

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 23, 2025 · Amount on File
Deed Sale	Sep 23, 2025 · Amount on File
Prior Sale	May 16, 2025 · Amount on File
Deed Document Number	202544075
Prior Transfer Date	May 15, 2025
Prior Transfer Doc	0000021830
Record Updated	Oct 29, 2026

September 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	LARIMER CO
Recording Date	Sep 23, 2025
Property Address	8114 ISLANDER CT, WINDSOR, CO 80528-8973
Document Number	0000044075
Instrument Date	Sep 15, 2025
Instrument	20250044075
Transaction Type	Transfer
Record Updated	Oct 1, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	1615 HIGHLAND DUNES WAY, FERNANDINA BEACH, FL 32034-2458

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LARIMER CO
Property Address	8114 ISLANDER CT, WINDSOR, CO 80528-8973
Transaction Type	Mortgage
Record Updated	Mar 5, 2021
Title Company	LAND TITLE GUARANTEE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000020148
Date	Feb 26, 2021
Instrument	20210020148

Lender

Name	FIRST NATIONAL BANK OF OMAHA
Type	Bank
Address	OMAHA, NE 68197

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2051

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LARIMER CO
Property Address	8114 ISLANDER CT, WINDSOR, CO 80528-8973
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000048755
Date	Jul 24, 2017
Instrument	20170048755

Lender

Name	FIRST NATIONAL BANK OF OMAHA
Type	Bank
Address	OMAHA, NE 68197

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Jul 14, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LARIMER CO
Property Address	8114 ISLANDER CT, WINDSOR, CO 80528-8973
Document Number	0000067841
Instrument Date	Oct 22, 2019
Transaction Type	Mortgage
Record Updated	Nov 12, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	8114 ISLANDER CT WINDSOR CO 805288973, WINDSOR, CO 80528-8973

Mortgage

Document Number	0000067841
Date	Oct 31, 2019
Instrument	67841

Lender

Name	MR COOPER
Address	COPPELL, TX 75019

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 30, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 8114 Islander Ct was $5,015, up 5.2% from the year before.

Source: Larimer County assessment roll, as of February 9, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Larimer County
Municipality	Windsor Town
Unified School District	Poudre School District R-1 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,015.00 (+5.2%)	$44,688 (-6.4%) Land $10,938 Building $33,750	$715,000 (+0.34%) Land $175,000 Building $540,000
2024	$4,767.00 (+4.45%)	$47,744 (-) Land $11,725 Building $36,019	$712,600 (-) Land $175,000 Building $537,600
2023	$4,564.00 (+19.2%)	$47,744 (+33.29%) Land $11,725 Building $36,019	$712,600 (+38.26%) Land $175,000 Building $537,600
2022	$3,829.00	$35,820 Land $4,726 Building $31,094	$515,400 Land $68,000 Building $447,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA's flood maps do not cover 8114 Islander Ct; 4 flood insurance policies are in force nearby.

Source: FEMA National Flood Hazard Layer, effective September 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not included in the FIRM
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 8114 Islander Ct is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 83% of Colorado
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF WINDSOR serves 23,500 people · EPA ID CO0162843
Water Source	Purchased surface water from several systems
Last State Inspection	Nov 2022
Lead	6 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 329 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Vistabeam Fixed Wireless	500 / 80
CenturyLink DSL	140 / 20
Rise Broadband Fixed Wireless	100 / 20

May also be available: AT&T, T-Mobile, TDS Telecom, Verizon.

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