8114 Cane Pointe Ln, Waxhaw, NC 28173 Property Records

Union County property record for 8114 Cane Pointe Ln, Waxhaw, NC 28173

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,786 sqft · built 2006
Lot Size	1.25 acres (54,450 sqft)
Owner	2 Individual Names on File
Last Sale	$177,000 (Dec 2010)
Tax Bill	$2,608 (2025)
Deeds & Mortgages	Oct 2023 Second Mortgage Jul 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`04-347-046`

Property Details

APN / Parcel Number

Primary APN	`04-347-046`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	2,786 sqft Living Area
1st Floor Area	1,203 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Architectural Style	Conventional
Construction Type	Wood
Foundation Type	Raised
Roof Type	Gable
Lot Area	54,450 sqft (1.25 acres)
Garage Type	Attached
Garage Area	504 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	174 sqft
Deck Area	168 sqft
Patio Area	168 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	8114 CANE POINTE LN
City	WAXHAW
State	NC
Zip	28173-8282
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA-40 UNIO
Legal Description	#27 CANE POINTE PH3 MP7 OPCI-009
Legal Subdivision	CANE POINTE
Jurisdiction	UNION NC
Township / Civil Division	BUFORD
Census Block Group	2
Census Block	2030
Census Tract	20902

Owner

8114 Cane Pointe Ln is owned and occupied by two individuals who bought it in December 2010.

Source: Union County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	8114 CANE POINTE LN, WAXHAW, NC 28173-8282
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 4, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage FOUNDERS FCU
Jul 31, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Nov 21, 2019	Deed of Trust, Mortgage · Line of Credit FOUNDERS FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 1, 2010 · Amount on File
Deed Sale	Dec 1, 2010 · Amount on File
Prior Sale	Mar 1, 2007 · Amount on File
Deed Document Number	201030993
Deed Book / Page	5449 / 557
Prior Transfer Date	Apr 21, 2010
Prior Transfer Doc	5328576
Record Updated	Oct 29, 2026

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NC
Property Address	8114 CANE POINTE LN, WAXHAW, NC 28173-8282
Transaction Type	Mortgage
Record Updated	Oct 23, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000879178
Date	Oct 4, 2023
Book Page	8791/78
Instrument	24187

Lender

Name	FOUNDERS FCU
Type	Credit Union
Address	LANCASTER, SC 29720

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	180 Months
Due	Oct 5, 2038

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NC
Property Address	8114 CANE POINTE LN, WAXHAW, NC 28173-8282
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	7755803
Date	Jul 31, 2020
Book Page	7755/803
Instrument	28875

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2050

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NC
Property Address	8114 CANE POINTE LN, WAXHAW, NC 28173-8282
Document Number	752717
Instrument Date	Nov 21, 2019
Transaction Type	Mortgage
Record Updated	Dec 27, 2019
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8114 CANE POINTE LN WAXHAW NC 281738282, WAXHAW, NC 28173-8282

Mortgage

Document Number	752717
Date	Nov 26, 2019
Book Page	007527/000017
Instrument	37128

Lender

Name	FOUNDERS FCU
Type	Credit Union
Address	LANCASTER, SC 29720

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Nov 25, 2044

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 8114 Cane Pointe Ln was $2,608.

Source: Union County assessment roll, as of March 31, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Union County
Unified School District	Union County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$544,900 (-) Land $43,400 Building $501,500	$544,900 (-) Land $43,400 Building $501,500
2025	$2,608.00	$544,900 Land $43,400 Building $501,500	$544,900 Land $43,400 Building $501,500
2023	$2,008.00	$319,900 Land $48,000 Building $271,900	$319,900 Land $48,000 Building $271,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 8114 Cane Pointe Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 14, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 8114 Cane Pointe Ln is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 24 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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