8113 Circle Tree Ln, Charlotte, NC 28277 Property Records

Mecklenburg County property record for 8113 Circle Tree Ln, Charlotte, NC 28277

Property Summary

Property Type	Townhouse
Details	2 bd · 1 ba · 802 sqft · built 1986
Lot Size	0.031 acres (1,380 sqft)
Owner	2 Individual Names on Record
Last Sale	$160,000 (Oct 2020)
Tax Bill	$1,989 (2023)
Deeds & Mortgages	Oct 2020 Sale & Mortgage Apr 2019 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`225-262-39`

Property Details

APN / Parcel Number

Primary APN	`225-262-39`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	802 sqft Heated Area
Gross Area	846 sqft
1st Floor Area	802 sqft
Flooring	Concrete/Cement
Fireplace	Fireplace

Exterior

Year Built	Built 1986
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Foundation Type	Raised
Roof Material	Asphalt
Lot Area	1,380 sqft (0.031 acres)
Porch	Porch
Porch Area	44 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Gas

Location & Zoning

Old Parcel Number	225-262-39
Street Address	8113 CIRCLE TREE LN
City	CHARLOTTE
State	NC
Zip	28277-8887
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	R-15PUD
Legal Description	L1407 M21-304
Legal Subdivision	CRESTVIEW I/RAINTREE MAP 06
Legal Lot Number	1407
Jurisdiction	MECKLENBURG NC
Township / Civil Division	1, CHARLOTTE
Census Block Group	2
Census Block	2005
Census Tract	5817

Owner

Source: Mecklenburg County records, as of May 24, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Co-owner	Co-owner on Record
Mailing Address	8113 CIRCLE TREE LN, CHARLOTTE, NC 28277-8887
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 16, 2020	Warranty Deed, Transfer · Conventional Mortgage CARDINAL FINANCIAL COMPANY LP
Apr 5, 2019	Warranty Deed, Transfer · Conventional Mortgage TOWNEBANK MORTGAGE
Nov 10, 2018	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	3 Names on Deed
Last Sale	Oct 16, 2020 · Amount on Record
Deed Sale	Oct 16, 2020 · Amount on Record
Prior Sale	Apr 5, 2019 · Amount on Record
Deed Document Number	0035192788
Deed Book / Page	35192 / 788
Record Updated	Jun 7, 2026

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MECKLENBURG NC
Recording Date	Oct 16, 2020
Property Address	8113 CIRCLE TREE LN, CHARLOTTE, NC 28277-8887
Document Number	0000171666
Book / Page	35192 / 788
Map Reference	MB 21 PG 304
Instrument Date	Oct 16, 2020
Instrument	2020171666
Transaction Type	Transfer
Record Updated	Jun 15, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$320.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	28 BARCELONA DR, 28, FAYETTEVILLE, NC 28303

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	8113 CIRCLE TREE LN, CHARLOTTE, NC 28277-8887

Mortgage

Document Number	0000171667
Date	Oct 16, 2020
Instrument	2020171667

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2050

April 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MECKLENBURG NC
Recording Date	Apr 5, 2019
Property Address	8113 CIRCLE TREE LN, CHARLOTTE, NC 28277-8887
Document Number	0000039208
Book / Page	33406 / 632
Map Reference	MB 21 PG 304
Instrument Date	Apr 5, 2019
Instrument	2019039208
Transaction Type	Transfer
Record Updated	Jun 15, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$280.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8113 CIRCLE TREE LN, CHARLOTTE, NC 28277-8887

Mortgage

Document Number	0000039209
Date	Apr 5, 2019
Instrument	2019039209

Lender

Name	TOWNEBANK MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2049

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MECKLENBURG NC
Property Address	8113 CIRCLE TREE LN, CHARLOTTE, NC 28277-8887
Document Number	0000143026
Instrument Date	Nov 10, 2018
Transaction Type	Mortgage
Record Updated	Dec 14, 2018
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8113 CIRCLE TREE LN CHARLOTTE NC 282778887, CHARLOTTE, NC 28277-8887

Mortgage

Document Number	0000143026
Date	Nov 15, 2018
Book Page	033111/000896
Instrument	143026

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 14, 2048

Tax Assessment & Valuation

Source: Mecklenburg County assessment roll, as of January 1, 2023

Property Jurisdictions

Type	Name
State	North Carolina
County	Mecklenburg County
Municipality	Charlotte City
Unified School District	Charlotte-Mecklenburg Schools (PK - 12)

Flood

Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	8 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 97.9% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHARLOTTE WATER serves 1,206,285 people · EPA ID NC0160010
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 235 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Google Fiber, Windstream.

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