8112 Laredo Ave, Biloxi, MS 39532 Property Records

Jackson County property record for 8112 Laredo Ave, Biloxi, MS 39532

Property Summary

Property Type	Duplex
Details	4 ba · 2,138 sqft · built 2009
Lot Size	0.12 acres (5,227 sqft)
Owner	Company Name on File
Last Sale	$877,200 (Sep 2026)
Tax Bill	$1,775 (2025)
Deeds & Mortgages	Sep 2026 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`792.03-00-0377.00`

Property Details

APN / Parcel Number

Primary APN	`792.03-00-0377.00`
Alternative APNs	`05104143.100` `081380`

Interior

Full Baths	4 Baths
Stories	1 Story
Building Area	2,138 sqft Heated Area
Flooring	Ceramic Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2009
Effective Year Built	Effective 2009
Architectural Style	Duplex Single
Exterior Material	Aluminum/Vinyl
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Shingle
Lot Area	5,227 sqft (0.12 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	8112 LAREDO AVE
City	BILOXI
State	MS
Zip	39532-9732
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Legal Description	S1/2 LOT 128 CIMARRON PARK S/D PB 9-55 DB 1816-71 (377 MAP792.03)
Legal Range	9W
Legal Township	7S
Legal Section	03
Legal Subdivision	CIMARRON PARK
Legal Lot Number	128
Jurisdiction	JACKSON MS
Township / Civil Division	4
Census Block Group	1
Census Block	1014
Census Tract	40207

Owner

8112 Laredo Ave, a duplex, is owned by a company that bought it in September 2026.

Source: Jackson County records, as of October 6, 2026

Owner of Record	Company Name on File
Mailing Address	14705 RUE MORNAY, BILOXI, MS 39532-9784
Owner Type	Company
Vesting	Limited Liability Partnership

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 17, 2026 · Amount on File
Deed Sale	Sep 17, 2026 · Amount on File
Deed Document Number	202619902
Deed Book / Page	2280 / 41
Record Updated	Oct 29, 2026

September 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON MS
Recording Date	Sep 17, 2026
Property Address	8112 LAREDO AVE, BILOXI, MS 39532-9732
Document Number	0000019902
Book / Page	2280 / 41
Instrument Date	Nov 27, 2024
Instrument	202619902
Transaction Type	Transfer
Record Updated	Oct 23, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Liability Partnership
Address	14705 RUE MORNAY, BILOXI, MS 39532-9784

Mortgage

Document Number	0000019903,
Date	Sep 17, 2026
Book Page	4278/653
Instrument	202619903

Lender

Name	LOAN FUNDER LLC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	339 Months
Due	Dec 1, 2054

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

Tax Assessment & Valuation

The 2025 property tax bill for 8112 Laredo Ave was $1,775, up 0.8% from the year before.

Source: Jackson County assessment roll, as of March 20, 2026

Property Jurisdictions

Type	Name
State	Mississippi
County	Jackson County
Unified School District	Jackson County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,775.00 (+0.8%)	$14,744 (+2.02%) Land $1,487 Building $13,257	$98,290 (+2.02%) Land $9,910 Building $88,380
2024	$1,761.00 (+0.46%)	$14,452 (-) Land $1,457 Building $12,995	$96,346 (-) Land $9,710 Building $86,636
2023	$1,753.00 (+2.28%)	$14,452 (-) Land $1,457 Building $12,995	$96,346 (-) Land $9,710 Building $86,636
2022	$1,714.00	$14,452 Land $1,457 Building $12,995	$96,346 Land $9,710 Building $86,636

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 8112 Laredo Ave in Zone X, an area of minimal flood risk, though there have been 12 flood claims nearby since 2001.

Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 23 policies
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	23 in force
Nearby Flood Claims	12 (2001–2026)
Claims Outside the SFHA	2 of 12
Most Recent Claim	Jun 2026 · rainfall accumulation
Claims by Event	Severe Storms, Flooding, And Tornadoes, Mar 2009 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 8112 Laredo Ave is high, ranking above 72% of the US, with a 0.3% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 72% of the US · above 90% of Mississippi
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DIBERVILLE W/S serves 12,721 people · EPA ID MS0240002
Water Source	Groundwater
Last State Inspection	Dec 2024
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 159 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Singing River Connect Fiber	2,000 / 2,000
Sparklight Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20

May also be available: C Spire Wireless, T-Mobile.

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