8111 Stem Ct, Charlotte, NC 28227 Property Records

Mecklenburg County property record for 8111 Stem Ct, Charlotte, NC 28227

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,188 sqft · built 1980
Lot Size0.3 acres (13,068 sqft)
OwnerIndividual Name on Record
Last Sale$280,000 (Dec 2022)
Tax Bill$2,061 (2025)
Deeds & MortgagesSep 2022 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN109-443-18

Property Details

APN / Parcel Number

Primary APN109-443-18

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,188 sqft Living Area
1st Floor Area1,188 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1980
Effective Year BuiltEffective 2000
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Foundation TypeSlab (Mat/Raft)
Roof TypeGable
Roof MaterialOther
Lot Area13,068 sqft (0.3 acres)
PorchFinished/Open Porch
Porch Area72 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHeat Pump
Heating FuelElectric

Location & Zoning

Street Address8111 STEM CT
CityCHARLOTTE
StateNC
Zip28227-2569
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-3
Legal DescriptionL18 BR M19-254
Legal SubdivisionHOLLY HILLS
Legal BlockR
Legal Lot Number18
JurisdictionMECKLENBURG NC
Township / Civil Division1, CHARLOTTE
Census Block Group2
Census Block2005
Census Tract1922

Owner

Source: Mecklenburg County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address8111 STEM CT, CHARLOTTE, NC 28227-2569
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 22, 2022 · Amount on Record
Deed SaleDec 22, 2022 · Amount on Record
Prior SaleSep 16, 2022 · Amount on Record
Deed Document Number2022167082
Deed Book / Page37846 / 117
Record UpdatedOct 29, 2026

September 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMECKLENBURG NC
Recording DateSep 16, 2022
Property Address8111 STEM CT, CHARLOTTE, NC 28227-2569
Document Number0000131753
Book / Page37650 / 438
Map ReferenceMB 19 PG 254
Instrument DateSep 15, 2022
Instrument2022131753
Transaction TypeTransfer
Record UpdatedMay 25, 2023
Title CompanySOUTH MIAMI TITLE COMPANY, SOUTH CITY TITLE COMPANY

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$414.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address258 SOMERSET AVE, TAUNTON, MA 02780-4625

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants in Severalty
Address8929 J M KEYNES DR # 550, 550, CHARLOTTE, NC 28262-8406
InvestorPossibly a Property Investor

Mortgage

Document Number0000131754
DateSep 16, 2022
Instrument2022131754
Lender
NameKIAVI FUNDING INC
TypeMortgage Company
Agreement
TypeCommercial Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: Mecklenburg County assessment roll, as of September 9, 2025

Property Jurisdictions

TypeName
StateNorth Carolina
CountyMecklenburg County
MunicipalityCharlotte City
Unified School DistrictCharlotte-Mecklenburg Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,061.00$246,100 Land $65,000 Building $181,100$246,100 Land $65,000 Building $181,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims4 (1982–2018)
Claims Outside the SFHA4 of 4
Most Recent ClaimSep 2018 · Hurricane Florence

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 95% of the US · lower than 97.4% of North Carolina
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCHARLOTTE WATER
serves 1,206,285 people · EPA ID NC0160010
Water SourceSurface water
Last State InspectionJul 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 431 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL
5,000 / 5,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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