8111 N Panorama Dr, Spokane, WA 99208 Property Records

Spokane County property record for 8111 N Panorama Dr, Spokane, WA 99208

Property Summary

Property Type	Single Family Home
Details	5 bd · 3.5 ba · 3,081 sqft · built 1990
Lot Size	0.26 acres (11,334 sqft)
Owner	Individual Name on File
Last Sale	$726,910 (Oct 2026)
Tax Bill	$6,447 (2026)
Deeds & Mortgages	Oct 2026 Sale & Mortgage Sep 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`26244.0802`

Property Details

APN / Parcel Number

Primary APN	`26244.0802`

Interior

Bedrooms	5 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	13 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	3,081 sqft Living Area
Gross Area	4,409 sqft
1st Floor Area	1,160 sqft
2nd Floor Area	921 sqft
Upper Floors Area	944 sqft
Basement Area	1,160 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1990
Effective Year Built	Effective 2021
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	11,334 sqft (0.26 acres)
Lot Dimensions	120 ft deep x 95 ft wide
Garage Type	Attached
Garage Area	1,168 sqft
Parking Spaces	4 Parking Spaces

Exterior Amenities

Deck Area	288 sqft
Patio Area	940 sqft
Canopy	288 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	8111 N PANORAMA DR
City	SPOKANE
State	WA
Zip	99208-8872
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RSF
Legal Description	PANORAMA TERRACE FIRST ADD LT 2 BLK 8
Legal Range	42E
Legal Township	26N
Legal Section	24
Legal Subdivision	PANORAMA TERRACE FIRST ADD
Legal Block	8
Legal Lot Number	2
Jurisdiction	SPOKANE WA
Township / Civil Division	SPOKANE
Census Block Group	2
Census Block	2006
Census Tract	10701

Owner

8111 N Panorama Dr is owned and occupied by an individual who bought it in October 2026.

Source: Spokane County records, as of October 13, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	8111 N PANORAMA DR, SPOKANE, WA 99208-8872
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried Woman

Deeds, Mortgages & Sale History

Date	Document
Oct 5, 2026	Warranty Deed, Transfer · Conventional Mortgage SUNFLOWER BANK
Sep 1, 2021	Warranty Deed, Transfer · Conventional Mortgage STEARNS LENDING LLC
Oct 11, 2017	Deed of Trust, Mortgage · Line of Credit SPOKANE TEACHERS CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 5, 2026 · Amount on File
Deed Sale	Oct 5, 2026 · Amount on File
Prior Sale	Sep 1, 2021 · Amount on File
Deed Document Number	20267519606
Record Updated	Oct 29, 2026

October 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SPOKANE WA
Recording Date	Oct 5, 2026
Property Address	8111 N PANORAMA DR, SPOKANE, WA 99208-8872
Document Number	0007519606
Instrument Date	Oct 2, 2026
Instrument	20267519606
Transaction Type	Transfer
Record Updated	Oct 12, 2026
Title Company	WFG NATIONAL TITLE COMPANY, WFG NATIONAL TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,307,344.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8111 N PANORAMA DR, SPOKANE, WA 99208-8872

Mortgage

Document Number	0007519607,
Date	Oct 5, 2026
Instrument	20267519607

Lender

Name	SUNFLOWER BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SPOKANE WA
Recording Date	Sep 1, 2021
Property Address	8111 N PANORAMA DR, SPOKANE, WA 99208-8872
Document Number	0007121257
Map Reference	VOL 11 PG 36
Instrument Date	Aug 24, 2021
Instrument	7121257
Transaction Type	Transfer
Record Updated	Sep 7, 2021
Title Company	CW TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$11,654.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8111 N PANORAMA DR, SPOKANE, WA 99208-8872

Mortgage

Document Number	0007121258
Date	Sep 1, 2021
Instrument	7121258

Lender

Name	STEARNS LENDING LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2051

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Property Address	8111 N PANORAMA DR, SPOKANE, WA 99208-8872
Document Number	0006649481
Instrument Date	Oct 11, 2017
Transaction Type	Mortgage
Record Updated	Oct 30, 2017
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	8111 N PANORAMA DR SPOKANE WA 992088872, SPOKANE, WA 99208-8872

Mortgage

Document Number	0006649481
Date	Oct 17, 2017
Instrument	6649481

Lender

Name	SPOKANE TEACHERS CU
Type	Credit Union
Address	LIBERTY LAKE, WA 99019

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Oct 16, 2047

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2026 property tax bill for 8111 N Panorama Dr was $6,447, down 2.3% from the year before.

Source: Spokane County assessment roll, as of September 16, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Spokane County
Municipality	Spokane City
Unified School District	Mead School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,447.00 (-2.3%)	$620,300 Land $130,000 Building $490,300	$620,300 Land $130,000 Building $490,300
2025	$6,599.00
2024		$667,000 (+83.59%) Land $110,000 Building $557,000	$667,000 (+83.59%) Land $110,000 Building $557,000
2023	$5,975.00 (+53.01%)	$363,300 Land $54,000 Building $309,300	$363,300 Land $54,000 Building $309,300
2022	$3,905.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 8111 N Panorama Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 8111 N Panorama Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.4% of Washington
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SPOKANE serves 346,138 people · EPA ID WA5383100
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 302 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	1,000 / 75
Wired or Wireless Fixed Wireless · not low latency	200 / 40
CenturyLink DSL · Fiber in parts of the area	140 / 20
Wind Wireless Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, TDS Telecom.

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