8111 Cole Rd, Reading, MI 49274 Property Records

Hillsdale County property record for 8111 Cole Rd, Reading, MI 49274

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,040 sqft
Lot Size	0.188 acres (8,189 sqft)
Owner	2 Individual Names on Record
Tax Bill	$2,033 (2025)
Deeds & Mortgages	Dec 2022 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`05-050-001-008`

Property Details

APN / Parcel Number

Primary APN	`05-050-001-008`

Interior

Full Baths	2 Baths
Stories	2 Stories
Building Area	1,040 sqft Living Area
Gross Area	2,080 sqft
1st Floor Area	2,080 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Exterior Material	Aluminum/Vinyl
Lot Area	8,189 sqft (0.188 acres)
Lot Dimensions	102 ft deep x 80 ft wide

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	8111 COLE RD
City	READING
State	MI
Zip	49274-9890
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 10 & 11 ELLIOTT SHORES SEC 33 T6S R4W
Legal Range	04W
Legal Township	06S
Legal Section	33
Legal Subdivision	ELLIOTT SHORES
Legal Lot Number	10,11
Jurisdiction	HILLSDALE MI
Township / Civil Division	ALLEN
Census Block Group	2
Census Block	2022
Census Tract	50400

Owner

Source: Hillsdale County records, as of July 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	8111 COLE RD, READING, MI 49274-9890
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 15, 2003
Deed Sale	Sep 15, 2003
Prior Sale	Jan 30, 2002 · Amount on Record
Last Transfer Date	Dec 12, 2022
Transfer Doc	0000595704
Record Updated	Sep 20, 2026

December 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	HILLSDALE MI
Recording Date	Dec 16, 2022
Property Address	8111 COLE RD, READING, MI 49274-9890
Document Number	001841/345
Book / Page	1841 / 345
Map Reference	LB 3 PG 24
Instrument Date	Dec 12, 2022
Transaction Type	Transfer
Record Updated	Jan 26, 2023
Title Company	PUBLIC TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	8111 COLE RD, READING, MI 49274-9890

Mortgage

Document Number	0018410316
Date	Dec 16, 2022
Instrument	1841-0316

Lender

Name	CENTURY BANK & TRUST
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	121 Months
Due	Jan 1, 2033

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Hillsdale County assessment roll, as of July 27, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Hillsdale County
County Subdivision	Allen Township
Unified School District	Reading Community Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$197,800 (+14.27%)	$395,653 (+14.26%) Land $92,627 Building $303,026
2025	$2,033.00 (+14.6%) Homeowner's exemption	$173,100 (+9.21%)	$346,267 (+9.2%) Land $84,687 Building $261,580
2023		$158,500	$317,093 Land $66,162 Building $250,931
2021	$1,774.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 19, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2018)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Feb 2018 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 44 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Starlink Satellite	280 / 30

May also be available: Mercury Fiber.

Cell Coverage

4G LTE (outdoors only), no 5G reported

Nearby Properties on Cole Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures