811 Toro Ln, Lathrop, CA 95330 Property Records

San Joaquin County property record for 811 Toro Ln, Lathrop, CA 95330

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 1,449 sqft · built 1990
Lot Size0.138 acres (6,000 sqft)
OwnerIndividual Name on File
Last Sale$380,000 (Sep 2019)
Tax Bill$5,036 (2026)
Deeds & MortgagesSep 2019 Sale & Mortgage
Flood ZoneZone X (reduced by levee)
APN196-450-270-000

Property Details

APN / Parcel Number

Primary APN196-450-270-000
Alternative APN
  • 196-450-27

Interior

Bedrooms4 Beds
Full Baths2 Baths
Stories2 Stories
Building Area1,449 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1990
Effective Year BuiltEffective 1990
Architectural StyleCustom Design
Construction TypeWood
Lot Area6,000 sqft (0.138 acres)
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Old Parcel Number196-450-27
Street Address811 TORO LN
CityLATHROP
StateCA
Zip95330-9676
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLATHROP VILLAGE HOMES U LOT 539
Legal SubdivisionLATHROP VILLAGE HOMES
Legal Block1
Legal Lot Number539
JurisdictionSAN JOAQUIN CA
Township / Civil DivisionMANTECA
Census Block Group1
Census Block1003
Census Tract5130

Owner

811 Toro Ln is owned by an individual who bought it in September 2019.

Source: San Joaquin County records, as of October 13, 2026

Owner of RecordIndividual Name on File
Mailing Address14A S HUMBOLDT ST, SAN MATEO, CA 94401-2926
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 23, 2019 · Amount on File
Deed SaleSep 23, 2019 · Amount on File
Prior SaleOct 10, 2002 · Amount on File
Deed Document Number2019106783
Prior Transfer DateMar 13, 2001
Prior Transfer Doc0000039249
Record UpdatedOct 29, 2026

September 2019: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN JOAQUIN CA
Recording DateSep 23, 2019
Property Address811 TORO LN, LATHROP, CA 95330-9676
Document Number0000106783
Map ReferenceMB 28 PG 96
Instrument DateSep 16, 2019
Instrument2019-106783
Transaction TypeTransfer
Record UpdatedAug 3, 2021
Title CompanyOLD REPUBLIC TITLE COMPANY

Transaction

AmountAmount on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address811 TORO LN, LATHROP, CA 95330-9676

Mortgage

Document Number0000106784
DateSep 23, 2019
Instrument2019-106784
Lender
NameWELLS FARGO BANK NA
TypeBank
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term361 Months
DueOct 1, 2049

Mortgage

Document Number0000106786
DateSep 23, 2019
Instrument2019-106786
Lender
NameWELLS FARGO BANK NA
TypeBank
AddressSIOUX FALLS, SD 57104
Agreement
TypeCommercial Mortgage
AmountAmount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 811 Toro Ln was $5,036, up 0.9% from the year before.

Source: San Joaquin County assessment roll, as of September 24, 2025

Property Jurisdictions

TypeName
StateCalifornia
CountySan Joaquin County
MunicipalityLathrop City
Unified School DistrictManteca Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$5,036.00 (+0.92%)
2025$4,990.00$415,581 Land $98,426 Building $317,155
2023$4,842.00 (+1.47%)$399,446 Land $94,605 Building $304,841$454,770
2022$4,772.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 811 Toro Ln in Zone X, where a levee reduces flood risk.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
reduced by levee · depends on levee performance
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 10 (0% premium discount)
Nearby Flood Policies4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 811 Toro Ln is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 98.4% of California
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF LATHROP
serves 38,596 people · EPA ID CA3910015
Water SourcePurchased surface water from SOUTH SAN JOAQUIN IRRIGATION DISTRICT
Last State InspectionDec 2024
Also Mapped HereSAN JOAQUIN COUNTY-MOKELUMNE ACRES
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 546 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Cal.net
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

May also be available: Ayera Technologies, Frontier, Matrix Broadband, unWired Broadband, Verizon.

Nearby Properties on Toro Ln

Nearby Streets

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