Roane County property record for 811 Summit St, Spencer, WV 25276
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,220 sqft · built 1975 |
| Lot Size | 2.13 acres (92,783 sqft) |
| Owner | Individual Name on File |
| Last Sale | $160,000 (Sep 2020) |
| Tax Bill | $958 (2026) |
| Deeds & Mortgages | Sep 2020 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 08-8-0026.0000 |
| Primary APN | 08-8-0026.0000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 2,220 sqft Living Area |
| 1st Floor Area | 1,980 sqft |
| Basement Area | 960 sqft |
| Finished Basement | 960 sqft |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1975 |
|---|---|
| Effective Year Built | Effective 1975 |
| Architectural Style | Ranch |
| Construction Type | Frame |
| Lot Area | 92,783 sqft (2.13 acres) |
| Terrain | Rolling |
| Garage Area | 288 sqft |
| Porch | Porch |
| Porch Area | 272 sqft |
| Patio Area | 270 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 85743601 |
|---|---|
| Street Address | 811 SUMMIT ST |
| City | SPENCER |
| State | WV |
| Zip | 25276-1035 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 2.13 SUR GREEN ACRES SEE DEED BK 514-550 |
| Legal Subdivision | GREEN ACRES SUB |
| Jurisdiction | ROANE WV |
| Township / Civil Division | I |
| Census Block Group | 3 |
| Census Block | 3002 |
| Census Tract | 963000 |
811 Summit St is owned and occupied by an individual who bought it in September 2020.
Source: Roane County records, as of October 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 811 SUMMIT ST, SPENCER, WV 25276-1035 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Et Ux (and Wife) |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 15, 2020 · Amount on File |
| Deed Sale | Sep 15, 2020 · Amount on File |
| Prior Sale | Jun 2, 2014 · Amount on File |
| Deed Document Number | 20202169525 |
| Deed Book / Page | 617 / 1 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | ROANE WV |
| Recording Date | Sep 15, 2020 |
| Property Address | 811 SUMMIT ST, SPENCER, WV 25276-1035 |
| Document Number | 00000617/1 |
| Book / Page | 617 / 1 |
| Map Reference | DB 215 PG 425 |
| Instrument Date | Sep 14, 2020 |
| Instrument | 2169525 |
| Transaction Type | Transfer |
| Record Updated | Dec 22, 2022 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,232.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 811 SUMMIT ST, SPENCER, WV 25276-1035 |
| Document Number | 0002169526 |
|---|---|
| Date | Sep 15, 2020 |
| Instrument | 2169526 |
| Name | POCA VALLEY BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
The 2026 property tax bill for 811 Summit St was $958, up 5.5% from the year before.
Source: Roane County assessment roll, as of December 2, 2025
| Type | Name |
|---|---|
| State | West Virginia |
| County | Roane County |
| Municipality | Spencer City |
| Unified School District | Roane County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $958.00 (+5.51%) | $86,040 (+6.86%) Land $16,380 Building $69,660 | $143,400 (+6.86%) Land $27,300 Building $116,100 |
| 2025 | $908.00 | $80,520 Land $15,480 Building $65,040 | $134,200 Land $25,800 Building $108,400 |
| 2023 | $860.00 (+1.3%) | $75,480 (+1.86%) Land $14,280 Building $61,200 | $125,800 (+1.86%) Land $23,800 Building $102,000 |
| 2022 | $849.00 | $74,100 Land $13,740 Building $60,360 | $123,500 Land $22,900 Building $100,600 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 811 Summit St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2013.
Source: FEMA National Flood Hazard Layer, effective March 2, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (2013) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jun 2013 · Severe Storms And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 811 Summit St is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 79% of West Virginia |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 14 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Cable | 940 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
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