811 Stuart St, Staunton, VA 24401 Property Records

Staunton City property record for 811 Stuart St, Staunton, VA 24401

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 954 sqft · built 2012
Lot Size	0.087 acres (3,780 sqft)
Owner	2 Individual Names on Record
Tax Bill	$1,905 (2026)
Deeds & Mortgages	Dec 2022 Mortgage Aug 2023 Transfer + 3 more
Flood Zone	Zone X (minimal risk)
APN	`2466`

Property Details

APN / Parcel Number

Primary APN	`2466`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	954 sqft Living Area
Gross Area	1,726 sqft
1st Floor Area	600 sqft
Basement Area	600 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2012
Effective Year Built	Effective 2012
Exterior Material	Vinyl
Construction Type	Wood
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	3,780 sqft (0.087 acres)
Lot Dimensions	90 ft deep x 42 ft wide
Porch	Open Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	811 STUART ST
City	STAUNTON
State	VA
Zip	24401-4052
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R4
Legal Description	(LOT 1D BLK A)
Legal Block	A
Legal Lot Number	1D
Jurisdiction	STAUNTON CITY VA
Township / Civil Division	STAUNTON
Census Block Group	1
Census Block	1009
Census Tract	200

Owner

Source: Staunton City records, as of August 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	811 STUART ST, STAUNTON, VA 24401-4052
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 27, 2022	Deed of Trust, Mortgage · Commercial Mortgage MCU FINANCIAL CENTER CU
Aug 22, 2023	Correction Deed SAGE TITLE GROUP LLC
Jun 6, 2023	Re-recorded Document SAGE TITLE GROUP LLC
Jun 1, 2023	Deed, Subdivision Related Transfer · Conventional Mortgage FIRST HERITAGE MORTGAGE LLC
May 23, 2022	Deed, Transfer REPUBLIC NATIONAL TITLE INSURANCE COMPANY, OLD REPUBLIC NATL TTL INS CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 22, 2023
Deed Sale	Aug 22, 2023
Prior Sale	Jun 6, 2023 · Amount on Record
Deed Document Number	20231925
Record Updated	Sep 20, 2026

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STAUNTON CITY VA
Property Address	811 STUART ST, STAUNTON, VA 24401-4052
Transaction Type	Mortgage
Record Updated	Aug 22, 2023
Title Company	CLOSURE TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	435 MERCHANT WALK SQ 300521, 300521, CHARLOTTESVILLE, VA 22902-6514
Investor	Possibly a Property Investor

Mortgage

Document Number	0220003785
Date	Dec 27, 2022
Instrument	220003785

Lender

Name	MCU FINANCIAL CENTER CU
Type	Credit Union
Address	CLEVELAND, OH 44114

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

August 2023: Correction Deed

Document Type	Correction Deed
Jurisdiction	STAUNTON CITY VA
Recording Date	Aug 22, 2023
Property Address	811 STUART ST, STAUNTON, VA 24401-4052
Document Number	0230001925
Instrument Date	Aug 9, 2023
Instrument	230001925
Record Updated	Sep 8, 2023
Title Company	SAGE TITLE GROUP LLC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	811 STUART ST, STAUNTON, VA 24401-4052

June 2023: Re-recorded Document

Document Type	Re-recorded Document
Jurisdiction	STAUNTON CITY VA
Recording Date	Jun 6, 2023
Property Address	811 STUART ST, STAUNTON, VA 24401-4052
Document Number	0230001267
Instrument Date	May 30, 2023
Instrument	230001267
Record Updated	Jun 27, 2023
Title Company	SAGE TITLE GROUP LLC

Transaction

Amount	Amount Recorded
Tax	$112.50
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	811 STUART ST, STAUNTON, VA 24401-4052

June 2023: Deed, Subdivision Related Transfer

Document Type	Deed
Jurisdiction	STAUNTON CITY VA
Recording Date	Jun 1, 2023
Property Address	811 STUART ST, STAUNTON, VA 24401-4052
Document Number	0230001235
Instrument Date	May 30, 2023
Instrument	230001235
Transaction Type	Subdivision Related Transfer
Record Updated	Jun 15, 2023
Title Company	QUALITY TITLE INC, QUALITY TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$112.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	811 STUART ST, STAUNTON, VA 24401-4052

Mortgage

Document Number	0230001236
Date	Jun 1, 2023
Instrument	230001236

Lender

Name	FIRST HERITAGE MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2053

May 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	STAUNTON CITY VA
Recording Date	May 23, 2022
Property Address	811 STUART ST, STAUNTON, VA 24401-4052
Document Number	0220001700
Instrument Date	May 23, 2022
Instrument	220001700
Transaction Type	Transfer
Record Updated	Feb 2, 2023
Title Company	REPUBLIC NATIONAL TITLE INSURANCE COMPANY, OLD REPUBLIC NATL TTL INS CO

Transaction

Amount	Amount Recorded
Tax	$12.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	435 MERCHANT WALK SQ STE 300, 300, CHARLOTTESVILLE, VA 22902-6515
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Staunton City assessment roll, as of August 13, 2026

Property Jurisdictions

Type	Name
State	Virginia
Municipality	Staunton City
Unified School District	Staunton City Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,905.00 (+200.95%)	$209,440 (+194.03%) Land $28,540 Building $180,900	$209,440 (+194.03%) Land $28,540 Building $180,900
2023	$633.00 (+24.12%)	$71,230 (+28.25%) Land $25,930 Building $45,300	$71,230 (+28.25%) Land $25,930 Building $45,300
2022	$510.00	$55,540 Land $18,140 Building $37,400	$55,540 Land $18,140 Building $37,400

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 28, 2022

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.6% of Virginia
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF STAUNTON serves 25,750 people · EPA ID VA2790600
Water Source	Surface water
Last State Inspection	May 2025
Lead	4 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	21 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 338 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Glo Fiber Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Lingo Networks, Verizon.

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