811 Stephan Ave, Waterloo, IA 50701 Property Records

Black Hawk County property record for 811 Stephan Ave, Waterloo, IA 50701

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 992 sqft · built 1955
Lot Size	0.169 acres (7,381 sqft)
Owner	Company Name on Record
Last Sale	$120,500 (Oct 2022)
Tax Bill	$2,588 (2025)
Deeds & Mortgages	Jun 2022 Re-recorded Document Oct 2021 Sale
Flood Zone	Zone X (minimal risk)
APN	`8913-21-452-017`

Property Details

APN / Parcel Number

Primary APN	`8913-21-452-017`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	992 sqft Living Area
1st Floor Area	992 sqft
Basement Area	992 sqft
Unfinished Basement	992 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1955
Exterior Material	Aluminum Siding
Construction Type	Frame
Roof Type	Hip
Roof Material	Asphalt
Lot Area	7,381 sqft (0.169 acres)
Lot Dimensions	103 ft deep x 51 ft wide
Garage Type	Attached
Garage Area	364 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	32 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	811 STEPHAN AVE
City	WATERLOO
State	IA
Zip	50701-2039
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HANSEN NOBLE ADDITION LOT 45 EXC BEG AT SW COR SAID LOT TH N ALONG W LOT LINE 51 FT TH SELY TO A PT 17 FT E OF PT OF BEG TH W
Legal Range	13W
Legal Township	89N
Legal Section	21
Legal Subdivision	HANSEN NOBLE ADDITION
Legal Lot Number	45
Jurisdiction	BLACK HAWK IA
Township / Civil Division	WATERLOO
Census Block Group	1
Census Block	1020
Census Tract	1503

Owner

Source: Black Hawk County records, as of September 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	PO BOX 538, HUDSON, IA 50643-0538
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Jun 22, 2022	Re-recorded Document
Oct 26, 2021	Warranty Deed, Transfer BLACK HAWK COUNTY ABSTRACT AND T, BLACK HAWK CNTY ABSTRACT CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 26, 2022 · Amount on Record
Deed Sale	Oct 26, 2022 · Amount on Record
Prior Sale	Oct 26, 2021 · Amount on Record
Deed Document Number	20228979
Prior Transfer Date	Mar 30, 2022
Prior Transfer Doc	0000024818
Record Updated	Oct 29, 2026

June 2022: Re-recorded Document

Document Type	Re-recorded Document
Jurisdiction	BLACK HAWK IA
Recording Date	Jun 22, 2022
Property Address	811 STEPHAN AVE, WATERLOO, IA 50701-2039
Document Number	202200024818
Instrument Date	Mar 30, 2022
Instrument	202200024818
Record Updated	Jan 5, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 538, HUDSON, IA 50643-0538

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BLACK HAWK IA
Recording Date	Oct 26, 2021
Property Address	811 STEPHAN AVE, WATERLOO, IA 50701-2039
Document Number	202200008979
Instrument Date	Oct 22, 2021
Instrument	202200008979
Transaction Type	Transfer
Record Updated	Jan 5, 2024
Title Company	BLACK HAWK COUNTY ABSTRACT AND T, BLACK HAWK CNTY ABSTRACT CO

Transaction

Amount	Amount Recorded
Tax	$192.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 538, HUDSON, IA 50643-0538

Tax Assessment & Valuation

Source: Black Hawk County assessment roll, as of October 17, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Black Hawk County
Municipality	Waterloo City
Unified School District	Waterloo Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,588.00 (-6.97%)	$126,820 (-1.14%) Land $20,600 Building $106,220	$126,820 (-1.14%) Land $20,600 Building $106,220
2024	$2,782.00 (+21.59%)
2023		$128,280 (+23.18%) Land $20,600 Building $107,680	$128,280 (+23.18%) Land $20,600 Building $107,680
2022	$2,288.00	$104,140 Land $20,600 Building $83,540
2021			$104,140 Land $20,600 Building $83,540

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 91% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WATERLOO WATER WORKS serves 69,504 people · EPA ID IA0790074
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 407 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Mediacom Xtream Cable	1,000 / 50
CenturyLink DSL	140 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: GigFire, Nextlink, Verizon.

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