811 Prather Bridge Rd, Toccoa, GA 30577 Property Records

Stephens County property record for 811 Prather Bridge Rd, Toccoa, GA 30577

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,241 sqft · built 1940
Lot Size	0.81 acres (35,284 sqft)
Owner	Individual Name on File
Last Sale	$150,000 (Jun 2022)
Tax Bill	$1,347 (2025)
Deeds & Mortgages	Jun 2022 Sale & Mortgage Jul 2020 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`T24 012A`

Property Details

APN / Parcel Number

Primary APN	`T24 012A`
Alternative APN	`990922`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,241 sqft Heated Area
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1940
Effective Year Built	Effective 2001
Architectural Style	Ranch
Exterior Material	Fiber Cement Siding
Construction Type	Frame
Foundation Type	No Foundation
Roof Type	Gable
Roof Material	Metal
Lot Area	35,284 sqft (0.81 acres)
Terrain	Gentle Slope

Exterior Amenities

Porch	Slab
Porch Area	336 sqft
Canopy	400 sqft
Utility Building	476 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Gas
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	990922
Street Address	811 PRATHER BRIDGE RD
City	TOCCOA
State	GA
Zip	30577-1772
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS
Legal Description	PRATHER BRIDGE RD
Legal Subdivision	0200 - PRIMARY - SF
Jurisdiction	STEPHENS GA
Township / Civil Division	TOCCOA
Census Block Group	2
Census Block	2047
Census Tract	970101

Owner

811 Prather Bridge Rd is owned and occupied by an individual who bought it in June 2022.

Source: Stephens County records, as of April 6, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	811 PRATHER BRIDGE RD, TOCCOA, GA 30577-1772
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 13, 2022	Warranty Deed, Transfer · FHA Mortgage OCONEE STATE BANK
Jul 7, 2020	Grant Deed, Transfer OTHER INSTITUTIONAL LENDERS
Apr 2, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY
Jan 26, 2018	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 13, 2022 · Amount on File
Deed Sale	Jun 13, 2022 · Amount on File
Prior Sale	Jun 26, 2020 · Amount on File
Deed Document Number	2022901
Deed Book / Page	1300 / 224
Prior Transfer Date	Mar 25, 2019
Prior Transfer Doc	0011740328
Record Updated	Jun 8, 2026

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STEPHENS GA
Recording Date	Jun 13, 2022
Property Address	811 PRATHER BRIDGE RD, TOCCOA, GA 30577-1772
Document Number	0013000224
Book / Page	1300 / 224
Instrument Date	Jun 13, 2022
Instrument	2022-000901
Transaction Type	Transfer
Record Updated	Nov 30, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	811 PRATHER BRIDGE RD, TOCCOA, GA 30577-1772

Mortgage

Document Number	0013000000000226
Date	Jun 13, 2022
Book Page	0000001300/0000000226
Instrument	2022000962

Lender

Name	OCONEE STATE BANK

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2052

July 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	STEPHENS GA
Recording Date	Jul 7, 2020
Property Address	811 PRATHER BRIDGE RD, TOCCOA, GA 30577-1772
Document Number	0012150133
Book / Page	001215 / 000133
Instrument Date	Jun 26, 2020
Transaction Type	Transfer
Record Updated	Jul 29, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$88.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	811 PRATHER BRIDGE RD TOCCOA GA 305771772, TOCCOA, GA 30577-1772

Mortgage

Document Number	12150135
Date	Jul 7, 2020
Book Page	001215/000135

Lender

Name	OTHER INSTITUTIONAL LENDERS
Type	Bank
Address	ATLANTA, GA 30361

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jul 6, 2050

April 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	STEPHENS GA
Recording Date	Apr 2, 2019
Property Address	811 PRATHER BRIDGE RD, TOCCOA, GA 30577-1772
Document Number	0011740328
Book / Page	001174 / 000328
Instrument Date	Mar 25, 2019
Transaction Type	Transfer
Record Updated	May 7, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	811 PRATHER BRIDGE RD #849 TOCCOA GA 305771772, 849, TOCCOA, GA 30577-1772

January 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STEPHENS GA
Recording Date	Jan 26, 2018
Property Address	811 PRATHER BRIDGE RD, TOCCOA, GA 30577-1772
Document Number	0011410324
Book / Page	001141 / 000324
Instrument Date	Jan 25, 2018
Transaction Type	Transfer
Record Updated	Feb 5, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$45.00

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Life Estate
Address	PRATHER BRIDGE RD TOCCOA GA 30577, TOCCOA, GA 30577

Tax Assessment & Valuation

The 2025 property tax bill for 811 Prather Bridge Rd was $1,347.

Source: Stephens County assessment roll, as of March 12, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Stephens County
Unified School District	Stephens County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,347.00	$49,071 Land $3,260 Building $45,811	$122,678 Land $8,150 Building $114,528
2023	$894.00 (+4.68%)	$30,050 (+4.66%) Land $3,260 Building $26,790	$75,124 (+4.65%) Land $8,150 Building $66,974
2022	$854.00	$28,713 Land $3,260 Building $25,453	$71,783 Land $8,150 Building $63,633

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 811 Prather Bridge Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 26, 2008 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 811 Prather Bridge Rd is moderate, ranking above 45% of the US, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · above 45% of Georgia
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOCCOA serves 28,711 people · EPA ID GA2570001
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2020–2022) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Oct 2024 Haloacetic acids resolved · Apr 2024
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 126 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TruVista Communications Cable · Fiber in parts of the area	500 / 50
AT&T Fixed Wireless	100 / 20

May also be available: Point Broadband, Verizon, Windstream.

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