811 Nancy Ln, McHenry, IL 60051 Property Records

McHenry County property record for 811 Nancy Ln, McHenry, IL 60051

Property Summary

Property TypeSingle Family Home
Details4 bd · 5 ba · 1,073 sqft · built 1986
Lot Size0.219 acres (9,583 sqft)
OwnerIndividual Name on Record
Deeds & MortgagesJun 2017 Loan Modification
Flood ZoneZone X (minimal risk)
APN15-05-181-002

Property Details

APN / Parcel Number

Primary APN15-05-181-002

Interior

Bedrooms4 Beds
Full Baths5 Baths
Half Baths4 Half Baths
Plumbing Fixtures5 Plumbing Fixtures
Total Rooms7 Rooms
Stories1 Story
Building Area1,073 sqft Living Area
Gross Area2,146 sqft
Basement Area1,073 sqft

Exterior

Year BuiltBuilt 1986
Architectural StyleRanch
Construction TypeFrame
Foundation TypeRaised
Lot Area9,583 sqft (0.219 acres)
Garage TypeAttached
Garage Area928 sqft
Parking Spaces4 Parking Spaces
Deck Area192 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address811 NANCY LN
CityMCHENRY
StateIL
Zip60051-3216
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionDOC 96R060633 LT 2 BLK 4 FRITZSCHES ESTATES 1ST ADDN
Legal Range09E
Legal Township44N
Legal Section05
Legal SubdivisionFRITZSCHES ESTATES
Legal Block4
Legal Lot Number2
JurisdictionMCHENRY IL
Township / Civil DivisionNUNDA
Census Block Group1
Census Block1049
Census Tract870811

Owner

Source: McHenry County records, as of May 13, 2024

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address811 NANCY LN, MCHENRY, IL 60051-3216
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 2, 1996
Deed SaleDec 2, 1996
Deed Document Number96R-060633
Record UpdatedJun 7, 2026

June 2017: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionMCHENRY IL
Property Address811 NANCY LN, MCHENRY, IL 60051-3216
Document Number0000025431
Instrument DateJun 20, 2017
Transaction TypeMortgage
Record UpdatedAug 23, 2018

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address811 NANCY LN MCHENRY IL 600513216, MCHENRY, IL 60051-3216

Mortgage

Document Number0000025431
DateJul 12, 2017
Instrument25431
Lender
NameJP MORGAN CHASE BK
TypeBank
AddressCOLUMBUS, OH 43219-6009
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueJul 11, 2047

Tax Assessment & Valuation

Source: McHenry County assessment roll, as of January 1, 2022

Property Jurisdictions

TypeName
StateIllinois
CountyMcHenry County
County SubdivisionNunda Township
Elementary School DistrictMcHenry Community Consolidated School District 15 (PK - 08)
Secondary School DistrictMcHenry Community High School District 156 (09 - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2022Homeowner's exemption$65,698 Land $12,368 Building $53,330$197,094 Land $37,104 Building $159,990

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 21 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies21 in force
Nearby Flood Claims53 (1978–2026)
Claims Outside the SFHA4 of 53
Most Recent ClaimApr 2026 · rainfall accumulation
Claims by Event
  • Severe Storms, Straight-line Winds, And Flooding, Apr 2013 · 9 claims
  • Severe Storms & Flooding, Jun 1993 · 10 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 93% of the US · above 42% of Illinois
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLAKEMOOR
serves 2,720 people · EPA ID IL0970270
Water SourceGroundwater
Last State InspectionAug 2024
Lead1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting4
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 140 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless · Fiber, DSL in parts of the area
100 / 20

Nearby Properties on Nancy Ln

Nearby Streets

Search Property Records by Address or Parcel Number