811 N Elm Ave, Jackson, MI 49202 Property Records

Jackson County property record for 811 N Elm Ave, Jackson, MI 49202

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,232 sqft · built 1940
Lot Size	0.127 acres (5,532 sqft)
Owner	Individual Name on File
Last Sale	$75,000 (Sep 2005)
Tax Bill	$1,560 (2025)
Deeds & Mortgages	Sep 2021 Mortgage May 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`8-107000000`

Property Details

APN / Parcel Number

Primary APN	`8-107000000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Building Area	1,232 sqft Living Area
1st Floor Area	1,232 sqft
Basement Area	672 sqft

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1940
Architectural Style	Bungalow
Lot Area	5,532 sqft (0.127 acres)
Lot Dimensions	132 ft deep x 42 ft wide
Garage Area	352 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	811 N ELM AVE
City	JACKSON
State	MI
Zip	49202-2512
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	LOT 56 BLAKELY HEIGHTS SUB DIV
Legal Subdivision	BLAKELY HEIGHTS SUB
Legal Lot Number	56
Legal Unit	56
Jurisdiction	JACKSON MI
Township / Civil Division	JACKSON
Census Block Group	1
Census Block	1007
Census Tract	400

Owner

811 N Elm Ave is owned and occupied by an individual who bought it in September 2005.

Source: Jackson County records, as of June 29, 2026

Owner of Record	Individual Name on File
Mailing Address	811 N ELM AVE, JACKSON, MI 49202-2512
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 10, 2021	Deed of Trust, Mortgage · Conventional Mortgage TRUE COMMUNITY CREDIT UNION
May 7, 2019	Deed of Trust, Mortgage · Conventional Mortgage ASTERA CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 6, 2005 · Amount on File
Deed Sale	Sep 6, 2005 · Amount on File
Prior Sale	Jun 15, 2005 · Amount on File
Deed Document Number	20052410321
Deed Book / Page	1824 / 632
Record Updated	Oct 29, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON MI
Property Address	811 N ELM AVE, JACKSON, MI 49202-2512
Transaction Type	Mortgage
Record Updated	Nov 18, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002893627
Date	Sep 10, 2021
Book Page	2195/937
Instrument	2893627

Lender

Name	TRUE COMMUNITY CREDIT UNION
Type	Credit Union
Address	JACKSON, MI 49202

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Oct 1, 2036

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON MI
Property Address	811 N ELM AVE, JACKSON, MI 49202-2512
Document Number	0002823379
Instrument Date	May 7, 2019
Transaction Type	Mortgage
Record Updated	Jun 10, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	811 N ELM AVE JACKSON MI 492022512, JACKSON, MI 49202-2512

Mortgage

Document Number	0002823379
Date	May 16, 2019
Book Page	002141/000891
Instrument	2823379

Lender

Name	ASTERA CU
Type	Credit Union
Address	LANSING, MI 48917

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	May 15, 2034

Tax Assessment & Valuation

The 2025 property tax bill for 811 N Elm Ave was $1,560 with a homeowner's exemption, down 11.8% from the year before.

Source: Jackson County assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Jackson County
Municipality	Jackson City
Unified School District	Jackson Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$66,100 (+6.27%)	$132,200 (+6.27%)
2025	$1,560.00 (-11.76%)	$62,200	$124,400
2024	$1,768.00
2023		$47,200	$94,400
2022	$1,415.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 811 N Elm Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 3, 2010

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 811 N Elm Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.4% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JACKSON serves 33,165 people · EPA ID MI0003470
Water Source	Groundwater influenced by surface water
Last State Inspection	Mar 2022
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	No certified operator Dec 2020
Monitoring and Reporting	21 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 638 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Starlink Satellite	280 / 30

May also be available: AT&T, Mercury Fiber, Verizon.

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