811 Michigan St, Wheaton, IL 60187 Property Records

DuPage County property record for 811 Michigan St, Wheaton, IL 60187

Property Summary

Property TypeSingle Family Home
Details4 bd · 3.5 ba · 3,201 sqft · built 2018
Lot Size0.19 acres (8,276 sqft)
OwnerIndividual Name on File
Last Sale$790,000 (Jul 2026)
Tax Bill$15,833 (2025)
Deeds & MortgagesJul 2026 Sale & Mortgage
May 2022 Sale & Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN05-16-403-023

Property Details

APN / Parcel Number

Primary APN05-16-403-023

Interior

Bedrooms4 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Total Rooms7 Rooms
Stories2 Stories
Building Area3,201 sqft Living Area
Gross Area3,621 sqft
Basement Area863 sqft
Finished Basement863 sqft

Exterior

Year BuiltBuilt 2018
Effective Year BuiltEffective 2018
Exterior MaterialBrick
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area8,276 sqft (0.19 acres)
Lot Dimensions14.7 ft deep x 5.5 ft wide
Garage TypeAttached
Garage Area420 sqft
Parking Spaces1 Parking Space
PorchOpen Porch
Porch Area56 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address811 MICHIGAN ST
CityWHEATON
StateIL
Zip60187-5616
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR
Legal DescriptionVEIRUPS DIV OF PT OF BLK 15 OF THE COLLEGE ADD TO THE TOWN OF WHEATON
Legal SubdivisionTHE COLLEGE ADD TO THE TOWN OF WHEATON
Legal Block15
Legal Lot Number7
JurisdictionDU PAGE IL
Township / Civil DivisionMILTON
Census Block Group1
Census Block1002
Census Tract842400

Owner

811 Michigan St is owned by an individual who bought it in July 2026.

Source: DuPage County records, as of August 17, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on File
Mailing Address119 S MAIN ST, 408, NAPERVILLE, IL 60540-5468
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 13, 2026Warranty Deed, Transfer · Conventional Mortgage
ROCKET MORTGAGE LLC
May 10, 2022Warranty Deed, Subdivision Related Transfer · Conventional Mortgage
WINGS FINANCIAL CU
Nov 21, 2018Loan Modification, Mortgage
FIRST BK
Dec 7, 2017Trustee's Deed, Construction Loan · Line of Credit
FIRST BK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 13, 2026 · Amount on File
Deed SaleJul 13, 2026 · Amount on File
Prior SaleMay 10, 2022 · Amount on File
Deed Document Number202647362
Prior Transfer DateOct 17, 2016
Prior Transfer Doc0000118250
Record UpdatedSep 20, 2026

July 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionDU PAGE IL
Recording DateJul 13, 2026
Property Address811 MICHIGAN ST, WHEATON, IL 60187-5616
Document Number0000047362
Instrument DateMay 8, 2026
Instrument202647362
Transaction TypeTransfer
Record UpdatedJul 28, 2026
Title CompanySTEWART TITLE

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$119,685.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000047363,
DateJul 13, 2026
Instrument202647363
Lender
NameROCKET MORTGAGE LLC
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueAug 1, 2056
Interest
Rate TypeFixed Rate
Rate6.53%
Initial TypeFixed Rate
Max Rate-1%

May 2022: Warranty Deed, Subdivision Related Transfer

Document TypeWarranty Deed
JurisdictionDU PAGE IL
Recording DateMay 10, 2022
Property Address811 MICHIGAN ST, WHEATON, IL 60187-5616
Document Number0000046681
Map ReferenceDOC 271961
Instrument DateApr 20, 2022
InstrumentR2022-046681
Transaction TypeSubdivision Related Transfer
Record UpdatedAug 29, 2022
Title CompanyATTORNEY'S TITLE, ATTORNEYS TTL GUARANTY FUND

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$652.50
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address811 MICHIGAN ST, WHEATON, IL 60187-5616

Mortgage

Document Number0000046682
DateMay 10, 2022
InstrumentR2022-046682
Lender
NameWINGS FINANCIAL CU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueMay 1, 2052
Interest
Rate TypeFixed Rate
Rate3.62%

November 2018: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionDU PAGE IL
Property Address811 MICHIGAN ST, WHEATON, IL 60187-5616
Document Number0000000323
Instrument DateNov 21, 2018
Transaction TypeMortgage
Record UpdatedJan 21, 2019

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address811 MICHIGAN ST WHEATON IL 601875616, WHEATON, IL 60187-5616

Mortgage

Document Number0000000323
DateJan 3, 2019
Instrument323
Lender
NameFIRST BK
TypeBank
AddressEVANSTON, IL 60201
Agreement
AmountAmount on Record
Term60 Months
DueJan 2, 2024
Interest
Rate5.25%

December 2017: Trustee's Deed, Construction Loan

Document TypeTrustee's Deed
JurisdictionDU PAGE IL
Recording DateDec 7, 2017
Property Address811 MICHIGAN ST, WHEATON, IL 60187-5616
Instrument DateNov 21, 2017
Instrument125464
Transaction TypeConstruction Loan
Record UpdatedJan 11, 2019
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address2100 ENTERPRISE AVE GENEVA IL 601344101, GENEVA, IL 60134-4101

Mortgage

Document Number0000125464
DateDec 7, 2017
Instrument125464
Lender
NameFIRST BK
TypeBank
AddressEVANSTON, IL 60201
Agreement
TypeLine of Credit
AmountAmount on Record
Term12 Months
DueDec 6, 2018
Interest
Rate TypeAdjustable Rate
Rate4.25%

Tax Assessment & Valuation

The 2025 property tax bill for 811 Michigan St was $15,833, up 2.2% from the year before.

Source: DuPage County assessment roll, as of August 17, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyDuPage County
County SubdivisionMilton Township
MunicipalityWheaton City
Unified School DistrictCommunity Unit School District 200 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$15,833.00 (+2.19%) Homeowner's exemption$269,409 (+8.46%) Land $33,205 Building $236,204$808,227 (+8.46%) Land $99,615 Building $708,612
2024$15,493.00$248,395 Land $30,615 Building $217,780$745,185 Land $91,845 Building $653,340
2022$14,965.00$216,100 Land $26,640 Building $189,460$648,300 Land $79,920 Building $568,380

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 811 Michigan St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies5 in force
Nearby Flood Claims4 (2010–2020)
Claims Outside the SFHA3 of 4
Most Recent ClaimMay 2020 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 811 Michigan St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWHEATON
serves 53,970 people · EPA ID IL0431050
Water SourcePurchased surface water from DU PAGE WATER COMMISSION
Last State InspectionJun 2024
Lead2 ppb (2026–2028)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 368 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL
5,000 / 5,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
1,000 / 75
T-Mobile
Fixed Wireless
100 / 20

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