811 Lakeside Dr, Owosso, MI 48867 Property Records

Shiawassee County property record for 811 Lakeside Dr, Owosso, MI 48867

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,368 sqft · built 1974
Lot Size	0.69 acres (30,056 sqft)
Owner	Individual Name on File
Last Sale	$141,000 (Nov 2023)
Tax Bill	$2,294 (2024)
Deeds & Mortgages	Mar 2026 Mortgage Nov 2023 Sale & Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`002-42-000-024`

Property Details

APN / Parcel Number

Primary APN	`002-42-000-024`
Alternative APN	`0024200002400`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,368 sqft Living Area
1st Floor Area	1,368 sqft
Basement Area	1,368 sqft
Unfinished Basement	1,368 sqft

Exterior

Year Built	Built 1974
Effective Year Built	Effective 1974
Architectural Style	Ranch
Lot Area	30,056 sqft (0.69 acres)
Garage Area	576 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	811 LAKESIDE DR
City	OWOSSO
State	MI
Zip	48867-9447
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	A.B.HICKS SUB #2 RUSH TWP LOT 24
Legal Subdivision	A.B.HICKS SUB
Legal Lot Number	24
Jurisdiction	SHIAWASSEE MI
Township / Civil Division	RUSH
Census Block Group	2
Census Block	2064
Census Tract	30200

Owner

811 Lakeside Dr is owned and occupied by an individual who bought it in November 2023.

Source: Shiawassee County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	811 LAKESIDE DR, OWOSSO, MI 48867-9447
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 26, 2026	Deed of Trust, Mortgage · Conventional Mortgage HORIZON BANK
Nov 3, 2023	Warranty Deed, Transfer · Stand-Alone First Mortgage TEAM ONE CU
Aug 10, 2023	Intrafamily Transfer, Transfer
Aug 7, 2023	Deed, Transfer ATA NATIONAL TITLE GROUP LLC
Oct 19, 2022	Sheriff's Deed, Foreclosure
Sep 25, 2018	Loan Modification, Mortgage · FHA Mortgage AMERIFIRST FIN'L CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 3, 2023 · Amount on File
Deed Sale	Nov 3, 2023 · Amount on File
Prior Sale	Aug 7, 2023 · Amount on File
Deed Document Number	20233376142
Deed Book / Page	1311 / 975
Prior Transfer Date	Oct 30, 2023
Prior Transfer Doc	0013110975
Record Updated	Oct 29, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SHIAWASSEE MI
Property Address	811 LAKESIDE DR, OWOSSO, MI 48867-9447
Transaction Type	Mortgage
Record Updated	Apr 28, 2026
Title Company	ATA NATIONAL TITLE GROUP LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	811 LAKESIDE DR, OWOSSO, MI 48867-9447

Mortgage

Document Number	0013360412
Date	Mar 26, 2026
Book Page	1336/412
Instrument	3400972

Lender

Name	HORIZON BANK
Type	Bank
Address	MICHIGAN CITY, IN 46360

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Apr 1, 2041

November 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SHIAWASSEE MI
Recording Date	Nov 3, 2023
Property Address	811 LAKESIDE DR, OWOSSO, MI 48867-9447
Document Number	0013110975
Book / Page	1311 / 975
Map Reference	LB 11 PG 194
Instrument Date	Oct 30, 2023
Instrument	3376142
Transaction Type	Transfer
Record Updated	Nov 22, 2023
Title Company	ATA NATIONAL TITLE GROUP LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name
Address	740 SYCAMORE DR, OWOSSO, MI 48867-9445

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	740 SYCAMORE DR, OWOSSO, MI 48867-9445

Mortgage

Document Number	0003376143
Date	Nov 3, 2023
Instrument	3376143

Lender

Name	TEAM ONE CU
Type	Credit Union

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2053

August 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SHIAWASSEE MI
Recording Date	Aug 10, 2023
Property Address	811 LAKESIDE DR, OWOSSO, MI 48867-9447
Document Number	0013090703
Book / Page	1309 / 703
Map Reference	LB 1 PG 194
Instrument Date	Aug 1, 2023
Instrument	3373853
Transaction Type	Transfer
Record Updated	Aug 28, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	740 SYCAMORE DR, OWOSSO, MI 48867-9445

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	740 SYCAMORE DR, OWOSSO, MI 48867-9445

August 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	SHIAWASSEE MI
Recording Date	Aug 7, 2023
Property Address	811 LAKESIDE DR, OWOSSO, MI 48867-9447
Document Number	0013090551
Book / Page	1309 / 551
Map Reference	LB 11 PG 194
Instrument Date	Jul 28, 2023
Instrument	3373700
Transaction Type	Transfer
Record Updated	Aug 28, 2023
Title Company	ATA NATIONAL TITLE GROUP LLC

Transaction

Amount	Amount on Record
Tax	$1,031.25
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	740 SYCAMORE DR, OWOSSO, MI 48867-9445

October 2022: Sheriff's Deed, Foreclosure

Document Type	Sheriff's Deed
Jurisdiction	SHIAWASSEE MI
Recording Date	Oct 19, 2022
Property Address	811 LAKESIDE DR, OWOSSO, MI 48867-9447
Document Number	0013010478
Book / Page	1301 / 478
Map Reference	LB 11 PG 194
Instrument Date	Sep 28, 2022
Instrument	3365475
Transaction Type	Foreclosure
Record Updated	Dec 13, 2022

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Notice of Trustee Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1600 S DOUGLASS RD STE 200, 200, ANAHEIM, CA 92806-5951

September 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	SHIAWASSEE MI
Property Address	811 LAKESIDE DR, OWOSSO, MI 48867-9447
Document Number	0012510232
Instrument Date	Sep 25, 2018
Transaction Type	Mortgage
Record Updated	Nov 7, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	811 LAKESIDE DR OWOSSO MI 488679447, OWOSSO, MI 48867-9447

Mortgage

Document Number	0012510232
Date	Oct 25, 2018
Book Page	001251/000232
Instrument	3314620

Lender

Name	AMERIFIRST FIN'L CORP
Address	KALAMAZOO, MI 49002

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 24, 2048

Interest

Rate Type	Fixed Rate
Rate	4.75%

Tax Assessment & Valuation

Source: Shiawassee County assessment roll, as of July 16, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Shiawassee County
County Subdivision	Rush Township
Unified School District	Owosso Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$108,900 (+13.44%)	$217,800 (+13.44%)
2025	Homeowner's exemption	$96,000	$192,000
2024	$2,294.00
2023	$2,294.00 Homeowner's exemption	$88,400	$176,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 811 Lakeside Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 811 Lakeside Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 93% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 20 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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