811 Forest Ave, Chattanooga, TN 37405 Property Records

Hamilton County property record for 811 Forest Ave, Chattanooga, TN 37405

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 1,496 sqft · built 2000
Lot Size	0.097 acres (4,242 sqft)
Owner	Individual Name on File
Last Sale	$536,000 (Jul 2026)
Tax Bill	$1,873 (2025)
Deeds & Mortgages	Jul 2026 Sale & Mortgage Dec 2023 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`126M K 009`

Property Details

APN / Parcel Number

Primary APN	`126M K 009`
Alternative APN	`0000050142`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,496 sqft Living Area

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Exterior Material	Wood Shingle
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	4,242 sqft (0.097 acres)
Lot Dimensions	96 ft deep x 95 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	0000050142
Street Address	811 FOREST AVE
City	CHATTANOOGA
State	TN
Zip	37405-2717
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R3
Legal Description	FRAZIER ADDN NO 3
Legal Subdivision	FRAZIER ADDN NO 3
Jurisdiction	HAMILTON TN
Township / Civil Division	6
Census Block Group	1
Census Block	1007
Census Tract	600

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Chickamauga and Chattanooga National Military Park listed 1966 · 859 contributing resources · NRIS 66000274

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

811 Forest Ave is owned and occupied by an individual who bought it in July 2026.

Source: Hamilton County records, as of July 10, 2026

Owner of Record	Individual Name on File
Mailing Address	811 FOREST AVE, CHATTANOOGA, TN 37405-2717
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 1, 2026	Warranty Deed, Transfer · Conventional Mortgage FRANKLIN CREDIT MGMT
Dec 29, 2023	Warranty Deed, Transfer · Conventional Mortgage CMG MORTGAGE INC
May 2, 2022	Intrafamily Transfer, Transfer · Conventional Mortgage CARDINAL FINANCIAL COMPANY LP
Nov 9, 2020	Deed of Trust, Mortgage · Conventional Mortgage FIRSTBANK
Dec 16, 2019	Warranty Deed, Transfer · Conventional with PMI CITIZENS TRI-CNTY BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 1, 2026 · Amount on File
Deed Sale	Jul 1, 2026 · Amount on File
Prior Sale	Dec 29, 2023 · Amount on File
Deed Document Number	2026304
Deed Book / Page	14355 / 388
Prior Transfer Date	Apr 29, 2022
Prior Transfer Doc	0000000371
Record Updated	Oct 29, 2026

July 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON TN
Recording Date	Jul 1, 2026
Property Address	811 FOREST AVE, CHATTANOOGA, TN 37405-2717
Document Number	0000000304
Book / Page	14355 / 388
Instrument Date	Jul 1, 2026
Instrument	2026304
Transaction Type	Transfer
Record Updated	Jul 10, 2026
Title Company	NORTHSHORE TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$200,303.20
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	811 FOREST AVE, CHATTANOOGA, TN 37405-2717

Mortgage

Document Number	0000000305,
Date	Jul 1, 2026
Instrument	20261305

Lender

Name	FRANKLIN CREDIT MGMT

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	120 Months
Due	Jul 15, 2036

Interest

Rate Type	Fixed Rate
Rate	6.51%
Initial Type	Fixed Rate
Max Rate	-1%

December 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON TN
Recording Date	Dec 29, 2023
Property Address	811 FOREST AVE, CHATTANOOGA, TN 37405-2717
Document Number	0000000194
Book / Page	13481 / 886
Instrument Date	Dec 29, 2023
Instrument	2023122900194
Transaction Type	Transfer
Record Updated	Sep 25, 2025
Title Company	UNKNOWN, NORTHSHORE T&E LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,628.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	811 FOREST AVE, CHATTANOOGA, TN 37405-2717

Mortgage

Document Number	0000000195
Date	Dec 29, 2023
Instrument	2023122900195

Lender

Name	CMG MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2054

May 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	HAMILTON TN
Recording Date	May 2, 2022
Property Address	811 FOREST AVE, CHATTANOOGA, TN 37405-2717
Document Number	0000000371
Book / Page	12943 / 97
Instrument Date	Apr 29, 2022
Instrument	2022050200371
Transaction Type	Transfer
Record Updated	Sep 25, 2025
Title Company	FIRST TITLE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2312 DOGWOOD GROVE CIR, SIGNAL MOUNTAIN, TN 37377-1626

Mortgage

Document Number	0129430099
Date	May 2, 2022
Instrument	12943-0099

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2052

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON TN
Property Address	811 FOREST AVE, CHATTANOOGA, TN 37405-2717
Document Number	1112000205
Instrument Date	Nov 9, 2020
Transaction Type	Mortgage
Record Updated	Nov 24, 2020
Title Company	FIRST TITLE COMPANY, FIRST TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	811 FOREST AVE CHATTANOOGA TN 374052717, CHATTANOOGA, TN 37405-2717

Mortgage

Document Number	1112000205
Date	Nov 12, 2020
Book Page	012229/000963
Instrument	201112000205

Lender

Name	FIRSTBANK
Type	Bank
Address	FRANKLIN, TN 37067

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 11, 2050

December 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON TN
Recording Date	Dec 16, 2019
Property Address	811 FOREST AVE, CHATTANOOGA, TN 37405-2717
Document Number	1216000084
Book / Page	011849 / 000578
Instrument Date	Dec 4, 2019
Instrument	191216000084
Transaction Type	Transfer
Record Updated	Jan 2, 2020
Title Company	FIRST TITLE COMPANY, FIRST TITLE LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$952.75
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	2312 DOGWOOD GROVE CIR SIGNAL MOUNTAIN TN 373771626, SIGNAL MOUNTAIN, TN 37377-1626

Mortgage

Document Number	1216000085
Date	Dec 16, 2019
Book Page	011849/000580
Instrument	191216000085

Lender

Name	CITIZENS TRI-CNTY BK
Type	Bank
Address	SIGNAL MOUNTAIN, TN 37377

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	240 Months
Due	Dec 15, 2039

Tax Assessment & Valuation

The 2025 property tax bill for 811 Forest Ave was $1,873, down 3.1% from the year before.

Source: Hamilton County assessment roll, as of January 2, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Hamilton County
Municipality	Chattanooga City
Unified School District	Hamilton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,873.00 (-3.1%)	$123,600 (+43.06%)	$494,400 (+43.06%) Land $225,000 Building $269,400
2024	$1,933.00	$86,400 (-)	$345,600 (-) Land $150,000 Building $195,600
2023	$1,933.00	$86,400 (-)	$345,600 (-) Land $150,000 Building $195,600
2022	$1,933.00	$86,400	$345,600 Land $150,000 Building $195,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 811 Forest Ave in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1988.

Source: FEMA National Flood Hazard Layer, effective August 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	3 (1988–2003)
Most Recent Claim	May 2003 · Severe Storms, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 811 Forest Ave is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 95% of Tennessee
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TENNESSEE AMERICAN WATER private · serves 207,046 people · EPA ID TN0000107
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 564 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
EPB Fiber	100,000 / 100,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

Nearby Properties on Forest Ave

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures