Cape Girardeau County property record for 811 Elm St, Cape Girardeau, MO 63703
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,234 sqft · built 1928 |
| Lot Size | 0.115 acres (5,009 sqft) |
| Owner | Company Name on File |
| Tax Bill | $299 (2025) |
| Deeds & Mortgages | Oct 2025 Mortgage May 2018 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 211140007003000000 |
| Primary APN | 211140007003000000 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,234 sqft Living Area |
| Year Built | Built 1928 |
|---|---|
| Effective Year Built | Effective 1928 |
| Exterior Material | Wood |
| Construction Type | Frame |
| Lot Area | 5,009 sqft (0.115 acres) |
| Lot Dimensions | 100 ft deep x 50 ft wide |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Street Address | 811 ELM ST |
|---|---|
| City | CAPE GIRARDEAU |
| State | MO |
| Zip | 63703-7818 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | W PT LOTS 1 & 2 BLK 8 GIB-HOUCK 4TH |
| Legal Range | 14E |
| Legal Township | 30S |
| Legal Section | 07 |
| Legal Subdivision | GIB-HOUCK 4TH |
| Legal Block | 8 |
| Legal Lot Number | 1-2 |
| Jurisdiction | CAPE GIRARDEAU MO |
| Township / Civil Division | CAPE GIRARDEAU |
| Census Block Group | 3 |
| Census Block | 3021 |
| Census Tract | 881400 |
811 Elm St is owned by a company that acquired it in September 2025.
Source: Cape Girardeau County records, as of September 28, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 811 ELM ST, CAPE GIRARDEAU, MO 63703-7818 |
| Owner Type | Company |
| Vesting | Limited Liability Partnership |
| Date | Document |
|---|---|
| Oct 21, 2025 | Deed of Trust, Mortgage · Commercial Mortgage FIRST STATE COMMUNITY BANK |
| May 11, 2018 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 12, 2025 |
| Deed Sale | Sep 12, 2025 |
| Prior Sale | Jun 27, 2012 |
| Deed Document Number | 20257474 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CAPE GIRARDEAU MO |
| Property Address | 811 ELM ST, CAPE GIRARDEAU, MO 63703-7818 |
| Transaction Type | Mortgage |
| Record Updated | Nov 19, 2025 |
| Name | Verified Name |
|---|
| Document Number | 0202508721 |
|---|---|
| Date | Oct 21, 2025 |
| Instrument | 2025-08721 |
| Name | FIRST STATE COMMUNITY BANK |
|---|---|
| Type | Bank |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | CAPE GIRARDEAU MO |
| Recording Date | May 11, 2018 |
| Property Address | 811 ELM ST, CAPE GIRARDEAU, MO 63703-7818 |
| Document Number | 0000004456 |
| Instrument Date | May 8, 2018 |
| Instrument | 4456 |
| Transaction Type | Transfer |
| Record Updated | May 31, 2018 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 2965 COUNTY ROAD 638 #A CAPE GIRARDEAU MO 637019684, A, CAPE GIRARDEAU, MO 63701-9684 |
The 2025 property tax bill for 811 Elm St was $299.
Source: Cape Girardeau County assessment roll, as of September 28, 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | Cape Girardeau County |
| Municipality | Cape Girardeau City |
| Unified School District | Cape Girardeau 63 School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,730 (-) Land $480 Building $5,250 | $30,168 (-) Land $2,541 Building $27,627 | |
| 2025 | $299.00 | $5,730 Land $480 Building $5,250 | $30,168 Land $2,541 Building $27,627 |
| 2023 | $283.00 | $5,460 Land $460 Building $5,000 | $28,731 Land $2,420 Building $26,311 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 811 Elm St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1978.
Source: FEMA National Flood Hazard Layer, effective January 19, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 2 (1978–1979) |
| Most Recent Claim | Apr 1979 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 811 Elm St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CAPE GIRARDEAU PWS serves 39,941 people · EPA ID MO4010136 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2023 |
| Lead | 4 ppb (2022–2024) action level 15 ppb |
| Water Quality | Treatment failure resolved · Apr 2025 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 5 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 413 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: Wisper ISP.
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