811 Elm St, Atlantic, IA 50022 Property Records

Cass County property record for 811 Elm St, Atlantic, IA 50022

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 876 sqft · built 1885
Lot Size	0.161 acres (7,000 sqft)
Owner	Company Name on File
Tax Bill	$338 (2026)
Deeds & Mortgages	Jul 2026 Mortgage Jul 2019 Transfer
Flood Zone	Zone X (minimal risk)
APN	`303004778001000`

Property Details

APN / Parcel Number

Primary APN	`303004778001000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	876 sqft Living Area
Basement Area	219 sqft
Unfinished Basement	219 sqft
Game Room	Game Room
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1885
Effective Year Built	Effective 1885
Exterior Material	Vinyl
Construction Type	Frame
Foundation Type	Stone
Roof Type	Gable
Roof Material	Asphalt
Lot Area	7,000 sqft (0.161 acres)
Lot Dimensions	140 ft deep x 50 ft wide
Garage Type	Detached
Garage Area	247 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	105 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	HVAC

Location & Zoning

Street Address	811 ELM ST
City	ATLANTIC
State	IA
Zip	50022-1729
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 6 BLK 65
Legal Subdivision	ORIGINAL TOWN - ATLANTIC
Legal Block	65
Legal Lot Number	6
Jurisdiction	CASS IA
Township / Civil Division	GROVE
Census Block Group	1
Census Block	1097
Census Tract	190400

Owner

811 Elm St is owned by a company that acquired it in July 2019.

Source: Cass County records, as of October 20, 2026

Owner of Record	Company Name on File
Mailing Address	1302 CHESTNUT ST, ATLANTIC, IA 50022-2238
Owner Type	Company
Vesting	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 7, 2026	Deed of Trust, Mortgage · Conventional Mortgage DUPACO COMMUNITY CREDIT UNION
Jul 15, 2019	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Jul 11, 2019
Transfer Doc	2019/1112
Record Updated	Oct 29, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CASS IA
Recording Date	Jul 7, 2026
Property Address	811 ELM ST, ATLANTIC, IA 50022-1729
Document Number	2026001198
Book / Page	2026 / 1198
Instrument Date	Jun 23, 2026
Transaction Type	Mortgage
Record Updated	Aug 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Liability Partnership, 266

Mortgage

Document Number	2026001198,
Date	Jul 7, 2026
Book Page	2026/1198

Lender

Name	DUPACO COMMUNITY CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 23, 2056

Interest

Rate Type	Fixed Rate
Rate	6.53%
Initial Type	Fixed Rate
Max Rate	-1%

July 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CASS IA
Recording Date	Jul 15, 2019
Property Address	811 ELM ST, ATLANTIC, IA 50022-1729
Document Number	2019/1112
Book / Page	2019 / 1112
Instrument Date	Jul 11, 2019
Transaction Type	Transfer
Record Updated	Nov 25, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

The 2026 property tax bill for 811 Elm St was $338.

Source: Cass County assessment roll, as of February 9, 2026

Property Jurisdictions

Type	Name
State	Iowa
County	Cass County
Municipality	Atlantic City
Unified School District	Atlantic Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$338.00	$19,630 (-) Land $5,350 Building $14,280	$19,630 (-) Land $5,350 Building $14,280
2025	$338.00 (+13.42%)	$19,630 Land $5,350 Building $14,280	$19,630 Land $5,350 Building $14,280
2024	$298.00
2023		$16,540 Land $5,350 Building $11,190	$16,540 Land $5,350 Building $11,190
2022	$324.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 811 Elm St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 16, 2017

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 811 Elm St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ATLANTIC MUNICIPAL UTILITIES serves 7,252 people · EPA ID IA1509074
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 505 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50

May also be available: Verizon, Western Iowa Wireless.

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