811 E Main St, Albemarle, NC 28001 Property Records

Stanly County property record for 811 E Main St, Albemarle, NC 28001

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,798 sqft · built 1931
Lot Size	0.169 acres (7,405 sqft)
Owner	Individual Name on File
Last Sale	$129,000 (Jul 2021)
Tax Bill	$940 (2023)
Deeds & Mortgages	Jul 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`654802557234`

Property Details

APN / Parcel Number

Primary APN	`654802557234`
Alternative APNs	`1534703` `9213`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,798 sqft Finished Area
Fireplace	Fireplace

Exterior

Year Built	Built 1931
Exterior Material	Aluminum/Vinyl
Foundation Type	Masonry
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	7,405 sqft (0.169 acres)
Lot Dimensions	142 ft deep x 53 ft wide
Porch	Porch
Porch Area	204 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Account Number	1534703
Street Address	811 E MAIN ST
City	ALBEMARLE
State	NC
Zip	28001-5012
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-10
Legal Description	HSE 811 E MAIN ST LT 3 654811199
Legal Subdivision	TOWN ALBEMARLE
Legal Lot Number	3
Jurisdiction	STANLY NC
Township / Civil Division	SOUTH ALBEMARLE
Census Block Group	2
Census Block	2002
Census Tract	931203

Owner

Source: Stanly County records · APN 654802557234

Assessment roll updated January 1, 2023 · Last verified October 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	811 E MAIN ST, ALBEMARLE, NC 28001-5012
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jul 16, 2021 · Amount on Record
Deed Sale	Jul 16, 2021 · Amount on Record
Deed Document Number	0001749711
Deed Book / Page	1749 / 711
Record Updated	Jun 07, 2026

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STANLY NC
Recording Date	Jul 16, 2021
Property Address	811 E MAIN ST, ALBEMARLE, NC 28001-5012
Document Number	0000435267
Book / Page	1749 / 711
Map Reference	MB 1 PG 100
Instrument Date	Jul 16, 2021
Instrument	435267
Transaction Type	Transfer
Record Updated	Sep 06, 2021

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$258.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1102 NORTHBROOK ST, 1102, ALBEMARLE, NC 28001-3541

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	811 E MAIN ST, ALBEMARLE, NC 28001-5012

Mortgage

Document Number	0000435268
Date	Jul 16, 2021
Instrument	435268

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Aug 01, 2051

Interest

Rate Type	Adjustable Rate
Rate	3.15%
Adjustable	Adjustable Rate Rider
Type Change Date	Aug 01, 2026
Change Frequency	Annually
Max Rate At Change	9.15%
Index	1-Year LIBOR
Max Rate	9.15%

Tax Assessment & Valuation

Source: Stanly County records · Assessment roll updated January 1, 2023 · Last verified October 2023

Property Jurisdictions

Type	Name
State	North Carolina
Municipality	Albemarle City
County	Stanly County
Unified School District	Stanly County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$940.00	$77,063 Land $7,155 Building $69,908	$77,063 Land $7,155 Building $69,908

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Stanly County (37167C), as of May 30, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 371679312032, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Wildfire

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places as of August 1, 2026 · Last verified October 2026

Historic District	Within the Pee Dee Avenue Historic District listed 1998 · 88 contributing resources · NRIS 97001612

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Uniti Group Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Based on FCC filings for 288 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System, water system NC0184010, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	CITY OF ALBEMARLE serves 17,506 people
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.