Grant County property record for 811 E Division St, Elbow Lake, MN 56531
| Property Type | Single Family Home |
|---|---|
| Details | 976 sqft · built 1920 |
| Lot Size | 0.409 acres (17,829 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $225,000 (Jul 2026) |
| Tax Bill | $2,696 (2026) |
| Deeds & Mortgages | Jul 2026 Sale & Mortgage |
| APN | 19-0420-000 |
| Primary APN | 19-0420-000 |
|---|
| Building Area | 976 sqft Living Area |
|---|---|
| Gross Area | 224 sqft |
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 1920 |
| Lot Area | 17,829 sqft (0.409 acres) |
| Garage Area | 576 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 216 sqft |
| Deck Area | 96 sqft |
| Patio Area | 224 sqft |
| Shed | 1 Shed |
| Shed Area | 96 sqft |
| Street Address | 811 E DIVISION ST |
|---|---|
| City | ELBOW LAKE |
| State | MN |
| Zip | 56531-4620 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | N 115 OF W 155 OF LOT 4 BLOCK 2 |
| Legal Subdivision | CITIZENS ADDITION |
| Legal Block | 2 |
| Legal Lot Number | 4 |
| Jurisdiction | GRANT MN |
| Township / Civil Division | ELBOW LAKE |
| Census Block Group | 1 |
| Census Block | 1065 |
| Census Tract | 70100 |
Source: Grant County records, as of September 9, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 811 E DIVISION ST, ELBOW LAKE, MN 56531-4620 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 13, 2026 · Amount on Record |
| Deed Sale | Jul 13, 2026 · Amount on Record |
| Prior Sale | Apr 1, 2006 · Amount on Record |
| Deed Document Number | 2026192053 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | GRANT MN |
| Recording Date | Jul 13, 2026 |
| Property Address | 811 E DIVISION ST, ELBOW LAKE, MN 56531-4620 |
| Document Number | 0000192053 |
| Instrument Date | Jul 9, 2026 |
| Instrument | 2026192053 |
| Transaction Type | Transfer |
| Record Updated | Jul 22, 2026 |
| Title Company | MIDWEST PRFD TITLE, MIDWEST TITLE |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $74,992.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 811 E DIVISION ST, ELBOW LAKE, MN 56531-4620 |
| Document Number | 0000192054, |
|---|---|
| Date | Jul 13, 2026 |
| Instrument | 2026192054 |
| Name | US BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.53% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Number | 0000192055, |
|---|---|
| Date | Jul 13, 2026 |
| Instrument | 2026192055 |
| Name | US BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 30 Months |
| Due | Aug 1, 2056 |
| Rate | 6.53% |
|---|---|
| Max Rate | -1% |
Source: Grant County assessment roll, as of September 9, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Grant County |
| Municipality | Elbow Lake City |
| Unified School District | West Central Area (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,696.00 (+28.38%) | $181,400 (-2.1%) Land $24,000 Building $157,400 | $181,400 (-2.1%) Land $24,000 Building $157,400 |
| 2025 | $185,300 (+19.24%) Land $24,800 Building $160,500 | $185,300 (+19.24%) Land $24,800 Building $160,500 | |
| 2023 | $2,100.00 | $155,400 Land $12,400 Building $143,000 | $155,400 Land $12,400 Building $143,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Nearby Flood Claims | 1 (1997) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Apr 1997 · Severe Flooding, High Winds,severe Storms |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 96% of Minnesota |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Elbow Lake serves 1,285 people · EPA ID MN1260003 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2023 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 161 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Runestone Telephone Association Fiber | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
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