811 E Cross St, Centerville, IA 52544 Property Records

Appanoose County property record for 811 E Cross St, Centerville, IA 52544

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 912 sqft · built 1976
Lot Size	0.3 acres (13,068 sqft)
Owner	Individual Name on Record
Last Sale	$87,000 (Sep 2006)
Tax Bill	$2,932 (2025)
Deeds & Mortgages	Apr 2023 Mortgage Mar 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`341011034870000`

Property Details

APN / Parcel Number

Primary APN	`341011034870000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	912 sqft Living Area
Basement Area	912 sqft
Finished Basement	900 sqft
Unfinished Basement	12 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1976
Effective Year Built	Effective 1976
Exterior Material	Wood
Construction Type	Frame
Roof Type	Hip
Roof Material	Asphalt
Lot Area	13,068 sqft (0.3 acres)
Garage Type	Attached
Garage Area	368 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Slab
Porch Area	72 sqft
Deck Area	80 sqft
Patio Area	540 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Gas

Location & Zoning

Street Address	811 E CROSS ST
City	CENTERVILLE
State	IA
Zip	52544-3512
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 38 WENTWORTHS 1ST SUB DIV S 1/2 SW
Legal Subdivision	WENTWORTHS 1ST
Legal Lot Number	38
Jurisdiction	APPANOOSE IA
Township / Civil Division	CENTERVILLE
Census Block Group	1
Census Block	1009
Census Tract	950300

Owner

Source: Appanoose County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	811 E CROSS ST, CENTERVILLE, IA 52544-3512
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 7, 2023	Deed of Trust, Mortgage · Conventional Mortgage COMMUNITY FIRST CU
Mar 18, 2022	Deed of Trust, Mortgage · Conventional Mortgage COMMUNITY FIRST CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 29, 2006 · Amount on Record
Deed Sale	Sep 29, 2006 · Amount on Record
Deed Document Number	20062375
Deed Book / Page	2006 / 2375
Record Updated	Sep 20, 2026

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	APPANOOSE IA
Property Address	811 E CROSS ST, CENTERVILLE, IA 52544-3512
Transaction Type	Mortgage
Record Updated	May 3, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002023/752
Date	Apr 7, 2023
Book Page	2023/752
Instrument	2023 752

Lender

Name	COMMUNITY FIRST CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Mar 28, 2043

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	APPANOOSE IA
Property Address	811 E CROSS ST, CENTERVILLE, IA 52544-3512
Transaction Type	Mortgage
Record Updated	Apr 27, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002022/667
Date	Mar 18, 2022
Book Page	2022/667
Instrument	2022 667

Lender

Name	COMMUNITY FIRST CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2052

Interest

Rate Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Type Change Date	Apr 1, 2032
Change Frequency	Annually
Min Rate At Change	3%
Max Rate At Change	5%
Index	1-Year CMT

Tax Assessment & Valuation

Source: Appanoose County assessment roll, as of October 2, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Appanoose County
Municipality	Centerville City
Unified School District	Centerville Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$172,620 (-) Land $17,550 Building $155,070	$172,620 (-) Land $17,550 Building $155,070
2025	$2,932.00	$172,620 (+23.36%) Land $17,550 Building $155,070	$172,620 (+23.36%) Land $17,550 Building $155,070
2024	$2,932.00 (+22.27%)
2023		$139,930 (+29.24%) Land $13,650 Building $126,280	$139,930 (+29.24%) Land $13,650 Building $126,280
2022	$2,398.00 Homeowner's exemption	$108,270 Land $11,700 Building $96,570
2021			$108,270 Land $11,700 Building $96,570

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 15, 2018

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · above 58% of Iowa
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CENTERVILLE MUNICIPAL WATERWORKS serves 5,344 people · EPA ID IA0407008
Water Source	Purchased surface water from RATHBUN REGIONAL WATER ASSN (RATHBUN)
Last State Inspection	Sep 2023
Lead	3 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 112 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	1,000 / 50
Liberty Communications Fixed Wireless · Fiber in parts of the area	500 / 200
Windstream DSL · Fiber in parts of the area	200 / 20
Lockridge Networks Fixed Wireless	100 / 20
Rise Broadband Fixed Wireless	100 / 20

May also be available: Farmers Mutual Cooperative Telephone Company.

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